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Figure

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Lending Quality Assurance Analyst

QA EngineerQA EngineerFull TimeRemoteSeniorTeam 501-1,000H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

30 days ago

Salary

$72.2K - $108.2K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Lending Quality Assurance Analyst

Figure

• Perform Quality Assurance reviews on Figure’s lending products, such as HELOCs and DSCR loans • Assist with monthly QA/QC reporting, data analysis, and defect trending within QA/QC software and tools • Recommend underwriting and change-management enhancements based on QA audit results and industry/investor product changes • Underwrite Figure loan files for income calculations, assets, red flags, credit, and collateral. • Review file data integrity and identify defects in the loan production process • Perform credit analysis, ensuring all loans meet agency and investor eligibility • Review pre-closing loan documents to ensure compliance with all Federal, State, and local compliance requirements and regulations • Work closely with Lending Operations on trending defects and remediation

Job Requirements

  • 5+ years of quality assurance, post-closing, lending operations, or related experience
  • Underwriting experience is a plus
  • Bachelor’s Degree
  • Ability to handle several projects at once while staying organized, detail-oriented, and diligent
  • Ability to work effectively across functions to achieve common goals
  • Strong communication skills - ability to articulate verbally and in writing, plans, processes, policies, and issues to stakeholders
  • Ability to thrive in a fast-paced startup environment
  • Experience navigating and applying Fannie Mae conforming, and investor and aggregator and non-conforming underwriting guidelines
  • Competency in, and understanding of investor, rating agency, and third-party review requirements
  • Knowledge regarding federal and multi-state regulations impacting the mortgage industry a plus
  • Strong analytical skills, attention to detail, and time management
  • Ability to handle multiple assignments in a high-production, timeline-sensitive environment with minimal supervision
  • Excellent verbal and written communication
  • Proficient in Microsoft Office products, especially Excel, as well as QA testing software

Benefits

  • Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  • Employer-paid life and disability insurance
  • 11 observed holidays and PTO plan
  • Up to 12 weeks of paid family leave
  • Continuing education reimbursement

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