Liberty Mutual is a leading global insurance corporation and one of the largest casualty and property insurance companies in the nation. In the past, Liberty Mutual Insurance has o
Underwriter I
Location
California + 1 moreAll locations: California | Pennsylvania
Posted
5 days ago
Salary
$57K - $101K / year
Seniority
Senior
Job Description
Underwriter I
Liberty Mutual
Title: Underwriter I, PL Location: Cincinnati United States Job Description: Description Ensures a profitable book of business by appropriately evaluating the acceptability of risks within established authority levels. Demonstrates decision making authority with moderate supervision, making subjective quality exceptions to retain profitable business. Communicates with assigned agents on any rejected risks to educate on market appetite and explain underwriting guidelines. Markets Company products and services to agents and actively participates in the agency management process. Responsible for working with and protecting confidential and proprietary customer and Company information. This is a range posting Grade 11 - 13, depending on experience. Responsibilities - Accepts, rejects or modifies new and renewal business for all Personal Lines with moderate guidance to ensure a profitable personal book of business. - Reviews risk acceptability to make subjective decisions based on underwriting guidelines ensuring standards for state compliance regulations are met. - Ability to use creativity and underwriting knowledge to engineer risks and retain business. - Responsible for managing a field of agents to achieve Company growth and profitability targets. - Develops on-going relationships with agents, conducts proactive outreach with agents to discuss market appetite, quality of submissions and encourage profitable growth. - Additionally, keeps agents up-to-date on underwriting and/or product changes. - Manages a complex book of business to maximize profitability and growth. - Reviews loss ratios and growth for agents when evaluating and making agency exceptions. - Mentors newer underwriters and is a resource within underwriting department. - Partners with Territory Managers to identify trends and patterns that might create problems and works with agents to correct. - Trains and educates agency staff on Company products, services, underwriting philosophy, etc. - May promote the Company's product and services by speaking to insurance-related groups, CPCU meetings, etc., and by networking within the insurance community to stay abreast of changes within the industry. - Performs other support functions as needed. This is a remote position. Qualifications - BA/BS degree or equivalent experience (insurance experience preferred) - Knowledge of Personal Lines' products and contract knowledge preferred - Proficient in underwriting and thorough knowledge of regulatory and policy differences among states in which business is transacted - Strong negotiation skills preferred - Actively working toward professional designation(s) preferred - Proficient PC skills and capable of working multi-faceted systems - Ability to effectively and independently manage work load while exhibiting good judgment - Strong verbal communication and phone skills - Excellent grammar and written communication skill required - Must have strong relationship building skills with agents and other departments and exemplify teamwork About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices - California - Los Angeles Incorporated - Los Angeles Unincorporated - Philadelphia - San Francisco
Related Guides
Related Categories
Related Job Pages
More Financial Planning and Analysis Jobs
Field Technology Officer, Financial Services
Cloud Software GroupCloud Software Group, founded in 2022 through the merger of Citrix and TIBCO, is a leading cloud solutions provider, serving over 100 million users worldwide. The company fosters a
Title: Field Technology Officer, Financial Services Location: Remote United States Req ID: R104321 Job Description: - Citrix Field Technology Officer (FTO, Field TO)– Banking, Finance Services & Insurance (BFSI) Job Description Summary The Field TO, BFSI is an executive-level, individual contributor role within the Citrix BFSI Go-To Market organization. The ideal candidate will be a visionary, highly customer-focused individual who will work with Citrix’s most important customers to bring the value of the platform to life for our BFSI clients, while working with our own product teams to help drive specific BFSI solutions. This is a critical role to drive growth within our clients and deliver a clear message that articulates the value of the Citrix platform justification Job Description The Field TO, BFSI will serve as a senior technical influencer, combining technical expertise, business acumen, and customer engagement skills, specifically in BFSI. This role will report to the SVP of Global BFSI and work closely with customers, partners, and internal teams to communicate technology strategies that address complex business challenges. This individual will act as a trusted advisor to senior-level executives, driving a solution and strategy that supports the company’s and clients’ strategic objectives. Key Responsibilities Customer Engagement & Solution Strategy Technical Vision & Thought Leadership Strategic Product Advocacy Partner Development & Ecosystem Building Qualifications - Strong connection and network, to other BFSI executives. - Ability to act as a business and technical leader and advisor to customers, understanding the unique challenges in BFSI and technology requirements. - Develop and present strategic solutions that leverage Citrix technology offerings and address client-specific needs. - Participate in high-impact sales and marketing meetings, providing insights, technical guidance and real-world business experience to influence purchasing decisions. - Provide internal teams with insights on how to leverage new technologies to enhance product offerings and differentiate Citrix solutions. - Lead and contribute to white papers, case studies, and solution briefs, sharing technology trends and insights. - Serve as a spokesperson for Citrix’s technology vision, educating clients and partners on our products. - Partner with customers, sales, marketing, and product teams to influence product roadmaps based on customer needs. - Advocate for clients’ technological success, ensuring smooth implementation and long-term adoption. - Build and nurture strong relationships with partners, vendors, and other ecosystem stakeholders. - Work with partners to co-develop solutions, build joint value propositions, and strengthen market presence. - Bachelor's degree in computer science, Engineering, or related field. - 15+ years of experience in a technical leadership role (e.g. Managing Director, VP, CTO or CIO) within the BFSI industry; experience at a BFSI provider that utilized Citrix, preferred, but not required, or like technologies from Microsoft, VMware, Omnissa, and others. - Proven experience working with BFSI Executives on large technology purchase deals and presenting a technology strategy and vision. - Strong knowledge of End User Compute, Zero Trust Network Access and Cloud Compute technologies. - Exceptional presentation and communication skills with the ability to simplify complex technical concepts for business stakeholders. Compensation may vary depending on your location, qualifications including job-related education, training, experience, licensure, and certification, that could result at a level outside of these ranges. Certain roles are eligible for additional rewards, including annual bonus, and sales incentives depending on the terms of the applicable plan and role as well as individual performance. NY generally ranges: $198,692-$298,038 CA generally ranges: $207,331-$310,997 All other locations fall under our General State range: $172,776-$259,164 Benefits may vary depending on the nature of your employment with Cloud Software Group and the country where you work. U.S. based employees are typically offered access to healthcare, life insurance and disability benefits, 401(k) plan and company match, among others. This requisition has no specific deadline for completion. About Us: Cloud Software Group is one of the world’s largest cloud solution providers, serving more than 100 million users around the globe. When you join Cloud Software Group, you are making a difference for real people, each of whom count on our suite of cloud-based products to get work done — from anywhere. Members of our team will tell you that we value passion for technology and the courage to take risks. Everyone is empowered to learn, dream, and build the future of work. We are on the brink of another Cambrian leap -- a moment of immense evolution and growth. And we need your expertise and experience to do it. Now is the perfect time to move your skills to the cloud. Cloud Software Group is firmly committed to Equal Employment Opportunity (EEO) and to compliance with all federal, state and local laws that prohibit employment discrimination. All qualified applicants will receive consideration for employment without regard to age, race, color, creed, sex or gender, sexual orientation, gender identity, gender expression, ethnicity, national origin, ancestry, citizenship, religion, genetic carrier status, disability, pregnancy, childbirth or related medical conditions (including lactation status), marital status, military service, protected veteran status, political activity or affiliation, taking or requesting statutorily protected leave and other protected classifications. If you need a reasonable accommodation due to a disability during any part of the application process, please contact us via the Bridge portal for assistance.
Senior Financial Planning and Analysis Analyst
EDCEdged is a fast-growing provider of sustainable data centers and energy infrastructure. The company builds and operates a global network of ultra-efficient, AI-ready data centers with waterless cooling for colocation, hyperscale, and build-to-suit customers. The highly differentiated infrastructure platform transforms data center growth into a catalyst for sustainable development. Backed by a deep proprietary technology stack including renewable microgrid systems, ultra-clean generators, and waste-to-fuel solutions. Designed for rapid deployment with more than a dozen new data centers operating or under construction across Europe and North America. A joint venture between one of the largest private multinational corporations and an affiliate of Endeavour. Endeavour is a purpose-driven organization helping innovators develop and launch breakthrough solutions for global challenges.
Role Description The Senior Financial Reporting Analyst will be a vital member of the leadership team of the North American division of Edged Data Centers. We are seeking a motivated, highly skilled, organized, and detail-oriented individual to join our dynamic team. This role will report to the Controller and lead our external reporting requirements. He/she will play a key role in the monthly close process, preparing bank and regulatory requirements, analyses, and schedules. The Senior Financial Reporting Analyst needs to be an agile, team-focused individual, with proven professionalism, who is comfortable in a rapidly changing environment. The right person is trustworthy with confidential data, highly organized, self-motivated, has excellent communication skills, thinks strategically, and works equally as well independently as with a team. EDC empowers employees by providing autonomy and flexibility in the way we work, by developing a habit of constant, open communication, and by creating a culture of excellence, appreciation, trust, and respect. Qualifications - Bachelor’s degree in finance or accounting - Minimum of five years of relevant reporting and financial analysis experience - Net Suite experience is preferred - Experience in real estate and/or data center industry is beneficial - Experience working with financial institutions and regulatory agencies is beneficial - Experience in data center, real estate, or construction industries is beneficial - East coast location preferred Requirements - Advanced excel skills - Organized and attentive to details - Ability to work effectively both independently and within a team environment - Ability to adapt to changing priorities and work demands - Willing to work overtime as needed to meet deadlines and manage workload - Proficient in communicating effectively with colleagues, management, and customers - Team player and positive “can-do” attitude Benefits - Medical, dental, vision, life, and disability insurance - 401(k) retirement plan - Flexible spending and HSA accounts - Paid holidays - PTO - Employee assistance program - Other company benefits Company Description Edged is a fast-growing provider of sustainable data centers and energy infrastructure. The company builds and operates a global network of ultra-efficient, AI-ready data centers with waterless cooling for colocation, hyperscale and build-to-suit customers. The highly differentiated infrastructure platform is the first large-scale, global deployment of waterless cooling platform-wide and transforms data center growth into a catalyst for sustainable development. Edged is backed by a deep proprietary technology stack that will include renewable microgrid systems, ultra-clean generators, and waste-to-fuel solutions. The platform is designed for rapid deployment with more than a dozen new data centers operating or under construction across Europe and North America and a gigawatt-scale project pipeline. The North American division of Edged is a joint venture between one of the largest private multinational corporations in the world and an affiliate of Endeavour. Endeavour is a purpose-driven organization helping innovators to develop and launch breakthrough solutions for global challenges in the areas of energy, water, and waste.
Senior Underwriter
SagenSagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do.
Role Description Reporting to the Manager, Underwriting, the Sr. Underwriter will work in a fast-paced environment with their primary responsibility to provide quality credit decisions on residential mortgage default insurance applications. This position is being posted to fill an existing vacancy within the department. - Underwrite and decision applications for residential mortgage insurance according to Sagen guidelines and policies, including the comprehensive review of appraisals. - Deliver best-in-class customer service by actively handling internal and external customer service inquiries raised by our customers and/or field staff. - Develop strong customer relationships with key lender accounts and promote the company’s products. - Effectively partner with Sagen’s sales team to provide underwriting and credit expertise to our customers and sales staff. - Proactively manage tasks within predetermined service level agreements and in accordance with operational risk controls. - Keep up to date on applicable legislation and the company’s policies, products, and procedures. Qualifications - Previous residential mortgage experience and working knowledge of real estate is an asset. - In-depth knowledge of credit risk analysis, residential underwriting practices, and mortgage lending products. - Strong analytical skills and independent decision-making capabilities, including demonstrated ability to apply problem-solving and risk mitigation skills. - Ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment. - Excellent inter-personal and communication skills (verbal and written). - Strong customer service orientation and negotiating skills. - Ability to work effectively independently and in a team setting to accomplish goals and complete tasks. - Ability to work shifts within extended hours of operations: 8:00am to 9:00pm EST. - University or college degree is preferred. Benefits - Competitive compensation. - Annual performance bonus. - Medical and dental benefits. - Company funded pension plan. - Matching RRSP, TFSA and/or Non-registered Savings Plans. - Work from anywhere days. - An environment that creates a sense of belonging to inspire you to be your very best. Company Description Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do.
• Investigate customer project needs by working with sales, account managers, and consultants to understand project success criteria and technical requirements • Perform project plan design to meet the critical path and customer timeframes; employ project charters, RAID Logs, and business requirement documents • Lead the project by assigning tasks to Engineers and communicating statuses to customers through status update meetings • Keep project resources on task, maintain project plan data, drive projects to completion, and activate Monthly Recurring Revenue • Effectively communicate with client technical and non-technical staff by creating digestible project plans that organize tasks into appropriate phases • Lead meetings, migrations, enrollments, moves, surveys, and cutovers at client sites where appropriate • Quickly respond to client inquiries and needs by being highly available

