Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com . What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for: Circle is looking for a Compliance Officer and MLRO within the Circle Compliance and Risk function in Brazil. In this role, you will be responsible for driving the strategy of risk management and compliance for Brazil, as well as the implementation and execution of controls that adequately comply with applicable regulatory and enterprise risk management requirements. This role will also act as the primary point of contact with Brazilian regulators and will represent Circle's engagement with them. The role will involve working with a broad range of cross-functional partners, including Finance, Tax, Legal, Business, Policy and other Compliance and Enterprise Risk Management team members to collaboratively design the regulatory compliance and risk strategy and implement the day-to-day functioning of our programs for all compliance and risk topics, such as Licensing, KYC, Transaction Monitoring, Sanctions Screening, Reporting, Consumer Protection and Risk Governance. You will lead on creating and managing a highly effective program that demonstrates compliance with all applicable Brazilian laws and regulations, and is within our risk appetite and tolerance levels. The right candidate will possess and demonstrate deep regulatory, strategic, risk management, process and systems design, communication, time management, data analytics, presentation and change agility abilities. What you'll work on: - Drive the strategy, framework and execution of our Compliance program to ensure applicable Brazilian regulatory requirements and our company's risk requirements are being met comprehensively - Work closely with broader Compliance, ERM, Legal, Product, Operations and other cross-functional teams to understand the overall business environment and be a point of contact for the day-to-day implementation and execution of Compliance policies related to Brazil - Support local authorization and licensing processes with Banco Central do Brasil (BCB) through the development of necessary materials, addressing queries and coordinating regulatory responses - Ensure adherence to all regulatory reporting obligations, including suspicious activity reporting to COAF, and responsiveness to any regulatory engagements - Partner with other leaders to design and implement the Compliance framework and systems for our business in Brazil - Interface with local regulators and other external stakeholders in explaining our Compliance and Risk Management program - Serve as a point of contact for Compliance and Risk Management with key stakeholders and partner with respect to relevant technology and operational process designs - Monitor AML/CFT, sanctions, and broader regulatory developments in Brazil, including evolving requirements under the Brazilian VASP regime led by BCB, ensuring processes are in place to keep the business updated - Proactively analyze trends and patterns in alerts for AML and other Compliance areas and effectively design and enhance our program - Perform oversight over our outsourcing arrangements to ensure local compliance requirements are being followed as expected - Develop, maintain and review policies, procedures and processes to ensure compliance with applicable internal, legal and regulatory standards - Support the AML and Compliance Program through production of key performance indicators (metrics) and other reporting - Report on and oversee internal and external investigations of money laundering and other financial crimes both independently and in collaboration with internal stakeholders and outside counsel What you'll bring to Circle: - 12+ years of relevant experience within a financial services, fintech, regulatory compliance role, law enforcement role, or government agency role, with deep expertise in financial crimes - Bachelor's degree or equivalent experience as stated above - Expert knowledge of regulatory obligations in Brazil, including AML/CFT, sanctions, MLRO responsibilities, and requirements under the Brazilian VASP framework - Strong familiarity with Brazilian regulatory bodies relevant to VASPs, including BCB - Experience engaging directly with Brazilian regulators and managing regulatory relationships - Experience working hands-on with cross-functional team leaders (e.g., Legal, Engineering, Product, Data, Operations) to improve compliance processes and systems - Proven ability to work with global teams in setting and implementing appropriate compliance programs - Knowledge of compliance requirements (red flags, typologies), processes and systems used in online, mobile and blockchain-based environments - Strong leadership qualities, with a demonstrated high degree of integrity and work ethic - Strong communication, planning and project management skills - Ability to establish trust and collaboration with cross-functional stakeholders and team members - Strong attention to detail - Experience/familiarity with Slack, Apple MacOS and GSuite Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

Role Description The role is within the 2LOD Compliance advisory team and will require the role holder to support the Director of Compliance in creating and maintaining an environment in which senior management and the business is able to comply with UK regulatory requirements. The role holder will have demonstrable experience of providing compliance support across a range of disciplines in a financial services regulated environment, consultancy or at the regulator and be able to advise senior stakeholders on the regulations applicable to our product range, including: - Mortgages - Consumer credit - Savings and ISA products The role holder will also bring an understanding of the distribution models through which these products reach customers and will act as a champion of the compliance framework. Your focus will be on: - Providing advice on regulation to the business across a broad range of topics, ensuring good customer outcomes are achieved in line with the Consumer Duty. - Supporting the team as needed to provide compliance sign-off of financial promotions, customer communications, and training materials. - Undertaking regulatory horizon scanning and maintaining regular touchpoints with relevant stakeholders across the business to ensure they are up to date with changes. - Providing compliance support across the product range, with particular focus on unsecured consumer credit and the distribution models through which our products are offered. - Developing a strong presence across the bank and supporting as needed in operational meetings, helping to promote a strong compliant culture. - Providing 2LOD input to the wider Risk team, including consulting on key initiatives and ensuring due governance practices are observed. - Supporting product governance across the product lifecycle, from design and approval through to ongoing and annual review. - Supporting engagements with the regulator as required by the Director of Compliance including coordinating responses to requests for information, submitting notifications and/or coordinating applications via Connect. - Supporting as needed in undertaking policy reviews and creating, developing and rolling out compliance training materials to help educate colleagues on regulatory risks. - Identifying, investigating and resolving compliance issues. Qualifications - Strong focus on consumer outcomes and supporting the business in its embedment of Consumer Duty. - Ability to hit the ground running and work well under pressure, at pace, and to prioritise effectively. - Adaptable and able to take on a wide range of Compliance issues, depending on the needs of the team. - Strong and broad expertise of regulatory landscape and demonstrable experience of advising senior stakeholders on FCA regulatory matters in a financial services environment, including SME knowledge of FCA Handbook, Consumer Credit Act, Senior Managers & Certification Regime, and Consumer Duty. - Working knowledge of retail lending products, with experience of unsecured consumer credit particularly welcome. - Excellent attention to detail and a forensic approach to delivering on a task. - Strong communication skills, including the confidence to interact with and challenge senior stakeholders across the business. - Ability to appropriately challenge information and get to the heart of a matter. - Direct experience working at the FCA, or of engaging with the FCA through thematic or firm-specific reviews, would be an advantage. Benefits - 25 days annual leave plus 8 days Bank Holiday - An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc. - Buy or sell up to 5 days holiday a year - Healthcare cash plan through Westfield Health - Life Assurance at 3 x salary - Electric Vehicle salary sacrifice scheme - Cycle to Work salary sacrifice scheme and a free helmet - Salary sacrifice Pension contribution, 4% employee contributions matched with 4% Tandem contribution (Subject to salary eligibility) - Smart Tech scheme (buy goods with 0% interest) - 10% discount on solar panels - Tandem Hub for treats, cash back and discounts on UK retailers - 2 days per year paid volunteering - Free cereal, snacks and drinks in all offices - Quarterly team social budgets

Role Description We are looking for a detail-oriented, proactive, and driven Regulatory Compliance Assistant to join our Compliance Department. This is a crucial operational role designed for an individual who thrives on precision, enjoys maintaining rigorous standards, and possesses a good understanding of the Indonesian regulatory landscape. You will be responsible for the day-to-day administrative and operational backbone of our compliance function, ensuring that our reporting is flawless and our data is bulletproof. In this role, you will bridge the gap between internal data and external regulators. You will handle the entire regulatory reporting lifecycle—from data reconciliation with SRO institutions to the timely submission of reports to key authorities. Beyond just managing numbers, you will collaborate closely with our Product, Engineering, and Operations teams to build tighter controls and improve our internal monitoring tools. If you have a sharp eye for detail, a passion for compliance, and love working in a fast-paced environment where your work directly protects and empowers the business, this job is for you. Your mission will be: - Regulatory Reporting & Submission: - Prepare, reconcile, and submit daily, weekly, monthly, annual, and ad-hoc regulatory reports to relevant Indonesian authorities with complete accuracy and strict adherence to deadlines. - Stay ahead of reporting schedules and proactively manage the end-to-end submission process to ensure zero compliance gaps. - Data Reconciliation & Investigation: - Perform daily transaction data reconciliation between internal company systems and Self-Regulatory Organization (SRO) institution systems. - Investigate any data discrepancies or anomalies immediately, working alongside relevant teams to resolve issues and ensure data integrity. - Cross-Functional Collaboration & Control Building: - Partner with Product, Engineering, and Operations teams to strengthen internal compliance controls and enhance continuous monitoring processes. - Provide compliance insights and user feedback to help specify and develop better tech-enabled internal compliance tools and automated solutions. - Audit & Examination Support: - Support the compliance team during regulatory examinations, independent audits, and internal compliance reviews. - Organize, maintain, and safeguard all required compliance documentation, audit trails, and records for seamless retrieval. - Process Optimization: - Actively identify opportunities to streamline administrative workflows, improve operational efficiency, and reduce manual reporting risks within the Compliance Department. Qualifications - Minimum of 1 year of professional working experience, with a preference for roles directly involved in compliance, regulatory operations, or financial reporting. - Fully proficient in both English and Bahasa Indonesia (written and verbal), with the ability to articulate complex regulatory matters clearly to both local and international stakeholders. - Exceptional attention to detail and data accuracy. Comfortable working with large datasets and performing meticulous reconciliation tasks. - Excellent interpersonal and communication skills; a true team player who is friendly, transparent, articulate, and driven to succeed. - Ability to thrive in a dynamic, fast-paced environment and handle changing regulatory requirements with agility and a positive attitude. - High level of integrity and a strong commitment to ethical operational practices. Preferred qualifications - Familiarity with the reporting portals and operational frameworks of Indonesian regulatory bodies and crypto-related SROs. - Prior experience in a Fintech, Crypto, or fast-growing financial services environment. - Good understanding of local fiat payment rails, digital identity verification systems, and anti-money laundering (AML) frameworks. Benefits - Remote but reachable work policy gives you the freedom to choose between working from home or the office. - Plus the option to buy and sell up to 5 days leave. - Improve body and mind, with excellent private medical insurance. - Access to Learnably and our additional learning platforms for your personal and professional development. - 6 months primary care-giver leave. - Paw-ternity leave for your furry friend. - Annual Inspiration Day in addition to your annual leave which increases based on your length of service! - A collaborative, friendly work community, with regular social events and virtual cooking, dancing, drawing and house planting classes hosted by our Lunauts. - Free lunch and snacks. - 0 fees up to a certain amount with Luno from the day you start.* *Offer only available on Luno Instant Buy, not Luno Exchange.

• Monitor & Control of Reconciliation and all control activities and fulfill regulatory requirements of the bank and regulatory authorities. • Handling and monitoring Fircosoft/UAEFTS System and total control of Referrals /Release of the messages. • Process all transactions with agreed TAT with zero error and as per bank policy and guidelines. • Ensuring completion of daily control and functional checklist (DCFC) activity without fail.