Sagen

Role Description The Senior Fraud Investigations Analyst, reporting to the Manager, Fraud, is responsible for conducting comprehensive reviews of mortgage insurance applications to support the detection and prevention of fraudulent information. The role supports the ability of Operations to reduce overall fraud related risks, drive fraud awareness education and ongoing improvement to the overall customer experience and the mortgage industry. This position is being posted to fill a new position recently created. - Complete in-depth investigations and analysis into all aspects of mortgage fraud transactions by extracting and analyzing data from multiple systems and tools. - Establish and leverage internal and external relationships with customers, industry partners and investigative bodies to support the development and implementation of fraud detection and prevention solutions. - Analyze transactional data to identify fraud patterns, system, and procedural weakness and required data/information to provide recommendations for innovative process improvement solutions. - Prepare and distribute analytics reporting and presentations to communicate departmental and portfolio performance as it pertains to frauds/misrepresentations. - Presentation of investigative conclusions/findings and recommendations to Operations Management. - Collaborate with Loss Mitigation, Risk, Sales, and Underwriting Operations to help influence and assist in the development and maintenance of fraud/risk related policies, guidelines, and operational processes. - Participate in industry related committees/associations where available to maintain knowledge of current fraud trends, tools, and information. - Develop, maintain and deliver fraud and misrepresentation training to internal and external customers to communicate and reinforce the importance of Fraud Management and ensure a clear understanding in French and English. - Participate in various special projects as required. - Provide the highest level of internal and external customer service. - Support Operations stakeholders ability to deliver established SLAs through timely resolution of investigations. Qualifications - Bilingual – Fluent in English and French (written and verbal) - University degree in Business, Economics, Commerce or equivalent education and work experience. - Minimum 3 years of progressive experience in mortgage underwriting and/or financial industry fraud investigations & analytics required. - Strong technical knowledge of mortgage underwriting processes and regulatory requirements. - Strong investigative, analytical, and critical thinking abilities. - Strong judgment, professionalism, and attention to detail. - Passion for continuous learning and staying informed of emerging industry trends. - Strong communication skills (Bilingual- French and English) verbal and written. - Strong presentation skills for internal/external audiences (Bilingual- French and English). - The ability to exchange sensitive or technical information with a non-technical audience as well as influence key stakeholders. - Strong interpersonal, relationship building and customer centric skills. - Ability to work effectively within a team environment, with strong collaboration abilities. - Demonstrated strength in working independently – ability to make decisions, manage deliverables and resolve issues while seeking guidance on more complex situations. - Ability to thrive in a constantly changing, high volume, and fast paced environment while managing multiple priorities to meet deadlines. - Analytical thinker with ability to challenge the status quo and drive change. - Expert knowledge of Excel and PowerPoint. Power BI is an asset. Benefits - Competitive compensation - Annual performance bonus - Medical and dental benefits - Company funded pension plan - Matching RRSP, TFSA and/or Non-registered Savings Plans - Work from anywhere days - An environment that creates a sense of belonging to inspire you to be your very best Company Description Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do.

Role Description The Mortgage Information Specialist, reporting to the Manager, Customer Service, works in a high-volume contact centre answering general mortgage insurance questions, responding to specific information requests on Sagen products and corresponding with customers and appraisal management companies on outstanding orders. - Provide the highest level of customer service in a fast-paced, high-volume contact centre environment. - Respond to general mortgage insurance questions and specific mortgage insurance product information requests received via a toll-free phone number and email. - Provide accurate premium calculations and quotes to our lender partners. - Support the National Underwriting Centre by following up on outstanding appraisals as required. - Administer and provide ongoing support to lender partners with respect to Sagen systems. - Process emails and documentation received for pending mortgage insurance applications. Qualifications - Bilingual – Fluent in English and French (written and verbal). - Completion of a post-secondary degree/diploma. - Prior experience working with mortgages and credit is an asset. - Demonstrated customer service skills including experience working in an inbound contact centre environment. - Demonstrated organization skills and the ability to multi-task. - Possess basic computer skills to facilitate the exchange of emails, accessing the Internet, managing files, or creating basic reports or presentations. Prior experience using Microsoft products is an asset. - General knowledge of underwriting philosophy and practices. - Knowledge of mortgage lending processes and appraisal management platforms is an asset. Requirements - Ability to work shifts within extended hours of operation: 8:00am to 9:00pm EST Monday – Friday with an average requirement of 10 Saturdays annually from 10:00am to 6:00pm EST. Benefits - Competitive compensation. - Work from anywhere days. - An environment that creates a sense of belonging to inspire you to be your very best. Company Description Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. - Expertise in superior customer service, thought leadership, and industry knowledge. - 100% Canadian-owned and believes in helping all Canadians achieve their dream of homeownership. - Collaborative culture that inspires authenticity and curiosity while pursuing excellence.

Role Description Reporting to the Manager, Underwriting, the Sr. Underwriter will work in a fast-paced environment with their primary responsibility to provide quality credit decisions on residential mortgage default insurance applications. This position is being posted to fill an existing vacancy within the department. - Underwrite and decision applications for residential mortgage insurance according to Sagen guidelines and policies, including the comprehensive review of appraisals. - Deliver best-in-class customer service by actively handling internal and external customer service inquiries raised by our customers and/or field staff. - Develop strong customer relationships with key lender accounts and promote the company’s products. - Effectively partner with Sagen’s sales team to provide underwriting and credit expertise to our customers and sales staff. - Proactively manage tasks within predetermined service level agreements and in accordance with operational risk controls. - Keep up to date on applicable legislation and the company’s policies, products, and procedures. Qualifications - Previous residential mortgage experience and working knowledge of real estate is an asset. - In-depth knowledge of credit risk analysis, residential underwriting practices, and mortgage lending products. - Strong analytical skills and independent decision-making capabilities, including demonstrated ability to apply problem-solving and risk mitigation skills. - Ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment. - Excellent inter-personal and communication skills (verbal and written). - Strong customer service orientation and negotiating skills. - Ability to work effectively independently and in a team setting to accomplish goals and complete tasks. - Ability to work shifts within extended hours of operations: 8:00am to 9:00pm EST. - University or college degree is preferred. Benefits - Competitive compensation. - Annual performance bonus. - Medical and dental benefits. - Company funded pension plan. - Matching RRSP, TFSA and/or Non-registered Savings Plans. - Work from anywhere days. - An environment that creates a sense of belonging to inspire you to be your very best. Company Description Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do.

We’re Sagen Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do. Ready to make an impact? Sagen is looking for an Account Manager - West Quebec City, Portneuf, Central Quebec, Saguenay–Lac-Saint-Jean, North Shore, and Abitibi to support the VP, Regional Sales, Eastern Canada, who brings an ability to naturally and proactively establish connections to optimize the customer experience. As an Account Manager, you are a seasoned and motivated sales professional whose ongoing objective is to collaborate with our team and customers to increase market share and achieve personal and company success. In this role, you will work from your home office, but you will be required to travel within the territory daily. Here is where you will be focusing to ensure your success. Customer Relationship - Maintain exceptional customer relationships through the development and execution of sales and marketing strategies that support the needs of your customers to help them grow their business. - Develop a deep understanding of your customers to ensure business development opportunities are being maximized. - Collaborate with internal partners to ensure alignment of customer needs to maximize customer satisfaction. Customer Events - Oversee various customer events in collaboration with your leader, regional team and the Business Development Leaders to create strong, in-depth relationship with our customers. - Attend Industry events to support our customers and build strong, lasting relationships. Data and Product Insights - In collaboration with the Analytics and Insights team review data to support your territory growth and the performance of your customers. - Use data to enhance and validate your territory strategies. - Maintain in-depth knowledge of Sagen’s products and services to support your customers and provide an excellent customer experience. - Continually collaborate with the Underwriting team to ensure understanding of policies and guidelines. Sales Training and Development - Identify and respond to customer training needs to create greater clarity and understanding of various Mortgage Insurance policies, products and services. What we are looking for. - Proven experience being in a proactive customer-facing position - University degree, preferably in business - Minimum 3 years sales experience in the financial services industry (preferably mortgage lending) - In-depth knowledge of sales techniques and customer management (sales methodology - relationship & value add selling) - Strong communication, negotiation, interpersonal, presentation and computer skills - Ability to deliver results with minimum supervision, in a fast-paced environment - Organizational skills, problem solving, and analytical skills are key for success - Travel required within the territory. - Must be a self-starter and results oriented with the ability to work both independently and within a team setting - Demonstrated analytical and problem-solving skills - Ability to thrive in a constantly changing environment and perform well in a high-volume environment. #LI-Remote What's In It for you! At Sagen we understand that your health and financial well-being are equally important and offer a total rewards package that includes competitive compensation, annual performance bonus, medical and dental benefits, company funded pension plan, matching RRSP, TFSA and/or Non-registered Savings Plans, work from anywhere days, and an environment that creates a sense of belonging to inspire you to be your very best. Ready to join Sagen At Sagen, we are committed to building a diverse and inclusive workplace, as evidenced by our partnerships with the Canadian Centre for Diversity and Inclusion (CCDI) and Black Mentorship Inc. We strive to create a sense of belonging where all employees, from every background and ability, are welcomed, respected, and empowered to be their authentic selves. Throughout the selection and hiring process, we encourage candidates to request accommodation to meet their individual needs.

We’re Sagen Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do. Ready to make an impact? Sagen is looking for an Account Manager - West Quebec City, Portneuf, Central Quebec, Saguenay–Lac-Saint-Jean, North Shore, and Abitibi to support the VP, Regional Sales, Eastern Canada, who brings an ability to naturally and proactively establish connections to optimize the customer experience. As an Account Manager, you are a seasoned and motivated sales professional whose ongoing objective is to collaborate with our team and customers to increase market share and achieve personal and company success. In this role, you will work from your home office, but you will be required to travel within the territory daily. Here is where you will be focusing to ensure your success. Customer Relationship - Maintain exceptional customer relationships through the development and execution of sales and marketing strategies that support the needs of your customers to help them grow their business. - Develop a deep understanding of your customers to ensure business development opportunities are being maximized. - Collaborate with internal partners to ensure alignment of customer needs to maximize customer satisfaction. Customer Events - Oversee various customer events in collaboration with your leader, regional team and the Business Development Leaders to create strong, in-depth relationship with our customers. - Attend Industry events to support our customers and build strong, lasting relationships. Data and Product Insights - In collaboration with the Analytics and Insights team review data to support your territory growth and the performance of your customers. - Use data to enhance and validate your territory strategies. - Maintain in-depth knowledge of Sagen’s products and services to support your customers and provide an excellent customer experience. - Continually collaborate with the Underwriting team to ensure understanding of policies and guidelines. Sales Training and Development - Identify and respond to customer training needs to create greater clarity and understanding of various Mortgage Insurance policies, products and services. What we are looking for. - Proven experience being in a proactive customer-facing position - University degree, preferably in business - Minimum 3 years sales experience in the financial services industry (preferably mortgage lending) - In-depth knowledge of sales techniques and customer management (sales methodology - relationship & value add selling) - Strong communication, negotiation, interpersonal, presentation and computer skills - Ability to deliver results with minimum supervision, in a fast-paced environment - Organizational skills, problem solving, and analytical skills are key for success - Travel required within the territory. - Must be a self-starter and results oriented with the ability to work both independently and within a team setting - Demonstrated analytical and problem-solving skills - Ability to thrive in a constantly changing environment and perform well in a high-volume environment. #LI-Remote What's In It for you! At Sagen we understand that your health and financial well-being are equally important and offer a total rewards package that includes competitive compensation, annual performance bonus, medical and dental benefits, company funded pension plan, matching RRSP, TFSA and/or Non-registered Savings Plans, work from anywhere days, and an environment that creates a sense of belonging to inspire you to be your very best. Ready to join Sagen At Sagen, we are committed to building a diverse and inclusive workplace, as evidenced by our partnerships with the Canadian Centre for Diversity and Inclusion (CCDI) and Black Mentorship Inc. We strive to create a sense of belonging where all employees, from every background and ability, are welcomed, respected, and empowered to be their authentic selves. Throughout the selection and hiring process, we encourage candidates to request accommodation to meet their individual needs.

We’re Sagen Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do. Ready to make an impact? Sagen is looking for an Account Manager - West Quebec City, Portneuf, Central Quebec, Saguenay–Lac-Saint-Jean, North Shore, and Abitibi to support the VP, Regional Sales, Eastern Canada, who brings an ability to naturally and proactively establish connections to optimize the customer experience. As an Account Manager, you are a seasoned and motivated sales professional whose ongoing objective is to collaborate with our team and customers to increase market share and achieve personal and company success. In this role, you will work from your home office, but you will be required to travel within the territory daily. Here is where you will be focusing to ensure your success. Customer Relationship - Maintain exceptional customer relationships through the development and execution of sales and marketing strategies that support the needs of your customers to help them grow their business. - Develop a deep understanding of your customers to ensure business development opportunities are being maximized. - Collaborate with internal partners to ensure alignment of customer needs to maximize customer satisfaction. Customer Events - Oversee various customer events in collaboration with your leader, regional team and the Business Development Leaders to create strong, in-depth relationship with our customers. - Attend Industry events to support our customers and build strong, lasting relationships. Data and Product Insights - In collaboration with the Analytics and Insights team review data to support your territory growth and the performance of your customers. - Use data to enhance and validate your territory strategies. - Maintain in-depth knowledge of Sagen’s products and services to support your customers and provide an excellent customer experience. - Continually collaborate with the Underwriting team to ensure understanding of policies and guidelines. Sales Training and Development - Identify and respond to customer training needs to create greater clarity and understanding of various Mortgage Insurance policies, products and services. What we are looking for. - Proven experience being in a proactive customer-facing position - University degree, preferably in business - Minimum 3 years sales experience in the financial services industry (preferably mortgage lending) - In-depth knowledge of sales techniques and customer management (sales methodology - relationship & value add selling) - Strong communication, negotiation, interpersonal, presentation and computer skills - Ability to deliver results with minimum supervision, in a fast-paced environment - Organizational skills, problem solving, and analytical skills are key for success - Travel required within the territory. - Must be a self-starter and results oriented with the ability to work both independently and within a team setting - Demonstrated analytical and problem-solving skills - Ability to thrive in a constantly changing environment and perform well in a high-volume environment. #LI-Remote What's In It for you! At Sagen we understand that your health and financial well-being are equally important and offer a total rewards package that includes competitive compensation, annual performance bonus, medical and dental benefits, company funded pension plan, matching RRSP, TFSA and/or Non-registered Savings Plans, work from anywhere days, and an environment that creates a sense of belonging to inspire you to be your very best. Ready to join Sagen At Sagen, we are committed to building a diverse and inclusive workplace, as evidenced by our partnerships with the Canadian Centre for Diversity and Inclusion (CCDI) and Black Mentorship Inc. We strive to create a sense of belonging where all employees, from every background and ability, are welcomed, respected, and empowered to be their authentic selves. Throughout the selection and hiring process, we encourage candidates to request accommodation to meet their individual needs.

We’re Sagen Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do. Ready to make an impact? Sagen is looking for an Account Manager - West Quebec City, Portneuf, Central Quebec, Saguenay–Lac-Saint-Jean, North Shore, and Abitibi to support the VP, Regional Sales, Eastern Canada, who brings an ability to naturally and proactively establish connections to optimize the customer experience. As an Account Manager, you are a seasoned and motivated sales professional whose ongoing objective is to collaborate with our team and customers to increase market share and achieve personal and company success. In this role, you will work from your home office, but you will be required to travel within the territory daily. Here is where you will be focusing to ensure your success. Customer Relationship - Maintain exceptional customer relationships through the development and execution of sales and marketing strategies that support the needs of your customers to help them grow their business. - Develop a deep understanding of your customers to ensure business development opportunities are being maximized. - Collaborate with internal partners to ensure alignment of customer needs to maximize customer satisfaction. Customer Events - Oversee various customer events in collaboration with your leader, regional team and the Business Development Leaders to create strong, in-depth relationship with our customers. - Attend Industry events to support our customers and build strong, lasting relationships. Data and Product Insights - In collaboration with the Analytics and Insights team review data to support your territory growth and the performance of your customers. - Use data to enhance and validate your territory strategies. - Maintain in-depth knowledge of Sagen’s products and services to support your customers and provide an excellent customer experience. - Continually collaborate with the Underwriting team to ensure understanding of policies and guidelines. Sales Training and Development - Identify and respond to customer training needs to create greater clarity and understanding of various Mortgage Insurance policies, products and services. What we are looking for. - Proven experience being in a proactive customer-facing position - University degree, preferably in business - Minimum 3 years sales experience in the financial services industry (preferably mortgage lending) - In-depth knowledge of sales techniques and customer management (sales methodology - relationship & value add selling) - Strong communication, negotiation, interpersonal, presentation and computer skills - Ability to deliver results with minimum supervision, in a fast-paced environment - Organizational skills, problem solving, and analytical skills are key for success - Travel required within the territory. - Must be a self-starter and results oriented with the ability to work both independently and within a team setting - Demonstrated analytical and problem-solving skills - Ability to thrive in a constantly changing environment and perform well in a high-volume environment. #LI-Remote What's In It for you! At Sagen we understand that your health and financial well-being are equally important and offer a total rewards package that includes competitive compensation, annual performance bonus, medical and dental benefits, company funded pension plan, matching RRSP, TFSA and/or Non-registered Savings Plans, work from anywhere days, and an environment that creates a sense of belonging to inspire you to be your very best. Ready to join Sagen At Sagen, we are committed to building a diverse and inclusive workplace, as evidenced by our partnerships with the Canadian Centre for Diversity and Inclusion (CCDI) and Black Mentorship Inc. We strive to create a sense of belonging where all employees, from every background and ability, are welcomed, respected, and empowered to be their authentic selves. Throughout the selection and hiring process, we encourage candidates to request accommodation to meet their individual needs.

Role Description The Regional Vice-President, Eastern Canada is a member of Sagen’s Sales leadership team, responsible for driving sustainable growth and competitive advantage across the region. This role will leverage analytics, market intelligence and consistent business routines to develop and implement innovative ideas, strategies, and approaches to growing Sagen’s market share, promote corporate brand recognition and achieve sales goals. - Sales Strategy Development: Partner with senior sales leadership to shape and execute regional strategies that align with enterprise priorities, market dynamics and customer needs. Translate strategy into clear, actionable plans that drive measurable results. - Leadership and Team Development: Build and develop a high performing sales team through coaching, mentorship, and clear accountability. Foster a culture of continuous learning, collaboration, and excellence in account managers. - Performance Analysis: Establish and monitor key performance indicators to drive accountability, improve customer experience, and optimize sales outcomes. Leverage insights to identify opportunities, inform decisions, and continuously enhance performance. - Sales Methodology Framework: Drive adoption of a consistent sales methodology that equips teams to uncover opportunities, navigate complex customer needs and deliver value-driven solutions. Reinforce best practices that support strategic objectives and long-term growth. - Senior Customer Relationships: Collaborate with Sagen’s Business Development Leaders to ensure alignment between national and regional strategies. Develop and strengthen leadership contacts with key lender contacts focused on improving customer experience. - Marketing and Communications: Champion Sagen’s brand by elevating leadership visibility in the market and team presence across industry and regional events. Partner with marketing to strengthen brand positioning and amplify market impact. - Voice of the Customer: Act as a strong advocate for the customer. Collaborate across the organization to anticipate evolving customer needs to ensure solutions and priorities are aligned to deliver meaningful customer value. - Cross-Functional Collaboration: Foster strong alignment across sales, risk and operations leadership to ensure teams are aligned around customer needs while balancing the current risk appetite. - Technology Integration: Drive effective adoption of CRM and analytics tools to enhance sales effectiveness, deepen customer insights, and support data-driven decision-making. Ensure technology is leveraged to create meaningful value for customers. - Regional Knowledge: Leverage internal and external partnerships to maintain a deep understanding of Eastern Canada’s economic, regulatory, and industry landscape. Qualifications - 7+ years of sales leadership experience in the mortgage lending industry. - University degree. - Demonstrated experience in strategic sales management and coaching, with a proven track record of top line results. - Extensive experience leading a sales team. - Proven success in managing multiple assignments/priorities and deadlines, in a fast-paced, high-volume environment. - In-depth understanding of financial services and proven success in developing and implementing successful sales strategies. - Understanding and knowledge of CRM tools are an asset. Requirements - Strong relationship skills with the proven ability to effectively influence customers, internal stakeholders, and industry leaders. - Team player with the ability to challenge the status quo maintaining overall business strategies and realities. - Ensures accountability for their own work and drives for results. - Results oriented with a strong customer-focused attitude. - Demonstrated leadership – ability to implement strategies and motivate to achieve results. - Strategic thinker with strong analytical skills. - Ability to identify and adapt to a changing marketplace. - Collaborative: strong team player coupled with strong communication and interpersonal skills. - Resilient - continues to challenge the norm and find new ways to accomplish work. - Must be fully bilingual; French and English, written and spoken. Benefits - Competitive compensation. - Annual performance bonus. - Medical and dental benefits. - Company funded pension plan. - Matching RRSP, TFSA and/or Non-registered Savings Plans. - Work from anywhere days. - An environment that creates a sense of belonging to inspire you to be your very best. Company Description Sagen is Canada’s leading private mortgage insurance company making home ownership more accessible to first time homebuyers. For the past 30 years we have been focused on being the most trusted partner for lenders and brokers. Our expertise in superior customer service, thought leadership, and industry knowledge has allowed us to be a driving force for our most important stakeholder, our valued customers. Our best-in-class team across the country work tirelessly to make every deal the most important deal. We are 100% Canadian-owned and believe in helping all Canadians achieve their dream of homeownership. Sagen’s collaborative culture inspires our people to be authentic and curious while pursuing excellence in what they do.