We empower the people in entertainment with financial products and services as they bring their stories to life.
Mortgage Loan Originator, Self-Source
Location
California
Posted
1 day ago
Salary
$36K / year
Seniority
Senior
Job Description
Mortgage Loan Originator, Self-Source
First Entertainment Credit Union
• Proactively generate residential mortgage business through outside sales/self-sourced activities such as open houses, referral networks, community events, and business-to-business outreach. • Cultivate, manage, and deepen relationships with realtors, builders, attorneys, financial advisors, CPAs, Select Employer Groups (SEGs) and other Centers of Influence (COIs) to drive consistent referral activity. • Provide high-touch service throughout the mortgage process, from application through closing, including pre-underwriting analysis, submission, and follow-up. • Meet with members and prospects to assess needs, advise on loan options, and collect documentation. Meetings will primarily be conducted in person. Any telephonic and/or videoconferencing meetings are expected to be occasional and should not take any significant amount of working time. • Maintain strong knowledge of current mortgage guidelines, investor policies, pricing, compliance requirements (RESPA, Reg Z, TRID, etc.), and the credit union's products and services. • Host and participate in educational seminars, webinars, and community-facing events to promote First Entertainment Credit Union’s lending services, solicit referrals, and generate new residential mortgage business. • Maintain a detailed pipeline report and ensure clear, consistent communication with all stakeholders throughout the loan process.
Job Requirements
- Bachelor’s degree preferred, high school diploma or equivalent required.
- Minimum three (3) years of recent experience in mortgage lending with 80% or more of production self-sourced.
- Proven track record of consistently meeting or exceeding mortgage production goals through outside sales and self-sourced strategies.
- Active NMLS license in good standing, and compliant with S.A.F.E. Act and Regulation Z requirements.
- Strong working knowledge of residential loan products, underwriting guidelines, and compliance regulations.
- Proficiency with loan origination systems (LOS), preferably Encompass 360.
- Excellent verbal and written communication skills with the ability to explain complex financial concepts clearly and effectively.
- Strong networking skills and comfort presenting to small and large groups.
- High level of integrity and ability to build trust quickly with clients and partners.
- Flexibility to work evenings and weekends as needed to attend client appointments and events.
- Reliable means of transportation and willingness to spend time traveling with a majority of working hours in face-to-face meetings.
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