GAINSCO

Role Description We are seeking a Material Damage Desk Appraiser II to complete auto physical damage appraisals virtually (photo-based) in an accurate, efficient, and compliant manner, while delivering prompt, professional customer service. - Virtually inspect and appraise damaged vehicles using photos, company guidelines, and proper repair methods. - Use estimating software to evaluate, document, and estimate accident-related vehicle damages. - Negotiate repair estimates with the customer’s shop of choice to reach agreement on repair costs. - Authorize and manage rental car extensions when needed based on repair conditions. - Determine repairability vs. total loss; complete total loss evaluations and determine salvage value. - Manage the repair process to support timely vehicle repairs and issue payments for covered damages when appropriate. - Maintain accurate claim file notes and communicate effectively with unit teammates and Claims partners. - Contact customers and respond to questions in a timely manner. Qualifications - High School Diploma or Equivalent. - Adjuster License upon hire may be required to comply with state and GAINSCO requirements. - ASE / ICAR Certification is a plus. - Minimum of 5 years of experience writing auto damage appraisals is required. - Insurance carrier appraisal experience is required. - Appraisal estimating software experience is required. - High proficiency with CCC ONE estimating software is a plus. - Ability to become ICAR/ASE certified. - Excellent written and verbal communication skills. - Ability to prioritize, manage time, and work efficiently. - Ability to gather and analyze information to evaluate results and choose the best solution to the problem. - Must follow established steps and procedures while exercising proper judgment within established protocols. - Ability to travel 5% or less; voluntary travel. Requirements - Pass required Material Damage training, reviews, and calibration exercises. Benefits - Excellent benefits package: medical & dental, vision insurance, life insurance, short term, and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO + Paid Company determined Holidays.

Role Description As a PIP Adjuster II – Coverage and Qualification, you’ll be responsible for investigating and resolving first-party medical claims across multiple states. You’ll work closely with policyholders, medical providers, and internal teams to ensure claims are handled accurately, efficiently, and in compliance with state regulations and company guidelines. - Conduct thorough investigations, including reviewing coverage, taking recorded statements, and gathering supporting documents such as police reports, repair estimates, and medical records. - Communicate with claimants to explain benefits, eligibility, required forms, and claim procedures. - Identify and refer potential fraud indicators to the Special Investigations Unit (SIU). - Evaluate and recommend approval or denial of claims based on policy language, state statutes, and investigative findings. - Ensure timely and accurate resolution of claims in accordance with company and regulatory standards. - Review and respond to correspondence and medical bills in a timely manner. - Maintain accurate and detailed claim files and documentation. Qualifications - High School Diploma or Equivalent - Professional Insurance and/or Claims Designations are a plus. Requirements - Active Texas or Florida Adjuster License required to comply with state and GAINSCO requirements. - Minimum of 1 year of experience as an Auto Insurance Claims Adjuster is required. - Experience with 1st Party Medical Claims is preferred. - Experience with medical coding and/or medical billing a plus. - Experience with Guidewire, Decision Point, and other claims systems preferred. - Strong verbal and written communication skills. - Excellent attention to detail and organizational skills. - Ability to manage multiple tasks and prioritize effectively. - Analytical thinker with the ability to draw conclusions and make sound recommendations. - Calm and professional demeanor when handling challenging situations. Benefits - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy - 401K + Company Match - PTO Plan + Paid Company determined Holidays.

Are You Driven?® We Are. We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make daily. At GAINSCO, it is our people that set us apart. If you are looking for a place where you can make a difference, understand how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you. Why Join GAINSCO? GAINSCO’s work environment rewards engaged individuals who have a desire to contribute and succeed. That’s because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a Champion with GAINSCO. Are you a data-driven strategist with a passion for shaping insurance products? GAINSCO is seeking a Product Manager I to manage 2–4 states with full P&L responsibility. This role combines pricing strategy, regulatory compliance, and cross-functional collaboration to drive profitability and growth in a competitive market. What does a PRODUCT MANAGER do? - Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements. - Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams. - Identify actions for unprofitable segments and leverage underwriting and agency strategies. - Present state performance and strategies to senior leadership and track key financial metrics. - Achieve premium and policy count targets for assigned states. - Partner with Sales to identify growth opportunities and optimize product positioning. - Conduct competitive analysis and research market trends to inform product enhancements and new state launches. - Prepare and submit accurate regulatory filings; respond promptly to objections. - Build relationships with state Departments of Insurance and monitor regulatory changes. - Support initiatives to automate processes, improve product performance, and solve business challenges. - Develop reports and dashboards using tools like Power BI. - Collaborate across departments to implement innovative solutions. What is required? Education: - Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required. Experience: - Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry. - Minimum 2+ years of state management experience (personal auto preferred). - Proven experience executing complex pricing and product changes, including regulatory filings. - In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics - Proficiency with SQL, SAS, or Python required. - Experience with PowerBI and/or Tableau is a plus - Power BI skills a plus (ability to build reports and analyze data). - Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis). Other skills and abilities: - Deadline-driven with a proven ability to balance competing priorities. - Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets. - Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion. - Able to lead complex projects and mentor junior team members in a fast-paced environment. - Strong communication skills and emotional intelligence. - Experience presenting to Senior Leadership and influencing leaders across the organization. - Ability to balance multiple tasks and occasional travel (5%). What else do you need to know? - Remote - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy - 401K + Company Match - PTO Plan + Paid Company determined Holidays. **Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity** All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO. GAINSCO is an Equal Employment Opportunity Employer

Role Description We are seeking a Product Analyst III to serve as the state owner for 2–3 states, partnering closely with leadership to drive profitability and growth through pricing and non-pricing actions. You’ll analyze market and performance trends, execute strategic rate changes, manage regulatory filings, and collaborate cross-functionally (Sales, Actuarial, Marketing, IT, Testing) to ensure competitive product positioning and strong business results. - Serve as the state owner for 2–3 markets, managing profitability and growth targets. - Recommend pricing and underwriting actions based on deep analysis of trends and performance metrics. - Coordinate with Sales, Actuarial, Marketing, IT, and Testing teams to execute strategic rate changes. - Present quarterly state performance and strategy updates to executive leadership. - Identify and pursue premium and policy growth opportunities. - Partner with Sales to target high-potential segments and optimize product positioning. - Conduct competitive analysis and market research to inform product enhancements and strategic decisions. - Prepare and submit accurate regulatory filings; respond to objections and ensure timely approvals. - Support initiatives to automate processes, improve product performance, and solve business challenges. - Develop and maintain reports and dashboards using tools like Power BI. - Collaborate with different departments to implement innovative solutions. Qualifications - Bachelor’s degree in Economics, Actuarial Science, Math, Statistics, Insurance, or related field required. - 3+ years of experience in Product or Actuarial roles within the Property & Casualty insurance industry required. - Direct experience with rate filings and insurance product strategy required. - Strong understanding of insurance/pricing concepts, underwriting rules, business processes, and key financial metrics. - Advanced skills in Microsoft Excel and PowerPoint. - Proficiency in SQL, SAS, or Python is required. - Experience with Power BI or Tableau is a plus. Requirements - Strong analytical skills—able to work with large datasets and translate results into clear recommendations. - Deadline-driven with ability to manage competing priorities in a fast-paced environment. - Clear communicator with strong emotional intelligence and ability to influence cross-functional partners. - Comfortable presenting to senior leaders with concise, data-backed storytelling. - High ownership mindset and natural curiosity to dig deeper into “what else” is driving results. Benefits - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO Plan + Paid Company determined Holidays.

Role Description We are seeking an experienced and dynamic Manager, Product to partner with the Field Operations Team to establish, monitor, and influence all aspects of profitability and growth for assigned states. This role involves managing and enhancing existing products through analysis, research, and strategic recommendations related to product design, pricing, underwriting, agency management, distribution, claims, and other processes. - Own P&L performance for 4–9 states, directly managing 2–3 states and overseeing additional states through direct reports. - Develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements. - Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams. - Identify actions for unprofitable segments and leverage underwriting and agency strategies. - Present state performance and strategies to senior leadership and track key financial metrics. - Achieve premium and policy count targets for assigned states. - Partner with Sales to identify growth opportunities and optimize product positioning. - Conduct competitive analysis and research market trends to inform product enhancements and new state launches. - File and gain approval for regulatory changes; respond promptly to objections. - Build relationships with state Departments of Insurance and maintain awareness of regulatory changes. - Onboard, coach, and mentor Product Analysts and Managers. - Foster a collaborative, high-performance culture focused on accountability and innovation. - Manage staffing needs, recruitment, and performance evaluations. - Drive process improvements and automation to enhance efficiency. Qualifications - Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required. - Minimum of 7 years of experience in Product or Actuarial in the Property and Casualty insurance industry. - Minimum of 4 years of state management experience within Property and Casualty; state management for personal auto insurance preferred. - Minimum of 2 years of experience managing direct reports. - Experience initiating, developing, and executing complex pricing and product changes, including submitting filings and responding to DOI objections. - In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics. - Proficiency with SQL, SAS, or Python required. - Experience with PowerBI and/or Tableau is a plus. - Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis). Requirements - Deadline-driven with a proven ability to balance competing priorities. - Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets. - Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion. - Able to lead complex projects and mentor junior team members in a fast-paced environment. - Strong communication skills and emotional intelligence. - Experience presenting to Senior Leadership and influencing leaders across the organization. - Ability to balance multiple tasks and occasional travel (5%). Benefits - Remote work opportunity. - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO Plan + Paid Company determined Holidays.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description We’re looking for a Compliance Manager I to support our Personal Auto business by monitoring legislative and regulatory activity, researching compliance questions, supporting new state entry, and ensuring policy forms and processes remain compliant. This role evaluates regulatory, statutory, and case law changes, determines business impact, and communicates requirements and recommendations to cross-functional partners and senior leaders. - Track new bills, regulations, and Department of Insurance (DOI) activity across assigned states. - Assess changes and identify business impacts, risks, and required actions. - Communicate updates and coordinate next steps with impacted teams and leaders. - Research state laws/regulations in response to business partner questions. - Provide clear, practical recommendations and documentation. - Lead or facilitate compliance initiatives tied to law changes or identified compliance items. - Manage timelines, stakeholders, deliverables, and implementation coordination across departments. - Ensure assigned Personal Auto policy forms remain compliant with applicable laws/regulations. - Maintain ownership of assigned forms using established compliance processes (updates, version control, documentation). - Research and analyze regulatory, statutory, and case law requirements for new state entry. - Summarize findings in a user-friendly format to support Product/Claims/Marketing/Agent Appointment & Licensing teams. - Inform development of rules, rates, forms, and business requirements. Qualifications - Bachelor’s degree, with preference given to Law, Insurance, Finance, Statistics, Math, Accounting, or a related field of study. - 2+ years of Personal Auto insurance experience is required. - Experience working with Personal Auto policy language and related insurance documents, including: Declarations page, named driver exclusions, cancellation/nonrenewal requirements, etc. - Experience monitoring regulatory changes and providing compliance recommendations is required. - Experience partnering with Product, Claims, and/or Marketing on implementation and/or business requirements. Requirements - Strong knowledge of insurance compliance and how it impacts product/operations. - Excellent research, analytical, and problem-solving skills. - Strong project management—able to prioritize and manage multiple initiatives. - Clear, confident communication (written and verbal), including presenting to senior stakeholders. - Ability to translate complex legal/regulatory changes into actionable business guidance. - Ability to consider multiple distribution channels when evaluating product/rule impacts. - Familiarity with West Law, Wolters Kluwer, LexisNexis or similar research platforms is preferable. Benefits - Excellent benefits package medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO Plan + Paid Company determined Holidays.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description As a First Party Medical Claims Adjuster, you’ll be responsible for investigating and resolving first-party medical claims across multiple states. You’ll work closely with policyholders, medical providers, and internal teams to ensure claims are handled accurately, efficiently, and in compliance with state regulations and company guidelines. - Conduct thorough investigations, including reviewing coverage, taking recorded statements, and gathering supporting documents such as police reports, repair estimates, and medical records. - Communicate with claimants to explain benefits, eligibility, required forms, and claim procedures. - Identify and refer potential fraud indicators to the Special Investigations Unit (SIU). - Evaluate and recommend approval or denial of claims based on policy language, state statutes, and investigative findings. - Ensure timely and accurate resolution of claims in accordance with company and regulatory standards. - Review and respond to correspondence and medical bills in a timely manner. - Maintain accurate and detailed claim files and documentation. Qualifications - High School Diploma or Equivalent - Professional Insurance and/or Claims Designations are a plus. Requirements - An active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements. - Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained. - All licenses must be maintained in accordance with state requirements. - A minimum of 1 year of experience as an Auto Insurance Claims Adjuster is required. - Experience with 1st Party Medical Claims is preferred. - Experience with medical coding and/or medical billing a plus. - Experience with Guidewire, Decision Point, and other claims systems preferred. - Strong verbal and written communication skills. - Excellent attention to detail and organizational skills. - Ability to manage multiple tasks and prioritize effectively. - Analytical thinker with the ability to draw conclusions and make sound recommendations. - Calm and professional demeanor when handling challenging situations. Benefits - Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy - 401K + Company Match - PTO Plan + Paid Company determined Holidays.

Role Description As an Agency Development Representative, you’ll play a key role in driving business growth by building strong relationships with agents and helping them succeed. You’ll use your consultative sales skills to increase quote volume, improve close rates, and expand our agency footprint. This is a high-impact, B2B sales role where your ability to influence, strategize, and execute will directly contribute to our success. - Achieve daily, weekly, and monthly sales goals by engaging with agents and documenting activities in Salesforce. - Set mutual sales goals with agents and develop action plans to help them succeed. - Use data and tools to identify opportunities, track progress, and improve performance. - Host virtual meetings with agents and internal partners to drive engagement and results. - Re-engage inactive agents and target specific market segments to grow production. - Increase quote volume and close rates by tailoring strategies to agent performance and market trends. - Analyze market data and agent feedback to refine sales strategies. - Collaborate with Product Managers to stay informed on product updates, rate revisions, and discount enhancements. - Provide support on GAINSCO Connect, policy binding procedures, and claims processes. - Share monthly sales targets and insights with internal teams to align efforts. Qualifications - Bachelor’s degree preferred. - 4–5 years of experience in insurance sales is required. - Proficiency with Salesforce CRM or similar platforms is required. - Strong ability to influence and motivate agents to drive results. - Excellent communication, negotiation, and presentation skills. - Strategic thinker with the ability to analyze data and identify trends. - Highly organized with strong follow-up and time management skills. - Comfortable managing multiple projects in a fast-paced environment. - Collaborative mindset with a passion for helping others succeed. Requirements - This is a virtual/remote position requiring quarterly travel. - Must have a valid Driver License. Benefits - Competitive salary based on experience, with bonus opportunity. - Company provided equipment, including laptop, cell phone, printer/scanner/fax. - Excellent benefits package: medical & dental, vision insurance, life insurance, short term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO + Paid Company determined Holidays.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description GAINSCO is seeking a Predictive Analytics Manager to lead the development of advanced models that inform pricing, underwriting, and strategic growth. This role blends technical expertise with business acumen, supporting cross-functional teams and regulatory compliance in a dynamic insurance environment. - Build predictive models for loss cost, retention, lifetime value, and more using internal and external data. - Apply advanced statistical and machine learning techniques (GLMs, GBMs, decision trees, clustering, random forests). - Present insights and recommendations to senior leadership and business stakeholders in a clear, actionable format. - Monitor model performance and implement iterative improvements. - Create documentation for regulatory filings and respond to Insurance Department inquiries. - Collaborate with Product, Actuarial, and Claims teams to align analytics with business goals. Qualifications - Bachelor’s degree required, preferably in Mathematics, Actuarial Science, Risk Management, Economics, Computer Science, Information Management, or Statistics. - 8 or more years of experience in insurance product development, actuarial, or product management within the personal auto insurance industry required. - 5 or more years’ progressive data science experience in designing, developing, evaluating, and deploying predictive modeling, machine learning and advanced analytics required. - Experience with structured and unstructured data analysis is required. - Proficiency with Python and SQL required. Requirements - Understanding of statistical and predictive modeling techniques such as GLMs, machine learning, decision trees, clustering, forests, and neural networks and their application to business decisions. - Proven skills as a business consultant who uses modeling skills to answer business questions and drive profitable growth. - Ability to convey complex topics and results to non-technical audiences. - Ability to adapt quickly to changing timelines. Benefits - Excellent benefits package including medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. - Parental Leave Policy. - 401K + Company Match. - PTO Plan + Paid Company determined Holidays.