Role Description Shape Financial Operations That Drive Business Growth. The Finance and Accounting Manager drives operational excellence, strengthens compliance, and delivers insights that power an innovative Australian financial services business. Build a long-term global career with Emapta, where top 1% talent enjoys world-class support, meaningful international exposure, continuous development, and opportunities to create measurable business impact every day. Qualifications - Minimum of 5 years of experience in finance, accounting, or business administration, with exposure to Australian financial systems - Proficiency in Xero accounting software - Experience managing payroll, loan administration, accounts payable, accounts receivable, and customer finance - Strong knowledge of monthly reconciliations, financial reporting, BAS and ATO compliance, and statutory obligations - Familiarity with PPSR, fixed asset registers, and depreciation calculations is an advantage - High level of accuracy, organization, and attention to detail - Strong problem-solving skills with the ability to identify discrepancies and implement effective solutions - Excellent communication and interpersonal skills, with the ability to collaborate effectively across remote teams - Proactive and self-directed approach to task and time management - Ability to manage sensitive financial information with discretion and integrity Requirements - Ability to work effectively in a full-time remote environment through an agency partnership - Ability to collaborate daily with Australian-based teams across operations, strategy, and sales - Ability to manage time-sensitive, detail-oriented responsibilities using structured task tracking, CRM and financial platforms, and digital communication tools Responsibilities - Customer Finance Administration - Update customer payment plans based on instructions from the operations team - Process payment method updates, early payout calculations, deal cancellations, upgrades, and transfers - Apply dishonour fees, administration fees, and reimbursement charges; generate and send related invoices and customer communications - Review and approve draft and recurring invoices in Xero while ensuring accurate financial documentation for customer accounts - Register and discharge PPSR in accordance with customer agreement stages - Create and maintain accurate customer contact and financial records in Xero by reconciling data against contract details - Banking & Reconciliations - Perform daily and monthly bank reconciliations across business accounts, including inter-business transfers and fixed allocations - Confirm customer deposits and reconcile payments against the appropriate contract or vehicle transaction - Cancel scheduled future payments for early payouts, cancellations, or upgrades, where applicable - Process operational invoices, including tolls, fines, and registration payments, as instructed by the operations team - Resolve reconciliation discrepancies promptly and maintain supporting documentation for compliance and audit readiness - Loan Setup & Management - Set up and manage customer loans under B2B Money Share agreements, including balloon payment structures and repayment schedules - Arrange vehicle finance with partner banks, complete loan documentation, and submit applications on behalf of the business - Confirm dealer deposit payments and issue procurement fee invoices to dealership partners - Maintain the Master Loans spreadsheet by updating loan statuses and financial events - Prepare and manage profit and loss calculations, depreciation schedules, and monthly overhead allocations - Payroll, Accounts Payable & Accounts Receivable - Process employee payroll and leave entitlements in accordance with payroll cycles and employment obligations - Manage accounts payable for operational expenses, partner payments, reimbursements, and agency contracts - Oversee accounts receivable by issuing invoices, monitoring debtor balances, following up overdue accounts, and implementing collection processes - Prepare regular accounts payable and accounts receivable reports for leadership - Forecasting, Reporting & Compliance - Lead the month-end close process, ensuring transactions, reconciliations, and accruals are completed accurately and on time - Prepare financial forecasts incorporating loan portfolio performance, operational expenses, and revenue projections - Prepare monthly management reports, including cash flow summaries, profit and loss statements, balance sheets, and variance analyses - Report monthly revenue, outstanding balances, and collections metrics - Prepare and lodge Business Activity Statements (BAS) while ensuring compliance with ATO obligations - Maintain collections reports and lead collections meetings with operations and compliance teams - Oversee collections activities to ensure alignment with internal strategies and regulatory requirements - Support external accountants with statutory reporting and tax preparation - Asset & Compliance Management - Maintain the fixed asset register, including vehicle acquisitions, stamp duty, and depreciation schedules - Maintain accurate finance data across financial and loan management systems - Other Functions - Liaise with external accountants by providing ad hoc financial data and supporting documentation as required - Support the Business Strategic Manager with financial insights, recommendations, and system improvements - Direct and prioritize the finance team's workload, acting on behalf of the Business Strategic Manager when required Benefits - Competitive package - Medical life insurance - Work from home arrangement - Standard government and Emapta benefits - Well-equipped, modern, and accessible offices - Employee engagement initiatives - Mentorship and exposure to global leaders and teams - Diverse, inclusive, and supportive culture - Transparent performance management - Unlimited upskilling through Emapta Academy courses