• Design and build fraud detection systems that protect clients and Wealthsimple from bad actors • Own the client-facing experience for accounts affected by fraud restrictions • Build and improve internal tooling that helps our operations team investigate and resolve fraud cases efficiently • Develop risk-based product features that reflect a client's actual risk profile • Contribute to systems and processes that keep Wealthsimple compliant with anti-money laundering (AML) regulatory requirements • Work closely with product, design, and operations partners to translate complex risk logic into simple experiences

• Build FP&A function from the ground up: designing budgeting and forecasting processes, financial models, and board-ready reporting. • Lead annual budget and quarterly reforecast processes. • Maintain integrated SaaS financial model: bookings, ASC 606 recognized revenue, deferred revenue waterfall, expenses. • Flex into accounting team for month-end close support; own specific workstreams like flux analysis and revenue review. • Produce monthly board reporting and executive dashboards with narrative analysis. • Partner with cross-functional leaders to set targets and inform investment decisions. • Drive ad-hoc strategic analysis: pricing, unit economics, customer cohorts, channel ROI. • Recommend and implement FP&A tech stack, leveraging AI tools to optimize work.

Role Description As a Senior Specialty Underwriter, you will play a key role in underwriting new business and renewals across all Business Units, with a strong focus on U.S. Automotive Specialty business and cross‑border global quotations. You will bring deep U.S. market expertise, collaborate closely with Sales and underwriting leadership, and help drive profitable growth across the portfolio. This role plays a critical part in growing Allianz Warranty U.S. automotive specialty business, offering the opportunity to help shape a strategically important and expanding market. This is a fully remote, U.S.-based role. Candidates must reside in one of the authorized states listed below and be legally eligible to work in the U.S. Current or future visa sponsorship is not available. - Authorized States: - Florida - Georgia - Maryland - North Carolina - Texas - Virginia - Illinois - Kentucky - Minnesota - South Carolina - Pennsylvania (Philadelphia) - Tennessee What You Will Do - Manage and coordinate Automotive Specialty quotations globally, with primary focus on U.S. business - Partner closely with the Senior Lead and Head of Pricing & Underwriting on core business initiatives - Work collaboratively with the U.S. Specialty team to manage and grow the portfolio - Serve as a key point of contact with Pricing, Network Management, Technical Product, Monitoring, and other stakeholders as needed - Underwrite and renew accounts to support profitable growth - Develop technical pricing offers in collaboration with Business Units, Sales, Risk, Legal, Compliance, and Reinsurance - Ensure adherence to underwriting authority, governance standards, and the four‑eyes principle - Support Sales negotiations and contribute to Pricing and Actuarial initiatives - Align underwriting decisions with the Line of Business strategy, risk appetite, and product guidelines - Operate effectively in a technology‑enabled environment, leveraging AI, data analytics, and cloud‑based tools responsibly and in line with governance and ethical standards What You Will Bring - Bachelors degree (e.g., actuarial science, mathematics, statistics, finance, economics, or business) preferred - CPCU designation is a plus - At least 4 years of experience in case underwriting, pricing, or actuarial roles - Experience in Automotive Underwriting would be a plus - Strong strategic mindset with the ability to align daily work to business objectives - Solid financial acumen and understanding of profitability drivers - Comfort working with pricing models, assumptions, and actuarial methodologies - Working knowledge of reinsurance structures and their impact on underwriting and pricing - Proven experience in specialty risk assessment and risk management - Clear and confident communication skills, with the ability to present complex topics effectively - Experience contributing to and leading projects or workstreams - Adaptability and effectiveness in a changing environment - Familiarity with Allianz products, processes, or systems is a plus - Fluency in written and spoken English Benefits - Annualized base pay range is $87,300 - $122,760 USD - Actual base pay may vary based upon factors such as relevant experience, qualifications, internal equity of peers, and geographic location - Employees may also qualify for performance-based bonuses, merit increases, and other incentives based on individual and company performance - Comprehensive benefits package that includes health, dental, and vision insurance - Retirement savings plans - Paid time off and other employee programs - Eligibility for benefits is subject to plan terms and conditions, and may vary based on position and/or employment status

• Support the preparation of the annual budget and monthly forecasts (revenue, costs, expenses, and CAPEX); • Participate in monthly closing processes, perform validations, and consolidate financial results reports; • Analyze and control operating costs and expenses; • Prepare management reports (P&L and business cases) and dashboards with KPIs; • Collaborate with internal teams to ensure planned results are achieved; • Prepare analyses to support decision-making.