Commercial Underwriter Remote Jobs in Pennsylvania (US)

This page tracks remote commercial underwriter openings that are location-eligible for Pennsylvania.

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$25 - $106,391

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12 Jobs

12 Companies

Senior Underwriter, Commercial Lines

Nationwide Insurance

Nationwide Insurance, founded in 1926, is one of the oldest and most well-respected insurance agencies in the United States. Headquartered in Columbus, Ohio, wh

Commercial Underwriter1 day ago

Full Time Remote Senior

Company Site

Role Description If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! This Sr Underwriter, CL position will be part of the Farm Underwriting Team. The person in this role will support agents in the Central and Eastern time zones; therefore, preferred candidates will reside in those time zones or be able to work business hours aligned with those regions. The ideal candidate will have commercial and/or farm underwriting or cross functional farm/agribusiness experience. Success on our team requires a blend of customer service skill and analytical prowess. There’s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you! As a Senior Underwriter, you'll accept, retain and price moderate to high exposure new, renewal and endorsement commercial business policies based on granted authority. We'll count on you to provide other underwriting technical support, too. You'll work within broad limits of authority on underwriting assignments of high technical complexity. You'll have opportunities to provide guidance and assistance to less experienced underwriters and other functional areas. In addition, you'll partner with assigned agencies and field sales underwriters to consult on and develop business opportunities. Qualifications - Bachelor's degree or equivalent work experience preferred. - Completion of INS, AU or similar designations with progress toward CIC and/or CPCU is preferred. - Typically, three years of underwriting experience preferred. - Experience leading or working on complex projects and teams preferred. Requirements - Commercial underwriting policy, practices and procedures. - Rating plans and plan concepts. - State and federal insurance laws and regulations. - Commercial insurance processing systems. - Solid understanding of company operations and products. - Verbal and written communication skills necessary to interact with all levels of internal and external contacts. - Ability to evaluate and recommend solutions to work-related problems. - Ability to analyze insurance risks to determine the degree of acceptability and pricing. - Effective time management skills and competencies preferred. - Ability to operate personal computer and related software. - Ability to advise agents and agency staff on commercial contracts, procedures and business practices. Benefits - Medical/dental/vision. - Life insurance, short and long term disability coverage. - Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date. - Nine paid holidays. - 8 hours of Lifetime paid time off. - 8 hours of Unity Day paid time off. - 401(k) with company match. - Company-paid pension plan. - Business casual attire. - And more.

View details: Senior Underwriter, Commercial Lines

United States

$62.5K - $115.5K / year

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Underwriter III, Specialty Loans

Guild Mortgage

In neighborhoods and communities everywhere, we deliver the promise of home.

Commercial Underwriter7 days ago

Full Time Remote Mid LevelTeam 1,001-5,000Since 1960H1B No Sponsor

Company Site LinkedIn

Role Description The Underwriter III plays an important role in the organization by performing a number of activities related to the company’s retail operations functions. The role is primarily responsible, under intermittent to infrequent supervision, for underwriting specialty loans such as jumbo, renovation, FHA, VA, USDA, new construction condominium project loans according to company, secondary market investor, and government agency standards. This includes ensuring condominium project documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on compliance with underwriting standards and risk management factors. The Underwriter III is considered the “go to” subject matter expert when the Lead/Supervisor/Manager is not available. Essential Functions - Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. - Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation. - Review appraisals to ensure that loans meet secondary market, investor, and company standards. - Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages. - Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly. - Perform condominium project eligibility reviews for conventional, FHA, and VA financing programs, including complex project types such as new construction, conversions, and mixed-use developments. - Analyze condominium project legal, financial, insurance, occupancy, reserve, and operational documentation to determine project eligibility in accordance with agency and investor guidelines. - Prepare and submit FHA and VA condominium project approval documentation and coordinate with applicable government agencies regarding approval requirements and project status. - Serve as a resource to loan origination staff, developers, and other stakeholders regarding condominium project approval requirements, documentation deficiencies, and project eligibility determinations. - Provide options and recommendations to borrowers regarding suitable loan programs. - Stay abreast of current regulations and industry trends that affect compliance and decision-making. - Verify that system input is accurate and that company systems match Automated Underwriting System (AUS). - Use expertise to answer questions and resolve escalated issues from junior-level teammates. - Perform other duties as assigned. Qualifications - High School Diploma or equivalent, required - College courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred Requirements - 8 or more years as an underwriter preferably with three years of specialty experience such as jumbo and renovation loans. - Direct Endorsement, VA, Auto and SAR endorsements; must have current certifications for any region with state-specific requirements to underwrite loans. - Advanced condominium project underwriting experience, including review and approval of conventional, FHA, and VA condominium projects. - Experience underwriting new construction condominium developments, condominium conversions, and mixed-use projects preferred. - Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing. - Expert-level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.). - Expert-level knowledge of underwriting and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls. - Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the downstream impact of decisions and associated risks. - Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness. - Expert knowledge of Fannie Mae and Freddie Mac condominium project eligibility requirements. - Advanced knowledge of FHA condominium approval requirements, including HRAP and DELRAP review processes. - Knowledge of VA condominium project approval requirements and submission processes. - Experience reviewing homeowners association (HOA) financial statements, reserve studies, governing documents, insurance coverage, special assessments, and litigation disclosures. - Ability to evaluate and document condominium project-level risks, including financial stability, reserve adequacy, insurance sufficiency, ownership concentration, and marketability. Benefits - Competitive compensation - Medical, dental, vision, life insurance, AD&D, LTD - 401(k) with employer match

View details: Underwriter III, Specialty Loans

United States

$37 - $56 / hour

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Glazier/Commercial Storefront/Handyman

RED FACILITY SOLUTIONS LLC

RED Facility Solutions is a company based in Sunrise, FL who specializes in Commercial, Retail, Industrial and Restaurant locations.

Commercial Underwriter8 days ago

Full Time Remote Mid Level

Role Description We are looking to hire an experienced Electrician/Glazier Installer/Maintenance Technician in your area along with other skills such as electrical, plumbing, and handyman services. - You MUST be able to auger a 100 FT machine for clearing plumbing clogs. - ELECTRICAL! Installing a new outlet, replace a ballast, driver and so forth. - Handyman services including but not limited to drywall repairs and painting. - Repair and replace storefront doors and glass. - You must have your own tools; a company vehicle will be provided. - This position requires travel 80% of the time and may require SOME weekends. - Coordinate tasks according to priorities and plans. - Resolve problems when they arise. - Inspect buildings, equipment, and systems to identify any issues. - Repair faulty equipment units and damaged structures. - Maintain the inventory records for equipment and supplies. - Keep constant communication with the Account Managers. Qualifications - Problem-solving abilities. - Great communication skills. - A minimum of 3 years’ experience in a similar role. - Advanced understanding of general maintenance procedures and techniques. - Effective problem-solving abilities. - Must be well-organized and have the ability to prioritize tasks. Requirements - Please submit your resume for consideration. - Note that our offices are located in Sunrise (FL) so you will report to Management and Account Managers through continuous phone calls and emails. - This is a remote position. Benefits - 401(k) - Company car - Health insurance - Opportunity for advancement - Paid time off

View details: Glazier/Commercial Storefront/Handyman

United States

$25 - $27 / hour

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Government Underwriter

eLEND

eLEND is a technology-driven, client-first mortgage lender whose mission is to make homeownership more accessible, transparent, and modern while preserving a pe

Commercial Underwriter8 days ago

Full Time Remote Mid Level

Company Site

Role Description The Government Underwriter is responsible for analyzing, evaluating, and approving FHA, VA, USDA, and Conventional mortgage loan applications while ensuring compliance with agency, investor, and company guidelines. - Analyze FHA, VA, USDA, and Conventional mortgage loan applications to determine creditworthiness and eligibility. - Review loan-to-value (LTV), debt-to-income (DTI), credit reports, income documentation, assets, employment history, and supporting documentation. - Calculate borrower income and evaluate repayment capacity. - Review DU, LPA, and agency underwriting findings. - Structure loans that meet agency, investor, and company guidelines. - Identify potential credit risks and make sound underwriting decisions. - Issue loan approvals, suspensions, and denials with clear underwriting conditions. Qualifications - Minimum of 5+ years of Government Mortgage Underwriting experience. - Strong knowledge of FHA, VA, USDA, and Conventional underwriting guidelines. - Excellent analytical and credit risk assessment skills. - Strong decision-making and problem-solving abilities. - High attention to detail and commitment to quality. - Excellent verbal and written communication skills. - Strong organizational and time management skills. - Ability to manage multiple priorities in a fast-paced environment. - Passion for mentoring others and growing into a leadership role. - Positive attitude with a collaborative, team-first mindset. Requirements - DE (Direct Endorsement) Certification preferred. - VA SAR/LAPP authority preferred. - Experience underwriting FHA, VA, USDA, and Conventional loans. - Experience using Encompass Loan Origination System. - Prior experience mentoring or training teammates. - Experience working in a high-volume production underwriting environment. - Knowledge of investor overlays and Quality Control processes. - Leadership experience or demonstrated leadership potential strongly preferred. Benefits - Competitive base pay- $42.00-$54.00/hr - Performance-based incentive opportunities - Leadership development and internal promotion opportunities - Comprehensive Medical, Dental & Vision Coverage - 401(k) Program with company match - Paid Time Off & Company Holidays - Professional Development & Continuing Education - Career Growth within Mortgage Operations and Underwriting Leadership - Collaborative, innovative, and high-performing team environment

View details: Government Underwriter

United States

$42 - $54 / hour

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Senior Stop-Loss Underwriter

One80 Intermediaries

One80 Intermediaries provides comprehensive, tailor-made insurance solutions aimed at ensuring clients receive the best coverage possible. The agency provides a

Commercial Underwriter10 days ago

Full Time Hybrid Senior

Company Site

Senior Stop-Loss Underwriter Location: Newtown Square, PA Hybrid 3-4 Days in Office Full time Job Description: The Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions, assessing medical and financial risk factors, and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales, brokers, consultants, and underwriting team to ensure profitability and growth within the stop loss product line. This is a hybrid position based out of our office in Newtown Square, PA. Your Impact: - Review and analyze employer stop loss data, including claims experience, demographics, and plan design. - Assess medical conditions and financial risks to determine appropriate coverage terms and pricing. - Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability. - Work collaboratively with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes. - Ensure underwriting decisions comply with regulatory requirements and company standards. - Maintain accurate documentation of underwriting decisions and rationales within internal systems. - Participate in training and development opportunities to enhance underwriting knowledge and expertise. - Assist in monitoring industry trends, competitor strategies, and regulatory changes that may impact underwriting practices. - Support underwriters in handling complex cases and contribute to team projects as needed. Successful Candidates Will Have: - 3 to 5 years of experience in employer stop loss underwriting - Familiarity with self-funded health plans and TPA operations - Bachelor's degree in business, finance, insurance, or a related field preferred; progress toward industry designations is a plus - Strong analytical skills with the ability to interpret financial and medical data - Understanding of risk assessment, pricing models, and stop loss policies - Excellent communication and interpersonal skills to interact with internal and external stakeholders - Detail-oriented with strong organizational and time management skills - Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2024, One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business Insurance. In 2025, One80 Intermediaries earned the Great Place To Work® Certification™ for the second consecutive year. Located in Newtown Square, PA and established in 2007, the Medical Stop Loss program of One80 is a full-service Managing General Underwriter. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies (“Recruiting Vendors”). Recruiting Vendors must have a valid written agreement and receive prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.

View details: Senior Stop-Loss Underwriter

Pennsylvania

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Commercial Property & Liability Underwriter

CIBA Insurance Services

Commercial Underwriter11 days ago

Full Time Remote Mid Level

Role Description The Underwriter is primarily responsible for risk selection, analysis, documentation, pricing, and sales of commercial property and liability new business, as well as being responsible for renewal retention and ongoing management of existing portfolio. - Manage book of business by evaluating submissions, making decisions consistent with guidelines in a timely manner. - Maintain complete and well-organized electronic underwriting files according to guidelines. - Maintain a good relationship with assigned brokers by responding promptly to requests and clearly communicating underwriting decisions. - Review and evaluate upcoming renewals in a thorough and timely manner, ensuring that nonrenewal notices and renewal quotes are issued accurately and timely. - Ongoing management of existing portfolio. - Effectively supervise Underwriting Assistant(s). Qualifications - High School diploma or equivalent, bachelor's degree preferred. - P&C license. - Five or more years of related experience and working knowledge of commercial property/casualty coverages and services, including technical principles of rating and pricing commercial lines business based upon individual risk criteria to promote underwriting profitability. - Proficient computer skills, including Intermediate Microsoft Office Suite skills with strong Excel and Adobe knowledge, and database rating. - Ability to build and maintain strong internal and external business relationships. - Negotiation and sales skills with the ability to deliver a challenging message. - Strong written and oral communication skills. - Excellent organizational and time management skills. - Analytical and critical problem-solving skills. - Attention to detail. - Self-motivated with a strong work ethic. Benefits - HEALTH: CIBA offers a comprehensive benefits package to its employees including medical, dental, vision, and life insurance. We also offer a flexible spending account (FSA) to help our employees save on healthcare expenses. - RETIREMENT: We offer a 401(k) plan with a Roth option and employer-matching contributions to assist employees with retirement planning. - PAID TIME OFF: We offer paid meal breaks, paid holidays, vacation, and sick time. We also offer bereavement leave to support our employees during difficult times and paid volunteer time. - CAREER DEVELOPMENT: Our training, licensing, and tuition reimbursement programs help our employees grow in their careers. Our flexible work schedules, including telecommuting, allow our employees to balance their work and personal lives. - COMPANY CULTURE: We have a positive team culture and offer an employee referral program, company-wide employee recognition program, and anniversary recognition program to show our appreciation for our employees' hard work and dedication. We also host various employee events throughout the year to foster a sense of community and fun in the workplace. Paid volunteer time is offered to support our employees' dedication to helping their local communities.

View details: Commercial Property & Liability Underwriter

United States

$90K - $100K / year

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Senior Commercial Underwriter

FourLeaf Federal Credit Union

Let's Money Together Federally Insured by NCUA #MoneyLikeAWoman

Commercial Underwriter12 days ago

Full Time Remote SeniorTeam 501-1,000Since 1941H1B No Sponsor

Company Site LinkedIn

Role Description The Senior Commercial Underwriter is responsible for commercial credit activities for FourLeaf ensuring consistency with MBL policy and commercial credit standards for commercial lending activities and portfolio. This opportunity is open to flexible work options including a remote set up. Core Contributions - Review and analyze commercial loan packages, including leases, rent rolls, tax returns, financial statements, credit reports, appraisal reports, and environmental reports. - Assess market data and risk to determine creditworthiness and make sound credit decisions in accordance with FourLeaf’s policies and procedures. - Prepare spreads of applicants’ financial statements and/or tax returns into a standardized spreadsheet form to support financial analysis of the borrower. - Handle higher volume and more complicated deals including C&I and construction transactions. - Prepare detailed credit approval memos (CAMs) for review by department AVP and FourLeaf credit committee, ensuring adherence to FourLeaf lending guidelines. - Recommend risk ratings and/or credit restructuring based on risks identified during underwriting. - Assist in upkeep of the commercial credit pipeline and provide updated statuses for loan files in process. - Correspond and collaborate with FourLeaf legal counsel, relationship managers, commercial operations specialists, commercial lending management, members, and prospective members. - Assist Commercial Capital Markets Manager in providing answers and documentation to participants’ requests for loan sales. - Maintain underwriting files and review loan documentation prepared by legal counsel to ensure accuracy of information and adherence to FourLeaf policies and procedures. - Assist with answering auditors’ questions and requests during internal and external audits of FourLeaf’s commercial lending portfolio and underwriting practices. - Assist the workout and portfolio teams for annual review and workout evaluation and proposals. - Mentor and coach other underwriters or teammates. - Assist in updating lending and underwriting policies, guidelines and procedures to ensure compliance. Qualifications - Bachelor’s Degree in Business/Finance. - 5-9 years of experience. - Strong analytical skills for documentation and evaluating owner occupied commercial real estate transactions and C&I. Requirements - The estimated salary for this role is $106,391.00 - $127,669.00 annually. Benefits - Comprehensive benefit package including medical, dental, and vision coverage. - 401K plan with employer match. - Reimbursement programs. - Wellness programs. - Annual performance-based bonus. - Competitive 401k. - Tuition reimbursement. - Flexible work options. - Volunteer opportunities. - Water Cooler Chats with executive teammates. - Clubs & Sports. - Food truck days. - …and more! Company Description FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. - We are proud to be an award-winning place to work! - Recent recognitions include Certified Great Place to Work 2024-2025, America’s Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune’s Best Workplaces in Financial Services & Insurance 2024. - As a credit union, our vision is to enrich the lives of our members, employees, and communities. - Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

View details: Senior Commercial Underwriter

United States

$106.4K - $127.7K / year

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Excess & Surplus – Property Underwriter for Contract Binding

Cincinnati Financial

As a relationship-based organization, we welcome and value a diverse workforce. We provide equal employment opportunity to all qualified persons without regard to race, creed, color, sex, including sexual orientation, gender identity and transgender status, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV or genetic information, or any other basis prohibited by law.

Commercial Underwriter13 days ago

Full Time Remote Mid LevelTeam 1,001-5,000

Role Description CSU Producer Resources Inc. seeks an experienced Excess and Surplus Lines property underwriter for its contract binding division. This role will work closely with underwriting, agents/producers, actuarial and loss control to maximize the profitable growth potential in this space. If the candidate is not located in proximity to our Headquarters in Fairfield, OH, this role would be a remote position. Starting pay: The pay range for this position is $75,000 - $125,000 annually. Pay is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. - Underwrite, price and negotiate individual excess and surplus commercial property risks to determine risk acceptability, pricing, coverages, terms and conditions within company guidelines. - Analyze loss control reports, loss experience and other underwriting tools and resources to make informed individual risk selections. - Develop and maintain new and existing relationships with producers and agencies. - Work with internal department staff on the development, refresh and/or maintenance of property line coverage forms, rating methodology and underwriting guidelines. - Monitor product results to develop ideas and marketing plans to increase productivity and profitability. - Maintain high service standards and conduct marketing visits in conjunction with underwriters and admitted lines counterparts. - Work collaboratively and independently with a high level of authority and judgment. - Collaborate with relevant underwriting teams to ensure proper placement of risks and communication on market and agency trends. - Evaluate competitive intelligence and emerging trends to proactively recommend product property product solutions. - Drive select product initiatives from concept through implementation, with increasing ownership over time. - Monitor production results, rate adequacy and profitability of property book. Qualifications - Proficiency in Microsoft® Word, Excel, PowerPoint and Outlook. - Strong organizational skills. - Developed verbal and written communication skills. - A strategic thinking mindset with a professional business acumen. Requirements - Five or more years of commercial lines property underwriting experience with an emphasis on higher hazard or unique commercial property risks. - A bachelor’s degree (or commensurate work experience). - Previous experience underwriting coastal CAT property (preferred). - Experience with individual risk selection, pricing and portfolio management. - An ASLI or CPCU designation (preferred). Benefits - Variety of benefits and amenities to increase the well-being and satisfaction of our associates.

View details: Excess & Surplus – Property Underwriter for Contract Binding

United States

$75K - $125K / year

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Senior Commercial Lines Underwriter

Western National Insurance

The Relationship Company®

Commercial Underwriter15 days ago

Full Time Remote SeniorTeam 501-1,000Since 1901H1B No Sponsor

Company Site LinkedIn

• Builds and maintains strong agency relationships. • Effectively manages an agency territory to achieve established growth and profit goals. • Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives. • Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business. • Applies demonstrated ability to consistently manage high risk / hazard business. • Applies degree of knowledge in overall field and recognized expertise in specific areas. • Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues. • Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others. • Primarily focuses on writing new business as defined by annual goals depending on the region. • Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.

View details: Senior Commercial Lines Underwriter

United States

$80K - $125K / year

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Loss Mitigation Underwriter 1

TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia.

Commercial Underwriter16 days ago

Contract Remote Mid LevelTeam 10,001H1B No Sponsor

Company Site LinkedIn

Role Description The Loss Mitigation Underwriter is responsible for evaluating and underwriting loss mitigation applications for delinquent mortgage loans. This role involves reviewing borrower financial information, assessing risk, and determining appropriate workout solutions in accordance with investor guidelines, regulatory requirements, and National Servicing Standards. The ideal candidate will possess strong analytical skills, a thorough understanding of mortgage servicing and underwriting, and the ability to manage a loan portfolio in a fast-paced, metrics-driven environment. - Request and collect supporting documentation to create complete loan workout packages within required timelines and in compliance with investor, insurer, state, federal, and CFPB guidelines. - Evaluate and underwrite loss mitigation applications, including: - Forbearance plans - Repayment plans - Partial claims - Payment deferrals - Loan modifications - Analyze borrower financial statements, income, expenses, and supporting documentation to determine eligibility for retention and liquidation solutions. - Assess borrower risk and make underwriting decisions using investor waterfalls, guidelines, and servicing standards to minimize potential losses. - Collaborate with investors and stakeholders to determine workout eligibility for borrowers experiencing financial hardship. - Conduct thorough, accurate, and timely file reviews in accordance with investor requirements and regulatory standards. - Utilize investor systems and applications to obtain workout results and finalize recommendations. - Maintain ownership of an assigned loan portfolio, ensuring all deadlines, service level agreements, and compliance requirements are met. - Follow up on outstanding documentation and conditions to facilitate timely decision-making. - Order and review appraisals, valuation notices, title updates, title endorsements, and subordination agreements as necessary. - Obtain required title clearance and supporting documentation for modification and workout processing. - Develop and recommend appropriate workout solutions based on borrower financial analysis and investor guidelines. - Enter, upload, and maintain loan documentation and status updates within internal servicing systems. - Coordinate with internal departments, investors, agencies, and third parties regarding loan status and workout processing. - Ensure compliance with information security policies and procedures. - Support internal and external audits by providing requested documentation and information. - Participate in process improvement initiatives and special projects designed to enhance operational efficiency and borrower outcomes. - Escalate issues, exceptions, or regulatory concerns to management as appropriate. - Remain current on industry regulations, investor requirements, and servicing best practices. - Update internal tracking tools, servicing systems, and investor platforms accurately and timely. - Perform waterfall calculations and scenario analyses to determine final workout recommendations. - Assist with maintaining and updating department procedures, job aids, and training materials. Qualifications - Minimum of 2 years of mortgage servicing experience, with at least 1 year of direct loss mitigation experience preferred. - Experience underwriting mortgage loss mitigation solutions and reviewing borrower financial documentation. - Strong understanding of mortgage servicing, investor requirements, and loan workout programs. - Experience managing loan pipelines and meeting regulatory and investor deadlines. - Strong analytical, problem-solving, and decision-making abilities. - Excellent organizational skills and attention to detail. - Ability to work effectively in a fast-paced, performance-driven environment. - Intermediate math and financial analysis skills. - Strong written and verbal communication skills. Requirements - Knowledge of FNMA, FHLMC, FHA, VA, and USDA loss mitigation programs and servicing requirements. - Familiarity with federal debt collection regulations, bankruptcy guidelines, and mortgage servicing compliance requirements. - Understanding of CFPB, FCRA, FDCPA, and related regulatory standards. - Experience with investor portals, waterfall modeling tools, and mortgage servicing platforms. - Familiarity with document management and retention systems such as Blitzdoc/ICE. - 10-key proficiency by touch preferred. Benefits - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Company Description We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

View details: Loss Mitigation Underwriter 1

United States

$25 / hour

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