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Senior Product Manager, Risk Operations
Location
Canada
Posted
2 days ago
Salary
$137K - $154K / year
Seniority
Senior
Job Description
Senior Product Manager, Risk Operations
Wave HQ
• Define the long-term vision for Wave’s Risk & Payment Operations Platform • Establish a unified strategy for operational workflows, decisioning, case management, and controls • Identify opportunities to reduce manual effort through automation and scalable platform capabilities • Balance operational efficiency, regulatory requirements, risk management, and customer experience • Build the systems that enable teams to investigate, review, approve, monitor, and manage customer activity • Define and improve operational workflows across risk reviews, compliance processes, fraud investigations, holds, reserves, disputes, and escalations • Create intuitive tooling that helps internal teams make consistent and effective decisions • Partner with stakeholders to eliminate operational bottlenecks and improve team productivity • Define platform capabilities for rules management, decision orchestration, case management, audit trails, and workflow automation • Partner with Engineering and Data teams to establish scalable foundations for operational decision-making • Create reusable platform services that can support multiple operational use cases across the business • Ensure systems are observable, measurable, and continuously improving • Advocate for customer experience within operational and risk-related workflows • Ensure operational processes are transparent, predictable, and minimize friction for legitimate customers • Partner with Support and Customer Success teams to improve communication and resolution experiences • Measure the impact of operational decisions on customer trust and satisfaction • Serve as the product leader for internal operations platforms across Payments • Align stakeholders across Product, Engineering, Risk, Compliance, Finance, Support, and Data • Drive prioritization and strategic decision-making in a highly cross-functional environment • Communicate platform strategy, progress, and outcomes to senior leadership
Job Requirements
- 6+ years of Product Management experience, with a proven track record in high-growth fintech environments or driving product strategy through critical scaling phases.
- Deep expertise in payments, financial operations, and navigating SMB-specific risk challenges in payments or payroll.
- Experience applying machine learning or AI-based approaches to fraud detection, mitigation, and automated decisioning.
- Demonstrated success building complex systems from the ground up within SaaS, payments, or highly operational environments.
- Excellent communication and stakeholder management skills, with a history of aligning engineering, product, and diverse operational teams.
- Experience designing and launching platform infrastructure, case management systems, workflow engines, and operational tooling.
- Strong systems thinking with the ability to design end-to-end workflows, leverage decision engines/rules systems, and implement process automation.
- Thorough understanding of compliance-driven requirements and relevant industry standards (e.g., AML, PCI-DSS, NACHA).
Benefits
- Bonus Structure
- Employer-paid Benefits Plan
- Health & Wellness Flex Account
- Professional Development Account
- Wellness Days
- Holiday Shutdown
- Wave Days (extra vacation days in the summer)
- Get A-Wave Program (work from anywhere in the world up to 90 days)
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