Underwriter Remote Jobs in Kentucky (US)
This page tracks remote underwriter openings that are location-eligible for Kentucky.
This page tracks remote underwriter openings that are location-eligible for Kentucky.
Open jobs
654
Hiring companies this week
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$21 - $175,000
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654 Jobs
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Role Description We are looking for a highly analytical and relationship-driven professional who can combine strong underwriting expertise with business development and deal origination skills. This role is ideal for someone who understands commercial real estate finance end-to-end — from sourcing opportunities and underwriting deals to structuring transactions and managing closings. - Underwrite commercial real estate transactions across multiple asset classes including multifamily, office, retail, industrial, hospitality, and mixed-use - Analyze borrower financials, rent rolls, operating statements, tax returns, and market data - Build and review financial models, cash flow projections, and valuation analyses - Structure loan terms and investment scenarios based on risk assessment and deal strategy - Source and originate new commercial lending opportunities through brokers, borrowers, investors, and industry relationships - Manage deal flow from initial screening through closing - Coordinate due diligence, legal documentation, title, third-party reports, and closing requirements - Present investment and lending recommendations to leadership - Maintain relationships with lenders, brokers, borrowers, and capital partners - Monitor market trends and identify strategic lending and investment opportunities Qualifications - 4+ years of experience in commercial real estate underwriting, investment analysis, mortgage banking, acquisitions, or loan origination - Strong understanding of commercial lending structures and CRE financial analysis - Experience underwriting income-producing properties and evaluating investment opportunities - Proven ability to source, negotiate, or originate commercial deals - Experience working with banks, private lenders, debt funds, bridge loans, agency financing, or institutional capital - Advanced Excel and financial modeling skills - Strong communication and negotiation abilities - Ability to thrive in a fast-paced, entrepreneurial environment Requirements - Commercial mortgage banking - CRE acquisitions or investment analysis - Loan origination and capital markets - Debt/equity structuring - Institutional or private real estate lending Benefits - Competitive base salary + performance-based compensation - Opportunity to work on high-value commercial transactions - Career growth within an expanding real estate finance platform - High exposure to acquisitions, underwriting, and capital markets - Collaborative and entrepreneurial team environment
• Develop, document and improve underwriting guidelines to ensure consistent, high quality underwriting in collaboration with Operations, Compliance, and Corporate training. • Ensure that underwriting turn times and decisions are sound and within the scope of good business practices and company policies. • Instruct and lead underwriting team in appropriate risk management principles and how to interpret and apply credit guidelines and procedures. • Identify audit finding issues and underwriting training opportunities. • Evaluate funding requests and escalated requests by assessing risk across multiple attributes of data and determining appropriate funding limits. • Ensures administrative and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as credit policies and underwriting procedures. • Responsible for Credit, Quality Control, Appraisal Management and Risk Analysis. • Review and assess compliance and quality outcomes identified in the various stages of underwriting reviews and develop action plans to correct deficiencies. • Implement regulatory, Agency, Investor and mortgage insurer guideline changes. • Make recommendations to management regarding additional credit enhancements needed to make deals more acceptable. • Manage credit risk in a manner consistent with the loan quality targets established. • Provide leadership, guidance and underwriting support. • May perform other duties and projects as assigned.
• Evaluate, select, and manage underwriting risks while contributing to team performance and portfolio outcomes • Underwrite new and renewal business, including evaluating risk, determining terms and conditions, and making decisions within delegated authority • Manage underwriting workflow through the full lifecycle, including submissions, binding, policy servicing, and documentation in accordance with company and regulatory standards • Monitor production metrics, including retention, spread of risk, and underwriting performance, to support portfolio quality and predictability • Review and resolve underwriting issues, including inspection findings, servicing requests, and coverage adjustments to maintain risk accuracy • Collaborate with producers, agents, and internal teams to ensure timely communication and effective execution of underwriting decisions • Provide leadership and coordination across underwriting teams, ensuring alignment, communication, and adherence to policies and procedures • Mentor and support the development of less experienced underwriters through technical guidance and knowledge sharing
One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers . Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice.
Role Description The Underwriter is responsible for reviewing, evaluating, and rating insurance applications for new and/or renewal business within assigned line(s) of business while applying general underwriting guidelines and standards. Generates insurance quotes based upon the level of risk associated with the applicant and distributes it to the appropriate sales representative. - Process and underwrite new and/or renewal business by reviewing, evaluating, and rating applications and supplemental information for insurance; adhere to all underwriting guidelines and standards; ensure applications are processed within defined time tables. - Communicate with sales representatives when additional information is needed to complete the underwriting process. - Determine degree of risk associated with applicant by analyzing factors such as the client/potential client’s years of experience, prior claims history, internal management controls, etc. - Determine whether to accept, modify terms, adjust rate to ensure adequate premium for exposure, non-renew, cancel, or decline risks. - Utilize underwriting tools to determine proper rates, classifications, and changes. - Generate quotes based upon the level of risk associated with the applicant; distribute the completed quote to the appropriate sales representative. - Refer applications to the appropriate insurance carrier if it falls outside of Pearl’s underwriting authority. - Answer policy, quote, and other miscellaneous questions from external and internal customers. - Meet production quotas and quality standards as set forth by management; work towards meeting renewal retention rate goals, new business written volumes, and threshold goals. Qualifications - Bachelor’s degree in Business Management and Administration or a related field preferred. - Previous underwriting experience within business insurance lines utilizing Siebel or other Customer Relationship Management (CRM) system. - Strong interpersonal skills with a proven ability to interface effectively at all levels within an organization. - Property & Casualty insurance license desired. Requirements - Pay Range: $21.35 - $24.00 Hourly. - The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. Company Description - One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. - Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. - Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice. - Recruiting Vendor Disclosure Statement: Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies (“Recruiting Vendors”). Recruiting Vendors must have a valid written agreement and receive prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.
Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid. Project time expectations: Tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements; This is an estimate, not a guaranteed workload, and applies only while the project is active. Note: Rates vary based on expertise, skills assessment, location, project needs, and other factors. Higher rates may be offered to highly specialized experts. Lower rates may apply during onboarding or non-core project phases. Payment details are shared per project.
Role Description Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment. What this opportunity involves: - Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance). - Create test cases involving qualifying income calculations for self-employed borrowers using Schedule C, K-1, and Schedule E. - Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance. - Distinguish Fannie Mae / Freddie Mac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios. - Document problem statements clearly and provide verified correct answers. Qualifications - Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or any related field. - 3+ years of mortgage, lending, real estate, or financial services experience. - Current or recent experience in underwriting & origination or adjacent roles. - Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1. - Deep familiarity with Fannie Mae / Freddie Mac selling guides and knowledge of Reg B, Reg Z, and TRID disclosure timing rules. - Strong written English (C1+). Requirements - This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Benefits - Compensation: Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. - Compensation varies across projects depending on scope, complexity, and required expertise. - Other projects on the platform may offer different earning levels based on their requirements. Company Description Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid. Project time expectations: For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.
Doing more and doing better for our customers every day.
Manage the integrity of the contract surety portfolio, support underwriting analysis and reviews, assist regional teams in marketing efforts, and analyze complex risks while ensuring adherence to underwriting guidelines and operational efficiencies.
Trisura brings innovative solutions and expertise through a select network of both national and regional brokerage firms in the commercial insurance space. Trisura is a growth-oriented team with a commitment to attracting and retaining exceptional talent. Our growth has awarded us accolades, and our entrepreneurial style and niche market position ensure that our people see the results of their hard work reflected in the company’s success. As our organization continues to grow, we are investing in enterprise-wide process maturity, system governance, and delivery excellence to support scalable and compliant operations.
Role Description Reporting to the Executive Vice President, Structured Solutions, the successful candidate will be a passionate, results-driven underwriter with the experience and vision to grow our Structured Solutions portfolio. Working in close collaboration with our ceded reinsurance, legal, client relations, finance and claims teams, you will evaluate and execute program opportunities from end to end. You will play a key role in developing underwriting guidelines, procedures, and policy language, building rating plans, and providing strategic oversight of a growing book of business. As an integral member of the team, you will bring: - 10+ years of commercial underwriting experience with a focus on multi-line portfolio management. - Strong communication, relationship management, organizational and analytical skills, with a demonstrated ability to manage a portfolio of business. - Familiarity with rating and policy issuance platforms, with the ability to quickly learn and adapt to proprietary systems. - Working knowledge of ISO, admitted and non-admitted product execution. - Proven understanding of manuscript and admitted form language, including policy coverage analysis. - Demonstrated ability to leverage analytical tools, data reports and underwriting technology. - The ability to thrive in a dynamic, fast-paced environment, adapting quickly, collaborating broadly and delivering solutions under pressure. - Flexibility, a willingness to learn on the job, and a positive, can-do attitude. - A highly motivated, results-oriented mindset with a proven track record as a creative problem solver. - Excellent verbal and written communication skills. - Willingness to travel approximately 30% of the time. Responsibilities - Preparing underwriting review documents and summaries for presentation to senior management for each assigned program, including plans for new business, renewal rate management, and expected retentions, all designed to position the division to meet its profit objectives. - Participating in underwriting reviews and conducting additional file reviews as needed. - Leveraging data and analytics to actively manage all programs and drive profitability through consistent monitoring of renewals, rate targets, retentions, trends, and lost business, on a monthly basis. - Developing a thorough understanding of each assigned program, including the relevant industries, their loss exposures, and any needed updates to program eligibility and coverage terms, in order to minimize unanticipated adverse exposures. - Proactively identify training opportunities at the Program Administrator level to strengthen line-of-business knowledge, and guiding Program Administrators in risk selection, pricing, coverage terms and conditions in alignment with authorities granted by Trisura. - Demonstrating a clear understanding of industry changes and their potential impact by line-of-business, and providing well-articulated recommendations during the account referral process. - Ensuring Program Administrator meet Trisura’s underwriting expectations and remain aligned with business plans through active management of underwriting guidelines, file reviews, and client relations meetings. - Collaborating with Actuarial, Finance, Claims, Operations, Compliance, Systems, and Legal teams as required. - Developing and maintaining strong working relationships with Program Administrators through regular on-site visits, conference calls, and overseeing the onboarding and implementation of new programs. - Leading new program opportunity due diligence reviews and overseeing the onboarding and implementation of new programs. - Successfully managing the renewal of current program relationships on an annual basis. Salary and Benefits - The salary range is expected to be $175,000 to $200,000 plus bonus, based on geographical location and experience. - Trisura offers a comprehensive benefit package that includes medical, dental, and vision insurance. - 401(k) with company match. - Employee Stock Purchase Plan. Company Description Trisura brings innovative solutions and expertise through a select network of both national and regional brokerage firms in the commercial insurance space. Trisura is a growth-oriented team with a commitment to attracting and retaining exceptional talent. Our growth has awarded us accolades, and our entrepreneurial style and niche market position ensure that our people see the results of their hard work reflected in the company’s success. As our organization continues to grow, we are investing in enterprise-wide process maturity, system governance, and delivery excellence to support scalable and compliant operations.
Role Description The Underwriting Assistant supports the underwriting team by managing administrative tasks and facilitating the pre-underwriting process. This role is essential in ensuring timely, informed underwriting decisions by assisting with submission intake, rating processes, and file preparation. The Underwriting Assistant works closely with agents and internal departments to ensure accuracy and compliance throughout the policy lifecycle. - Manage submission intake and track new business using Excel and Excel Online - Review and clear new business submissions - Enter submission data into the Policy Administration System to process rating worksheets - Communicate with agents to obtain required or missing information - Complete initial data entry on the Risk Analysis Worksheet (RAW) - Assign submissions to appropriate underwriters with attention to detail - Email policies and welcome kits to agents and policyholders - Process loss run and experience modification worksheet requests - Assist with preparation of renewal quotes - Bind and issue policies in the Policy Administration System - Process endorsements, including cancellations and reinstatements - Deliver proposals and quotes within established timeframes - Respond to internal compliance inquiries and external requests from agents, brokers, and policyholders - Participate in training, workshops, and conventions to stay current on workers’ compensation rules, regulations, and underwriting practices - Use resources such as IRMI and the NCCI website to enhance underwriting knowledge - Perform additional tasks and special projects as assigned Qualifications - 3–5 years of administrative experience preferred - Prior experience in workers’ compensation insurance strongly desired - Proficient in Microsoft Office, particularly Excel - Strong attention to detail with a high degree of accuracy - Ability to thrive in a fast-paced, customer-focused environment - Reliable and punctual, including in remote work settings - Receptive to direction with the ability to adapt to changing market conditions - Strong organizational and multitasking abilities - Excellent verbal and written communication skills - Capable of interpreting and following written, verbal, or diagrammed instructions - Maintains confidentiality of sensitive information - Demonstrated discretion, sound judgment, and strong administrative skills - Comfortable working remotely, with effective communication via Teams, email, and phone
Empowering People and Property Management companies with future proof staffing solutions.
Role Description Build the credit underwriting rails for a platform connecting underbanked homebuilders to institutional capital. This is a ground-floor build role inside a new credit platform. The company is not hiring someone to inherit a mature loan desk or simply process an existing pipeline. The right person will help create the underwriting function, shape credit policy, and build a scalable operating model for residential homebuilder finance. The Head of Credit Underwriting, Home Builder Finance will own upstream credit diligence for residential builder and developer financing opportunities. You will: - Underwrite residential construction, spec, pre-sold, and build-to-sell homebuilder financing opportunities. - Analyze builder financial statements, tax returns, project pro formas, liquidity, leverage, DSCR, net worth, LTC, LTV, interest reserves, contingencies, and global cash flow. - Review draw schedules, cost-to-complete analysis, lien waivers, title insurance, inspections, appraisals, absorption assumptions, comparable sales, lot pricing, and market demand. - Prepare clear credit memos and present recommendations to investment committee, capital partners, and senior leadership. - Push back constructively on sourcing when a deal does not hold up to credit scrutiny, while still building productive relationships with builder-facing teams. - Help define underwriting policy, scoring frameworks, governance standards, and scalable workflows for a new credit line of business. - Partner with product and operations teams on loan origination systems, data tooling, and AI-assisted underwriting workflows. - Support capital partner confidence by making the risk framework credible, repeatable, and transparent. Qualifications - 7+ years of experience in construction lending, homebuilder finance, residential real estate credit, or closely related specialty finance. - Direct experience underwriting construction loans or credit facilities for residential builders or developers, including single-family, townhome, or small-to-mid-scale multifamily projects. - Strong command of construction loan mechanics, including draw schedules, lien waivers, title, inspections, cost-to-complete analysis, interest reserves, LTC/LTV, contingencies, and project feasibility. - Strong financial analysis skills across builder financials, tax returns, pro formas, liquidity, leverage, DSCR, net worth, and global cash flow. - Ability to evaluate appraisals, collateral assumptions, local market absorption, comparable sales, lot pricing, and execution risk. - Excellent written credit communication, including clear, concise, persuasive credit memos. - Comfort operating in a build-stage environment with ambiguity, limited existing process, and a need for hands-on ownership. Requirements - Experience at a bank, credit union, private debt fund, non-bank lender, CDFI, or specialty finance platform with dedicated construction or homebuilder finance exposure. - Experience building or improving credit policies, underwriting frameworks, loan origination workflows, or portfolio governance. - Exposure to capital partners, investment committee presentations, or institutional credit decisioning. - Experience with loan origination systems, data platforms, AI-assisted underwriting tools, or credit automation. - Track record managing or underwriting a construction loan portfolio of $50M+ in commitments. - Familiarity with HUD/FHA construction programs, GSE guidelines, state housing finance agency programs, RESPA, TILA, Reg B/ECOA, or state-specific construction lending rules. - CMB, CFA, MBA, MS Finance, or other relevant designation. Benefits - Base salary: $175,000 to $200,000 - Performance bonus - Equity participation - Company-paid medical, vision, dental, and wellness benefits for employees and dependents - Flexible vacation and sick days - Paid parental leave Location This is a U.S.-based role. Sun Belt and high-growth housing markets are preferred, including markets such as Charlotte, Austin, Atlanta, Birmingham, and similar regions. Strong candidates outside those markets will still be considered when the construction/homebuilder finance profile is compelling. Apply Apply now and get a response within 24 hours.
We connect top talent with vetted employers, competitive pay, and real growth opportunities. Please NOTE: It is crucial that you complete the application form in full. As part of the application process, you will be required to record a video. If your application is successful, you will receive an email confirming next steps—the video is the first step of the interview process. If you do not record a video, we will not be able to consider you for ANY open roles.
Role Description We are seeking a detail-driven Mortgage Underwriting Coordinator to support the review and preparation of residential loan files prior to and during underwriting. This role works closely with loan officers, processors, borrowers, and underwriters to ensure files are complete, compliant, and moving efficiently toward approval and closing. Strong client communication and documentation accuracy are essential. Key Responsibilities - Prepare and review loan files prior to underwriting submission - Analyze borrower documentation for completeness, accuracy, and consistency - Communicate with borrowers to collect missing documents and clarify conditions - Coordinate underwriting conditions and track outstanding items - Ensure compliance with lender guidelines and regulatory requirements - Maintain accurate updates within Loan Origination Systems and CRM - Proactively identify file risks and escalate issues that may delay approval Qualifications - 2+ years of experience in mortgage processing, underwriting support, or residential lending operations - Strong understanding of US mortgage documentation (income, assets, credit, disclosures) - Ability to manage multiple files simultaneously with strong attention to detail - Clear, professional written and verbal communication skills in a client-facing environment - Must have prior remote work experience, be fluent with remote collaboration tools and platforms (such as Slack, Zoom, Google Workspace, Asana, or similar), and have ideally worked with US or UK-based companies. Applications without this experience will not be considered. Preferred Qualifications - Experience working directly with underwriters in US residential lending - Familiarity with agency guidelines (Fannie Mae, Freddie Mac, FHA, VA) - Spanish language proficiency - Experience in high-volume lending environments Tools & Technology - Loan Origination Systems (Encompass, Calyx, or similar) - Automated underwriting systems (DU/LP or similar) - CRM systems - Google Workspace - Slack, Zoom - Task/project management tools (Asana, ClickUp, Trello) Please NOTE It is crucial that you complete the application form in full. As part of the application process, you will be required to record a video. If your application is successful, you will receive an email confirming next steps—the video is the first step of the interview process. If you do not record a video, we will not be able to consider you for ANY open roles.
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