Job Title: KYC Analyst Contract Type: Time Type: Job Description: The KYC Analyst will be responsible for conducting KYC due diligence reviews of Gunvor’s counterparties – whether at onboarding or as part of periodic review. This includes collecting and reviewing documents to establish counterparty legitimacy, identify ownership, screen / review adverse media, analyze counterparty profiles and risks, develop risk assessments, and identifying where escalation to the senior Anti-Bribery and Corruption compliance officer team is necessary and appropriate. Main Responsibilities: - Perform risk-based KYC due diligence reviews of the Company’s business counterparties and as needed other third-party partners – either at onboarding or as part of periodic reviews. - Screen / research counterparties and related individuals to identify, review, and assess adverse media and risk – including risk related to AML, ABC, sanctions, sustainability, human rights, financial crime, and other reputational risks. - Review, analyze, and assess KYC documentation collected from third-party sources and / or directly from external counterparties. - Review and analyze KYC due diligence information collected from counterparties to establish KYC information summary and risk assess the counterparty. - Clearly document counterparty summaries and risk assessments. - Identify appropriate cases to escalate to senior ABC Team for enhanced due diligence review / decisioning. - Liaise with internal stakeholders and external counterparties to clearly communicate KYC due diligence process, requests, support needs, and findings, as appropriate. - Review ongoing counterparty screenings and review, assess, and escalate – as appropriate – any relevant findings. - Ensure and promote adherence to Company’s policies and procedures governing third-party management and general ABC /AML and Sanctions control frameworks. - Maintain Counterparty data – including documentation, KYC summaries, risk assessments, ownership information, and related counterparty networks - through the full commercial relationship lifecycle, ensuring information in counterparty management system is accurate, complete, and adheres to documentation standards. Profile - University degree (e.g. law, economics, criminal justice, or other) - Compliance / KYC certifications are a plus - 2-5 years of prior KYC due diligence experience (or other related compliance experience), ideally in the commodity trading or energy industry - Knowledge of ABC / AML compliance and sanctions risk is a distinct advantage - Prior experience risk assessing high risk counterparties is a plus - Strong analytical and critical-thinking skills - Attention to detail - Excellent sense of judgment - Ability to perform in a dynamic, fast-paced environment - Clear and concise written and oral communication skills - Problem-solving ability – able to assess risk and propose appropriate risk mitigation strategies to address risk factors identifies as part of the KYC due diligence reviews and screening - Proactive and solutions-oriented - Process driven and goal oriented. - Fluent in English, written and oral (Fluency in other languages is a plus) - Ability to work both independently and as a member of a team, willing to take initiative to support the Company’s counterparty onboarding and review needs. - Comfort working as part of a remote team (with management located in a different office). - Knowledge of common Microsoft office software If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success.

Pinnacle Group exists to connect people with opportunity. For the last 25 years, we've done exactly that by living our core values of putting people first, delivering excellence in all we do, and giving back to the communities in which we live and work. We are a leading workforce solutions company supporting the talent needs of global leaders in financial services, technology, communications, utilities, and transportation and we are one of the largest women and minority-owned companies in our industry. Our team of service-driven, energetic, and diverse professionals is well-respected in our industry and our leadership team is aligned and focused on taking the company to the next level. If you're looking for a new opportunity where you can truly make a difference, we hope you'll apply for a position with us. Job Summary Job Description Pinnacle Group is seeking a strong analytical resource who will be responsible for maintaining and creating analysis and data visuals that will enable leaders of the program to make strategic decisions. The ideal candidate will champion change and effectively manage the implementation of new ideas. Proactively communicate and collaborate with external and internal stakeholders to analyze information needs and functional requirements. Participate in planning, needs analysis and risk assessment; consult with stakeholders on how to best support their data use through the effective use of technology. Ability to take large data sets and present to leadership opportunities and strategies in a condensed manner. Candidate will also be responsible for presenting actionable insights at monthly and quarterly program review sessions. Qualifications - Bachelor’s degree in MIS, Information Technology, Computer Science, or other quantitative major. An understanding of basic accounting/finance is a plus - Data management and analysis experience (2+ years working with databases and creating data visualizations for fortune 500 or top tier consulting company) - Experienced in developing analytics visualizations. Strong knowledge of Tableau and intermediate to advanced Database and T-SQL skills - Experience in creating ETL processes - Experience in Python, C#, PowerShell, SSIS packages, and Visual Studio is a plus but not required - Experience in creating and presenting presentations decks to external audiences - Strong skillset to develop insightful dashboards and reports that drive business decision making and outcomes - Strong attention to detail is a must - Demonstrated ability to communicate with and work well with all levels within an organization - Technical expertise regarding data models, database design development, data mining and segmentation techniques - Strong written and verbal communication skills

Salary Range: $75,000 - $95,000 Job Posting End Date: May 1st 2026 We’ve Got You Under Our Wing We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac. Worker Designation – This role is a remote role. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance. What does it take to be successful at Aflac? - Acting with Integrity - Communicating Effectively - Pursuing Self-Development - Serving Customers - Supporting Change - Supporting Organizational Goals - Working with Diverse Populations What does it take to be successful in this role? • Business Processes • Business Case Preparation • Business Cost Benefit Analysis • Business Definition Requirements • Functional Specification Development • Requirements Definition Development • System Process Flows • Technical Use Case Preparation • Presentation Skills • Technical Requirements Definition • Flowchart Preparation • Data Entity-Relationship (ER) Diagramming • SDLC • Microsoft Office • Visio • Technical Writing • Technical Communication Education & Experience Required - Bachelor's Degree Computer Science, Business Administration or a related field - Two or more years of relevant technical work experience that has provided an understanding of organizational systems and capabilities, business operations and requirements, business modeling concepts, software development methodologies, etc. - Advanced database skills with experience using MS Access, SQL knowledge of how relational databases work. - Ability to apply statistical and other research methods into systems issues as required; review complex data and derive summary conclusions. - High value contributor / value added professional. Or an equivalent combination of education and experience Education & Experience Preferred - Absence & Disability and/or Life Background - Experience with configuration working within ClaimVantage - Software Knowledge: ClaimVantage and Jira - SQOL Queries Principal Duties & Responsibilities • Performs work for multiple business segments; supports moderate to highly complex business processes. • Serves as a team member for projects of moderate to large scope and moderate to high complexity. • Assists with project deliverables such as project initiation requests, business and technical requirements, use cases, interface specifications, business architecture models, cost/benefit analysis, risk and issue logs, test plans, training plans and elevation / validation plans. • Provides technical solutions to meet user needs, manages business unit expectations and maintains established business relationships. • Communicates and presents moderately complex technical concepts simply and effectively to nontechnical team members Collects, analyzes, and documents business and technical requirements. • Assesses long term needs, performs gap analysis and makes future state recommendations. • Participates in JAD (Joint Application Design) sessions with business partners to enable technical solutions that allow for process improvements. • Owns project deliverables/artifacts, works in a self-directed environment to develop artifacts. • Conducts systems analysis with a focus on technical process models and use cases. • Provides testing support and analysis for defect resolution. • Performs other related duties as required. Total Rewards The salary range for this job is $75,000 to $95,000. This range is specific to the job and salary offers consider a wide range of factors that are considered in making compensation decisions, including, but not limited to: education, experience, licensure, certifications, geographic location, and peer compensation. The range has been created in good faith based on information known to Aflac at the time of the posting. At Aflac, it is not typical for an individual to be hired at or near the top of the range for the role to allow for future and continued salary growth, and compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate. In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock. On an annual basis, you’ll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.

TITLE: SR. COMMERCIAL LOAN OFFICER STATUS: EXEMPT DEPARTMENT: BUSINESS SERVICES DATE: 12/2022 REPORTS TO: DIRECTOR, BUSINESS SERVICES JOB CODE: 11256 PAY SCALE: $124,700.00 – $140,000.00 ANNUALLY GENERAL DESCRIPTION: The Senior Commercial Loan Officer is responsible for executing the Credit Union’s strategic priorities and objectives related to commercial real estate loan products. Responsible for developing and building relationships with commercial loan brokers, economic development programs, and California businesses, providing a variety of commercial real estate loan and deposit products and services based on the members' needs. Collaborates with other business units and serves as a commercial real estate lending expert for the credit union. The Senior Commercial Loan Officer monitors and controls loan data by ensuring data is accurately booked against documentation. TASKS, DUTIES, FUNCTIONS: - Manage, grow and execute business development activities and maintain pipeline statistics surrounding these activities. - Individually generate annual commercial real estate loan production as agreed by management. - Develop, implement, and maintain effective production strategies that enhance Golden 1 Business Services market position to help the credit union achieve budgeted business services production goals. - Mentor and lead business loan officers and support team in the loan processes and member service best practices. - Ensure effective delivery of exceptional member service, loan quality, and loan retention by building relationships with California businesses that exceed the alternatives in the marketplace. - Develop and execute strategies to attract new clients, including cold calling, attending industry events, and leveraging existing relationships. - Collaboratively support business lending operations to ensure the organization identifies and minimizes all types and levels of risk, through adherence to applicable policies, guidelines, and procedures. - Support credit/underwriting and portfolio needs thru requesting additional information to assist in closing loans or maintaining loan portfolio. Helpfully interacts with loan production staff and portfolio management personnel. - Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, AML, TILA, HMDA, GLBA, Fair Lending, and others that are appropriate to the position. - Identify, investigate, and resolve member/branch/online concerns related to business services production. - Implement risk mitigation strategies, such as regular portfolio reviews and maintaining updated credit files - Performs other duties as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: 1. Mobility throughout the workday with frequent location changes. 2. Effective oral and written communication skills required to interact with credit union staff, management, and members. 3. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone. 4. Effective technology and reporting skills are required to direct and manage loan origination activities. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: - INTERNAL: Business Services operations staff, branch and call center staff, and management. - EXTERNAL: Realtors/brokers/vendors/organizations/other business partners. QUALIFICATIONS: - EDUCATION: Bachelor’s degree in Finance, Business Administration or related field; Master’s degree or MBA preferred. 2. EXPERIENCE: Eight years or more of commercial banking and commercial loan origination experience required. KNOWLEDGE/SKILLS: - Maintain knowledge of commercial real estate lending requirements, all commercial real estate loan products, commercial real estate loan fulfillment, credit union policies and all applicable federal and state laws and regulations. - Exceptional member service and member relations skills. - Proficiency with Microsoft Office applications and business/commercial loan origination systems. - Knowledge of generally accepted accounting principles. - Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization. PHYSICAL REQUIREMENTS: - Prolonged sitting throughout the workday with occasional mobility required. - Corrected vision within the normal range. - Hearing within normal range. A device to enhance hearing will be provided if needed. - Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. - Ability to travel for business, as needed. May include overnight scheduling. - Occasional long work hours may be required to accomplish tasks. LICENSES/CERTIFICATIONS: #LI-Remote Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE’S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION’S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME. REV. 1/9/2026