A leading digital personal finance company helping everyday people move forward on the path to a better financial future
VP, Capital Markets
Location
California
Posted
5 days ago
Salary
$340K - $370K / year
Seniority
Lead
Job Description
VP, Capital Markets
Achieve
• Join us and change the world together at Achieve Lending! We're undergoing a massive transformation, fueled by a bold three-year strategy to aggressively grow our lending business. • Achieve is seeking an experienced, highly analytical, and transformative leader to serve as the Head of Capital Markets. • This role will own the strategic multi-year funding roadmap to support our growth at Achieve, reporting directly to the President of Achieve Lending. • You will define the performance plan for loan sales and securitization, maintaining full accountability for these outcomes. • Design and guide Achieve's funding stack as a highly diversified asset portfolio, optimizing across key pillars: Cost of Capital, Certainty of Takeout, Capacity, and Resilience. • Partner with our technology team to transform legacy funding processes to a dynamic, automated Capital Allocation Engine. • Oversee construction of an institutional-grade unified loan data warehouse and a self-service investor reporting portal. • Improve organizational collaboration between Capital Markets team and the rest of Achieve by overseeing cross-functional operating rhythms. • Lead the strategic formulation and capital design of Achieve’s expanding product suite, driving growth into new asset classes.
Job Requirements
- 12+ Years of Senior Experience: Deep tenure within consumer structured finance, investment banking, asset management, or fintech capital markets platforms, including 3-5+ years leading the Capital Markets function.
- Proven Track Record: Tangible history of managing programmatic ABS platforms, negotiating committed forward-flow and warehouse facilities, and managing through complex liquidity environments.
- Educational Background: Bachelor’s degree in Finance, Economics, Data Science, Engineering, or a highly quantitative discipline. An MBA, CFA, or advanced degree in quantitative finance is highly preferred.
- Distinguished Expert: Equal parts Wall Street transaction experience and modern data-driven strategist. You possess deep familiarity with structural waterfalls, stress simulations, and advanced modeling.
- Owner Mindset: Proven ability to manage outcomes, treat investor demand as a managed portfolio, and tie capital markets outcomes directly to long-term enterprise value creation.
- Transparent Communicator: Exceptional relationship-building skills, with a leadership philosophy rooted in proactive transparency to create trust internally and with external partners.
- People & Culture Leader: Experience building high-performing, cross-functional teams across Investor Relations, Structuring, Investor Reporting & Data, Loan Products & Capital Strategy, and Risk & Portfolio Surveillance while fostering a results-oriented culture focused on rapid execution and strategic impact.
Benefits
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA options
- Competitive vacation and sick time off, as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
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