• Lead complex, cross-functional technical programs spanning hardware, infrastructure, IT systems, and operational readiness. • Work closely with engineering, construction, operations, IT, and commercial teams to ensure alignment on objectives, dependencies, timelines, and resource needs. • Bring clarity and structure to complex workstreams by defining program plans, success criteria, and execution frameworks. • Create and maintain repeatable, scalable systems and processes, balancing long-term operational excellence with short-term pragmatism. • Identify and manage risks, drive mitigation plans, and ensure timely escalation of critical issues. • Build strong relationships with stakeholders at all levels to foster trust, shared ownership, and transparent decision-making. • Ensure all teams understand roles, responsibilities, and expectations, creating shared clarity around deliverables and the program’s strategic direction. • Facilitate effective communication, ensuring technical concepts are translated appropriately for diverse audiences. • Drive operational readiness, coordinating with technical and non-technical teams to ensure hardware, infrastructure, and IT systems are prepared for deployment. • Track and report on program progress, using data and narrative to clearly communicate status, decisions, and risks to leadership. • Promote a culture of accountability and continuous improvement across teams involved in program execution.

Requisition Number: 2366798 Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. Optum Bank as a Product Owner, where you will play a pivotal role in building intuitive and seamless financial services experiences. By integrating customer-centric design principles with industry-leading financial services best practices, you will support both consumers and providers throughout the healthcare landscape. As healthcare undergoes significant transformation, delivering user-friendly financial solutions that empower consumers and providers to focus on care delivery, while effectively managing their financial roles, is essential to overall wellbeing. In this position, you will engage across multiple organizational levels, leveraging deep expertise in product management and financial services to drive meaningful impact. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: - Define features, requirements, and leverage agile product management principles as you create financial products and offerings that are simple, intuitive, and meet complex healthcare financial services needs - Work with a broad matrix of stakeholders including, treasury, finance, credit, underwriters, engineering, and other business stakeholders through ideation, specification, design, test, launch, and deployment - Provide input to partners and stakeholders on projects and planning activities such as impact identification, defining prioritization, efforts required and developing solutions - Capture requirements, prioritize features, support UAT activities, and oversee delivery of functionalities and products roadmap - Manage external vendors and associated delivery of enhancements, backlog and defects - Anticipates customer needs and proactively develops solutions to meet them You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - 3+ years of experience in core banking platforms, transaction processing (e.g. ACH, wires, debit card) and banking regulations - 3+ years product ownership experience, with advanced understanding of agile product development methodologies - 3+ years of experience with financial services products, applications, and banking systems - 3+ years of experience with SLDC tools such as aha, Jira, confluence - 3+ years of experience in applications systems with a high proficiency in product requirements gathering and documentation - Knowledge and experience with technical solutions (Batch Processes, APIs, Kafka Events) - Proven ability to organize a backlog of clearly defined user stories that are effectively prioritized to meet targeted delivery dates Preferred Qualifications: - Experience with Web/Portal projects. (Experience creating Wireframe) - Experience with SaaS solutions - Experience in Quality Assurance, UAT Testing *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

• The TPM — Talent Journey owns the experience of every person who walks through a FutureFit AI-powered portal looking for work, training, or a better career path. • You will own the product strategy, roadmap, and delivery quality for: - **Talent Portal:** End-to-end portal experience across onboarding, profile-building, training discovery, job matching, and progress tracking — for job seekers served by state workforce agencies, American Job Centers, and employer-sponsored programs. - **AI Coach:** Product direction for FutureFit's conversational AI coach — defining what it knows about a user, when it surfaces the right nudge, and how it improves over time through richer user profiling and feedback loops. - **Career Passport:** The longitudinal profile layer that captures skills, credentials, experiences, and outcomes across a job seeker's journey. - **Training & Job Matching Surfaces**: The search, recommendation, and eligibility-aware features that connect job seekers to training programs, apprenticeships, and open roles based on their actual profile and goals. - **Talent-Side Data & AI Use Cases:** Identify and define the LLM, recommender, and signal-capture opportunities within the job seeker journey that feed the platform's outcomes intelligence layer. • Conduct continuous, lightweight customer research (direct interviews, session reviews, portal data analysis) and synthesize findings into crisp problem statements and design hypotheses.

Role Description We are seeking a talented and experienced Senior Product Owner to join our Financials Team in a remote capacity (from Poland only). You will play a crucial role in shaping and driving the development of our Financials solutions. As the Product Owner, you will be responsible for maximizing the value of our product by effectively managing the product backlog and collaborating with cross-functional teams. - Strategy & Insights: - Support by providing insights or feedback collected from ongoing interactions with stakeholders and customers. - Share data points or trends observed from backlog refinement or customer support queries. - Business Cases & Roadmaps: - Provide tactical insights and historical data from previous projects or current product usage. - Assist in refining high-level requirements by sharing practical constraints or opportunities identified during day-to-day operations. - Represent customer needs, priorities and constraints in every decision. - Own all aspects of the delivery, including scope, pricing context and customer facing trade-offs. - Refinement & Solutioning: - Manage detailed requirements and user stories. - Collaborate with UX and engineering to develop prototypes. - Gather feedback from prototype testing. - Ensure backlog reflects the evolving requirements as a result of refinement and solutioning. - Development: - Manage sprint planning and team-level backlog refinement. - Work closely with Engineering to ensure features are developed as per requirements. - Track progress and address any blockers. - Engage with Support and manage maintenance backlog for the squad and teams. - Support quality assurance from functional perspective. - Define acceptance criteria for each deliverable and sign off completed work on behalf of the customer. - Market Release & Optimization: - Support Product Leads in market release preparations. - Monitor post-release performance metrics and gather feedback. - Partner with the Product Lead to balance commercial urgency against technical quality and sustainability. Qualifications - Unit4 ERP experience and knowledge, ideally in financial part. - 5-7 years of experience in product management, preferably in fintech or expense management. - Bachelor's degree in Business, Computer Science, or related field. - Strong knowledge of Agile methodologies (Scrum, Kanban). - Proficiency in product management tools such as Figma. - Excellent data analysis and visualization skills. - Outstanding communication and presentation abilities. - Proven problem-solving and decision-making skills. - Experience in stakeholder management and cross-functional collaboration. - Solid understanding of expense management processes and financial regulations. - Knowledge of corporate finance and accounting principles. - Experience with expense management systems or financial software. - Product Owner certification (e.g., CSPO) preferred. - Ability to work independently and manage time effectively in a remote environment. - Fluency in English; knowledge of additional languages is a plus. Benefits - A culture built on trust and accountability - giving you the freedom and autonomy to be successful and make an impact. - Balance - with our Flexible Leave Paid Time Off policy, remote working opportunities, Global Wellbeing Days, and other great benefits. - Growth opportunities - we provide the tools and guidance required so that you can focus on what really matters to you and so, ultimately, you can achieve your best work. - Talented colleagues, role models and mentors - work, learn and be inspired by some of the best talent in the software industry. - A commitment to sustainability - with initiatives such as our Environmental, Social, and Governance strategy and Act4Good programme. - A safe and inclusive working environment – supported by our Employee Resource Groups, which are open to all. Company Description We are a people-first community that nurtures all the areas that surround your working experience. With us, you’ll be surrounded by a high-performance team that supports your authentic self and celebrates your uniqueness. We believe that ‘How work should feel’ is an evolving statement. Work goes beyond tasks and everyday responsibilities; it’s about feeling valued, empowered, promoted, impactful, seen, and appreciated. We are reimagining how work makes people feel.