Title: Underwriter III - Commercial Location: Pennsylvania or Maryland United States Job Description: Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you will be based remotely in Pennsylvania or Maryland. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description - Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments. - Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. - Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities. - Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed. - Makes recommendations on credit decisions or makes credit decisions directly, as appropriate. - Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: - Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. - Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments Competencies Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $86,250.00 - $143,750.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

• Support the Strategy Lead in managing and developing Strategy Managers, Content Specialists, and Coordinators through coaching, feedback, and strategic guidance. • Review and strengthen strategic work across the team, ensuring deliverables reflect Liquid Media's standards for clarity, insight, and cultural relevance. • Collaborate closely with Strategy and Agency leadership to maintain consistency across accounts and strategic outputs. • Model a team culture of curiosity, social fluency, and strategic thinking. • Contribute to project staffing and workload planning conversations, helping support sustainable team operations. • Conduct regular coaching and development conversations with direct reports, providing actionable feedback and helping accelerate growth. • Help establish strategic expectations, quality standards, and development plans for junior team members. • Own social strategy across assigned client accounts with platform-specific approaches across TikTok, YouTube, Twitch, Instagram, Reddit, X, and Discord. • Identify cultural moments, gaming tentpoles, live-service opportunities, and community milestones that can drive audience engagement. • Develop short-form content strategies across TikTok, Reels, and Shorts designed to drive discovery, engagement, and conversion. • Build community strategy frameworks that help brands show up authentically in the spaces where audiences engage. • Develop creator marketing and platform strategies that strengthen audience engagement, community growth, and brand advocacy. • Develop integrated campaign strategies that connect social, creator, paid, and earned media into cohesive brand narratives. • Translate business and marketing objectives into multi-channel campaign strategies with clear strategic rationale. • Partner closely with Account and Creative teams to ensure strategic recommendations are executed effectively. • Adapt and evolve strategic recommendations using performance insights and campaign learnings. • Stay ahead of emerging platforms, creator behaviors, content formats, and cultural shifts. • Define measurement approaches and success metrics that evaluate audience quality, brand impact, and long-term program performance. • Use performance data and audience insights to inform recommendations and program evolution. • Contribute thought leadership, trend analysis, and strategic points of view that strengthen Liquid Media's positioning in gaming and entertainment marketing. • Serve as senior strategic counsel on assigned client accounts, building trusted relationships with client stakeholders. • Participate in new business pitches by developing strategic frameworks, shaping pitch narratives, and presenting strategic recommendations to prospective clients. • Identify and articulate growth opportunities within existing accounts, grounded in strategic rationale and client business goals. • Represent Liquid Media at industry events, gaming activations, and community-focused opportunities.

• Manage the offshore Revenue Cycle Management (RCM) vendor to ensure timely billing, collections, and the completion of the month-end close. • Identifies any potential risk and compliance issues. • Educates teams about new billing guidelines, as well as changes in telehealth and behavioral health practices. • Collaborates closely with the compliance team to ensure adherence to all regulatory requirements. • Build out reporting revenue cycle management KPIs. • Manage the daily activities and priorities of the billing, financial coordination, and financial counseling teams ensuring high levels of employee satisfaction and productivity. • Train and educate team members on revenue cycle management best practices and industry benchmarks to improve metrics and build team accountability. • Own end to end claims revenue cycle transformation projects including documentation and coding (optimizing codes Bicycle Health is currently billing, and providing expertise in new codes to be considered under VBC and FFS contracts). • Partner with the Engineering, Product, and Operations teams to continue to introduce automation to our claims billing processes across value based and fee for service contracts as well as to identify and fix any billing issues that arise. • Communicate cross-functionally with Marketing, Payor Relations, Clinical Ops, Enrollment Coordination, CSS, etc. to plan and execute upcoming payor launches. • Project manages the entire Revenue Cycle function, setting up new payment structures as we expand our program offerings.

Lead instructional technology initiatives, manage a team for online course operations, support AI integration projects, and track student progress to enhance learning experiences and ensure successful outcomes for students and faculty.