Are you early in your underwriting career and eager to grow with a company that truly invests in its people? MEM Insurance is seeking an Associate Underwriter to join our Underwriting team. This entry‑level role offers hands‑on experience supporting the review, analysis, and servicing of workers’ compensation accounts while developing a strong foundation in underwriting best practices. As an Associate Underwriter, you will work closely with experienced underwriters, producers, and internal partners while learning MEM’s underwriting philosophy, tools, and approach to risk. This role is ideal for someone who is motivated to learn, values collaboration, and is excited to build a long‑term career in the insurance industry. Essential Duties and Responsibilities - Support the underwriting and servicing of an assigned book of workers’ compensation business under general supervision, applying MEM’s underwriting philosophy, guidelines, and rating methodology. - Evaluate and analyze risk information, including insured operations, employee exposures, and loss history, to support accurate and compliant underwriting decisions. - Communicate underwriting decisions to producers, including coverage acceptance or declination, endorsements, pricing, and policy changes. - Gather, review, and assess additional information as needed to ensure underwriting decisions comply with workers’ compensation laws, regulations, and company standards. - Build and maintain strong working relationships with producers, policyholders, and internal partners through clear, professional, and timely communication. - Refer risks or transactions outside of assigned authority to senior underwriters or management, as appropriate. - Deliver timely, accurate, and high‑quality service while meeting established quality, turnaround, and compliance expectations. - Collaborate with Sales Executives and Producer Services to support shared objectives and strengthen agency relationships. - Participate in departmental and cross‑functional projects and engage in ongoing learning opportunities to support professional development. - Perform all responsibilities in alignment with MEM’s vision, mission, and values, maintaining ethical, professional, and confidential standards at all times. Qualifications - Bachelor’s degree in Business Administration, Insurance and Risk Management, or a related field, or an equivalent combination of education and experience. - Insurance industry coursework is a plus; continued professional education is encouraged. - Valid driver’s license required. - Prior experience in workers’ compensation or property and casualty insurance is preferred. Company Culture and Values At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each other’s growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered. Diversity Statement MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities. Total Rewards Overview - Health Plans: Medical, Dental, and Vision Includes fertility benefits, fully paid preventative care, and adult orthodontia. - Employer-Paid Life and Disability Benefits: Life Insurance (3x base salary), AD&D, Short and Long-term Disability. - Wellness and Recognition Program: Employer-paid incentives for employees and spouses. - Flexible Spending Account and Dependent Care options - Health Savings Account: Generous employer contribution. - Time Away from Work: Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave. - Employee Assistance Programs - 401k Retirement Plan: Employer match and profit sharing. - Adoption Assistance and Tuition Assistance Notice Regarding Use of Artificial Intelligence MEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.

Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here! PURPOSE OF THE JOB The purpose of this job is to establish collaborative relationships with agencies and producers to understand the external marketplace and underwrite within established guidelines. This role will evaluate routine business for risk acceptability, matching price to exposure, loss frequency, and severity for profitability, and rating plans/modifications for renewal retention. This role exists to ensure that the Company’s marketing and producer management objectives are met, through the generation and maintenance of a profitable book of business. LOCATION: Qualified candidates must reside in Eastern Pennsylvania to effectively service the territory. This is a remote-based position with regular field responsibilities ESSENTIAL DUTIES AND RESPONSIBILITIES Drives and manages a profitable and growing book of business. - Sells, services, and maintains a producer force that can sell and control a profitable and growing book of business. - Monitors production and quality of assigned producers. - Drives profitable sale of the Company's products including increasing sales of existing products and introducing new products as they are developed. - Develops the assigned producer group to improve the quality and quantity of the business we obtain from assigned producers. - Keeps alert to industry changes, including WCIRB/NCCI rulings, forms, and coverage changes. Prospects and develops new business. - Prospects and prequalifies new producers to determine working relationship. - Appoints new quality producers; sets and monitors production expectations with each Agency. - Attains a thorough knowledge of the geographic territory assigned with regard to production sources, competitor activity, and economic and demographic idiosyncrasies. - Produces marketing research to help identify opportunities for management, product enhancements, new distribution channels, and new geographic markets with growth potential. - Utilizes underwriting authority to effectively price Company’s products. - Accepts or rejects simple to slightly complex risks, evaluating all risk characteristics (operations, financials, management, employees, prior experience, etc.) as compared to the average in its class and price for profit within Company Underwriting guidelines. Delivers superior customer service through collaborative relationships. - Provides productions support through producer visitations and by participating in underwriting and production presentations. - Provides personal assistance to agents and insureds through regular visits to outside locations such as producer’s offices. - Maintains communication with customers through the use of Company technology. - Communicates decisions and resolve agent/customer concerns promptly. - Presents Agency Management solutions to agency principals and ICW management team. - Serves as the primary Company contact and representative with existing and prospective producers. SUPERVISORY RESPONSIBILITIES This role does not have supervisory responsibilities. EDUCATION AND EXPERIENCE Bachelor's degree from four-year college or university with a major or emphasis in Business, Accounting, Statistics, or related field or equivalent combination of education and experience. Minimum 1 year of related experience and/or training required. CERTIFICATES, LICENSES, REGISTRATIONS Current driver’s license required. KNOWLEDGE AND SKILLS - Demonstrated ability to service the Company’s clients and maintain relationships with production sources. - Ability to apply fundamental Underwriting concepts, practices, and procedures in area of specialization. - Ability to read and interpret documents such as submissions, loss control reports, and standard policy form/endorsements. PHYSICAL REQUIREMENTS - Office environment – no specific or unusual physical or environmental demands and employees are regularly required to sit, walk, stand, talk, and hear. - Role requires 50%-75% travel to meet with clients, attend industry events, and develop new business opportunities. - Travel is usually limited to automobile but occasional air travel is required. - Requires regular visits to outside locations such as producer's offices. WORK ENVIRONMENT - This position operates in an home office environment and requires the frequent use of a computer, telephone, copier and other standard office equipment. We are currently not offering employment sponsorship for this opportunity. #LI-KK1 #LI-REMOTE The current range for this position is $90,559.93 - $152,723.07This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work. WHY JOIN ICW GROUP? - Challenging work and the ability to make a difference - You will have a voice and feel a sense of belonging - We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match - Bonus potential for all positions - Paid Time Off - Paid holidays throughout the calendar year - Want to continue learning? We’ll support you 100% ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law. ___________________ Job Category Underwriting

About Integrated Specialty Coverages Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market. Backed by one of the leading private equity firms, Onex Partners, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners. Job Summary The Underwriter II (Marine) will support our growing Marine team handling various classes of marine business including cargo, hull, inland marine, project cargo and GL. Review applications for insurance and evaluate applications to determine whether to accept or decline coverage based on established underwriting guidelines. Determine the level of coverage to be offered and appropriate pricing based on the exposures presented and individual risk characteristics. Assess excessive risks and determine value of policy to ensure safe and profitable distribution of risks. Become familiar with various marine insurance business segments and industry terminology. This is a career-level position. Position Responsibilities - Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals. Use level of authority to accept, reject, or mitigate risk for applications. - Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority. - Ensure that underwriting activities comply with all industry and government regulations. - Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards. - Collaborate closely with the underwriting team to finalize coverage. - Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks ensuring accurate policy pricing. - Respond to broker’s needs, providing guidance and assistance tailored to their insurance needs. - Process accounts from approved quotes through to policy issuance with accuracy and efficiency. Minimum Qualifications - Bachelor’s degree required - Minimum 3 years of underwriting or related insurance experience required (marine underwriting background a plus) - CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus - Strong customer service experience including proficiency in verbal and written skills - Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software - Ability to work collaboratively with team members and other departments - Strong desire to learn, explore new ideas, and seeking out new knowledge as part of the overall marine underwriting process - Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities Role Progression The next role is Senior Underwriter. This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits. ISC's salary ranges are determined by role and level. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations and could be higher or lower based on a multitude of factors, including job-related skills, experience, and relevant education or training. National Pay Range $72,216—$90,271 USD Benefits of Working at ISC - Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows - Professional development opportunities - Owner Referral Program - Work from home reimbursement for remote/hybrid roles - Canary emergency financial assistance program - Comprehensive medical, dental, vision - Life/AD&D Insurance - Confidential, Employee Assistance Program - Health Savings Account, includes company contribution - Short-term disability - Voluntary benefits - supplemental accident, critical illness, hospital insurance - Employee discounts - 401(k) Plan with company match contribution - Addition Wealth Financial Wellness Program - Various Time Off Programs - 11 company paid holidays Applicants may contact the ISC HR department via e-mail or phone to request and arrange for an accommodation that will allow the applicant to successfully complete the application process. Applicants needing assistance may request accommodation at any time. Please contact ISC at HR@ISCMGA.com or 760-599-7242. ISC believes in creating long-term relationships by being responsive and relevant and by consistently delivering value to our community of customers. Specifically, we focus on attracting, developing, and retaining the best talent for our business, challenging our people, demonstrating a “can-do” attitude, and fostering a collaborative and mutually supportive environment. Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, gender, gender identity, sexual orientation, marital status, medical condition, genetic information, mental or physical disability, military or veteran status, or any other characteristic protected by local, state, or Federal law. **Must be legally authorized to work in the United States.** **ISC participates in the Federal E-Verify program**

Distinguished is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, Inland Marine, Executive Lines and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work. You will be an Underwriter II on the Premier Hospitality Umbrella Program team which specializes and serves a variety of hotels, casinos, and resorts. You will be responsible for renewals, pipeline management, risk selection, qualification, pricing within the program guidelines. This includes working and negotiating directly with brokers and carriers to ensure the accuracy of underwriting information, determining eligibility within program guidelines, and ensures insurance files are well documented and servicing Broker's change requests. RESPONSIBILITIES - Analyze and evaluate applicants to ensure proper risk selection. - Negotiate pricing and coverage with brokers. - Support the Product Manager with administration and monitoring of underwriting processes, guidelines, and applications. - Adhere to rating rules with proper file documentation. - Underwrite and document renewal policy transactions, including midterm servicing, within authority. - Communicate with brokers to obtain information needed to underwrite risks, respond to questions, and address issues. - Develop and maintain strong relationships and credibility with Sales Team - Gather competitor information and marketing intelligence to identify opportunities for improvements to products and pricing. - Conduct regular audits. - Participate in other company projects and new initiatives. - Monitor data entry and processing to ensure data integrity. QUALIFICATIONS & SKILLS - Bachelor’s degree or equivalent combination of education and experience. - Minimum 5+ years of commercial underwriting experience (General Liability, Auto Liability, Umbrella coverages) - Insurance license, AU, CIC, CPCU or comparable designations preferred. - Analytical and quantitative skills, including proficiency with Microsoft Excel. - Self-driven, detail oriented and organized. Organizational skills include time-management and prioritization. - Strong verbal and written communication skills. - Some travel required for team and broker meetings on a quarterly basis. LOCATION - This is a remote position. COMPENSATION AND PERKS - $75,000 - $95,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location - Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day). - Great healthcare coverage including Medical, Vision, and Dental. - 401k with 4% company match. Immediately 100% vested. - Life, disability and supplemental insurance. - Growth and development opportunities. - Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver - Work/Life Balance with generous time off policy including PTO and paid holidays, Summer Hours, Dependent Daycare flexible spending account, paid parental leave, a commuter account, and a sabbatical every 7 years. CORE VALUES Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our core. We do not accept unsolicited resumes from external recruiting firms or agencies. Distinguished Programs, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status. All your information will be kept confidential according to EEO guidelines.