Ethos Life logo
Ethos Life

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

Senior Life Underwriter

Growth MarketingGrowth MarketingFull TimeRemoteSeniorTeam 501-1,000

Location

United States

Posted

1 day ago

Salary

$77K - $136K / year

Seniority

Senior

No structured requirement data.

Job Description

Senior Life Underwriter

Ethos Life

Role Description Are you a life insurance underwriter with 5+ years of experience, who is passionate about the profession of underwriting? Do you have a growth mindset and willingness to roll up your sleeves to tackle challenges? Would you enjoy working in a collaborative environment where your opinion matters? - Understand underwriting policies, guidelines, practices and procedures - Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background - Communicate effectively both written and verbally to explain underwriting decisions - Influence and champion changes to improve processes while maintaining mortality expectations - Work efficiently to gather information necessary for decision making - Ability to independently work assigned requests with minimal direction - Comfortable with ambiguity Qualifications - 5-7 years Life/Health Insurance experience - 4 year degree preferred - In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU - Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) - Experience with underwriting rules engines - Term and permanent, adult and juvenile life insurance underwriting - Growth mindset, ability to think critically and problem solve independently - Ability to take constructive feedback from peers, auditors and managers - Positive, inclusive, agile, and collaborative mindset - Strong verbal and written communication skills - Desire to be a team player in a dynamic environment Requirements - #LI-Remote - #LI-AG1 Benefits - The US national base salary range for this full-time position is $77,000 - $136,000. - Salary ranges are determined by role, level, and location. - Individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. - Compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. - Further details of our US benefits can be found at Ethos Careers .

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