GAINSCO

GAINSCO is a property and casualty insurance company specializing in the personal auto insurance market, offering a range of personal auto insurance policies tailored to the needs

State Product Manager

Location

United States

Posted

5 days ago

Salary

0

Seniority

Lead

No structured requirement data.

Job Description

State Product Manager

GAINSCO

Role Description Are you a data-driven strategist with a passion for shaping insurance products? GAINSCO is seeking a State Product Manager to manage 2–4 states with full P&L responsibility. This role combines pricing strategy, regulatory compliance, and cross-functional collaboration to drive profitability and growth in a competitive market. - Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements. - Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams. - Identify actions for unprofitable segments and leverage underwriting and agency strategies. - Present state performance and strategies to senior leadership and track key financial metrics. - Achieve premium and policy count targets for assigned states. - Partner with Sales to identify growth opportunities and optimize product positioning. - Conduct competitive analysis and research market trends to inform product enhancements and new state launches. - Prepare and submit accurate regulatory filings; respond promptly to objections. - Build relationships with state Departments of Insurance and monitor regulatory changes. - Support initiatives to automate processes, improve product performance, and solve business challenges. - Develop reports and dashboards using tools like Power BI. - Collaborate across departments to implement innovative solutions. Qualifications - Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required. - Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry. - Minimum 2+ years of state management experience (personal auto preferred). - Proven experience executing complex pricing and product changes, including regulatory filings. - In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics. - Proficiency with SQL, SAS, or Python required. - Experience with PowerBI and/or Tableau is a plus. - Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis). Requirements - Deadline-driven with a proven ability to balance competing priorities. - Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets. - Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion. - Able to lead complex projects and mentor junior team members in a fast-paced environment. - Strong communication skills and emotional intelligence. - Experience presenting to Senior Leadership and influencing leaders across the organization. - Ability to balance multiple tasks and occasional travel (5%). Benefits - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO Plan + Paid Company determined Holidays.

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