Title: Full Stack and AI Engineer Location: Basking Ridge United States Requisition number: 2363785 Job category: Technology Overtime status: Exempt Travel: No Job Description: Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. Software engineering is the application of engineering to the design, development, implementation, testing and maintenance of software in a systematic method. The roles in this function will cover all primary development activity across all technology functions that ensure we deliver code with high quality for our applications, products and services and to understand customer needs and to develop product roadmaps. These roles include, but are not limited to analysis, design, coding, engineering, testing, debugging, standards, methods, tools analysis, documentation, research and development, maintenance, new development, operations and delivery. With every role in the company, each position has a requirement for building quality into every output. This also includes evaluating new tools, new techniques, strategies; Automation of common tasks; build of common utilities to drive organizational efficiency with a passion around technology and solutions and influence of thought and leadership on future capabilities and opportunities to apply technology in new and innovative ways. Location: Remote near Basking Ridge, NJ You will enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: - Design, build, and maintain scalable backend services and APIs using Java and Python - Architect and implement event-driven/microservices solutions using Kafka (topics, partitions, consumer groups, schemas, retries/DLQs) - Model, optimize, and maintain relational and/or NoSQL databases (schema design, indexing, query tuning, migrations) - Develop data processing pipelines (streaming and batch) with strong focus on reliability, observability, and performance - Build and integrate AI/ML-powered features (model inference services, prompt orchestration, vector search, or ML pipelines) and collaborate with data science teams - Ensure production readiness: CI/CD, automated testing, monitoring/alerting, and incident response/root-cause analysis - Enforce engineering best practices: code reviews, secure coding, documentation, and mentoring junior engineers - Collaborate cross-functionally with product, QA, platform/SRE, and stakeholders to deliver roadmap initiatives You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - High School Diploma/GED - 8+ years of professional software engineering experience building backend systems in Java and/or Python - 5+ years of experience leading a team of 5-10 engineers - 3+ years of experience with databases (PostgreSQL/MySQL/Oracle and/or MongoDB/Cassandra), including performance tuning and transactional consistency - 3+ years of experience in cloud platforms (AWS/Azure/GCP), containerization (Docker/Kubernetes), and CI/CD - 2+ years of experience with Kafka in production (exactly-once/at-least-once semantics, schema evolution, monitoring, capacity planning) - 2+ years of experience designing distributed systems (microservices, REST/gRPC, concurrency, caching, resiliency patterns) - 1+ years of experience delivering AI-enabled solutions (LLM integration, ML inference deployment, feature engineering, vector databases such as Pinecone/Weaviate/pgvector, or MLOps tools) Preferred Qualifications: - Bachelor's or Master's degree in Computer Science (or equivalent practical experience) Soft Skills: - Strong problem-solving, communication, and ability to lead technical design discussions - All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. #RPO #GREEN

• Collaborate with your PM and designer to transform ambiguous challenges into fully instrumented, production-ready software. • Drive technical design for squad-led initiatives—drafting documentation, evaluating trade-offs, and steering the final decision. • Develop and maintain production-grade systems across our web platforms, mobile applications, and third-party integrations. • Troubleshoot complex, cross-system issues with a balanced approach of curiosity and composure. • Continuously elevate our engineering standards through rigorous code reviews, proactive refactoring, and enhanced tooling. • Leverage AI tools (such as Cursor, Copilot, and Claude) as a force multiplier and help define team protocols for their effective use. • Investigate practical applications for AI, ranging from internal workflow automation to features that enhance the member care experience. • Guide the engineers around you, ensuring the team is stronger and more capable through your mentorship.

• Build full-stack applications across our credit, private credit, and structured products platforms — backend services, APIs, data pipelines, and modern web front ends used by various business teams across the firm • Develop quantitative models and analytics for fixed-income and structured product valuation, cash flow projections, scenario analysis, and portfolio risk decomposition • Integrate third-party systems including Geneva (portfolio accounting), market data vendors, CRM platforms, and administrative platforms, design clean, well-tested adapters and reconciliation logic • Participate in the Migration of legacy .NET/C# applications and SSRS reports to modern, scalable architectures (TypeScript/React front ends, Python or .NET services, cloud-deployed) with responsive UX across desktop and mobile • Own data quality end-to-end - ingestion, normalization, validation, and lineage - for firmwide positions, partnering with the data management team on governance and controls • Build reporting and BI spanning Tableau dashboards, internal web tooling, investor reporting, and ad-hoc requests for portfolio composition and DDQ responses • Translate business needs into engineering — gather requirements directly from PMs, analysts, risk, IR, and operations; document functional and technical specs; write clear UAT plans and lead testing • Ship like an engineer - write tests, use source control (GIT/TFS), open clean PRs, manage tickets in DevOps, deploy through CI/CD, and monitor what you ship in production • Use AI coding assistants well - accelerate delivery, reduce boilerplate, and improve code quality, while applying the verification, security, and review standards described later in this document

Title: MIAM Authentication Senior Location: San Antonio United States Job ID R0117841 Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The MIAM Authentication Senior is a critical role within USAA's Member Protection organization, responsible for supporting the future of secure, seamless member access across all USAA channels, serving millions of members. This position champions member access management and the authentication strategy, balancing robust security and fraud risk mitigation with an exceptional member experience. This candidate will partner closely with technology, architecture, experience, and risk teams to deliver cutting-edge authentication capabilities while maintaining strong control over security outcomes and meeting stringent regulatory requirements. Support the MIAM business in performing risk assessments, analyzing and updating policies, frameworks, standards and processes as a first line of defense function. Serves as a fraud risk management executor to ensure documents, projects, programs, processes, and product initiatives comply with regulatory, legal requirements, and fraud policies and standards. Partners and collaborates with the lines of business, Compliance and Risk Management, Audit Services, Legal, and Regulators to support enterprise fraud management-based initiatives. Writes detailed requirements and puts together necessary documents to articulate how the tools and systems need to function based on business direction and objectives. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office (San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL) will be expected to work on-site four days per week. What you'll do: - Guides and facilitates cross-functional team members in the implementation, management and oversight of fraud risk management workstreams, projects and solutions. - Utilizes subject matter expertise of fraud risk management requirements, policies, laws, and regulations to influence business strategies and solutions and advise the business on how to strengthen and manage fraud risk requirements on business action plans, projects, or operational requests. - Contributes to the execution of risk assessments with business partners and the lines of business to determine impact and solutions. - Identifies operational inefficiencies and emerging fraud management risks, compliance, and control issues in the operating environment, concurrent with implementing action plans to mitigate business impact. - Provides guidance to functional areas within Enterprise Fraud Management on regulatory requirements and requests to ensure proper execution of conduct examinations. - Manages and responds to regulatory requirements and requests and ensures the execution of conduct examinations. Periodically briefs executive management on enterprise projects and initiatives that may impact fraud risak. - Serves as a mentor to peers and team members for assigned area of responsibility. - Develops and executes training plans tied to fraud risk management through understanding of regulatory and industry trends. - Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: - Bachelor's degree; OR 4 years of relevant education and/or experience. - 6 years of operations experience in a relevant functional area to include financial services, Fraud, AML, compliance, risk, audit, third party risk management or other related operational areas that support fraud risk management initiatives within the business. - 4 years of fraud, compliance, risk, audit, or regulatory related experience with accountability for projects, programs, processes, or policies. - Proven knowledge of relevant laws, regulatory, compliance, industry regulations and regulatory data sources. - Demonstrated analytical, organizational, and problem-solving abilities requiring a high attention to detail to identify fraud risks and trends. - Strong communication skills with the ability to collaborate and execute among cross-functional teams, including all levels of the organization and with external regulatory agencies. What sets you apart: - Experience translating complex business needs into clear, precise, and actionable requirements for technical development and analytical teams. - Collaborated with engineering, design, security, and risk teams to deliver secure and user-friendly authentication capabilities. - Supported the product lifecycle for authentication solutions, from ideation through launch and iteration. - Demonstrated proactivity and drive, consistently exceeding expectations by seeking learning opportunities and making an impact without direct assignment. - Experience in a Product Management, Business Analyst, or related role, with involvement in authentication or key aspects of identity and access management (IAM) - Knowledge of industry best practices, emerging trends, and regulatory considerations in authentication and identity management. Compensation range: The salary range for this position is: $93,770.00 - $179,240.00. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.