• Translate business problem into analytic design/scope • Conduct data mining / manipulation scope and mathematical logics • Build SQL code to run query and generate data / report • Analyze report / data to conclude findings / learnings, and synthesize information into actionable insights, make business recommendation to business • Present analysis results / insights to business partners / management • Liaise with Technology department, Data Foundation team to translate analytical needs into data integration system / process / technology development design and collaboratively develop new analytic capabilities / tools

Title: Fraud Analyst - French & Spanish Market Location: Paris, France Type: Full-time Workplace: hybrid Category: AML - France 🇫🇷 Job Description: Paris Operations & Customer Success – AML - France 🇫🇷 / Full-time / Hybrid Our mission and customers Our platform simplifies banking and finance management for SMEs today, so that they can build their tomorrow. We offer a finance management platform with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 53,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75. This level of satisfaction is far above typical traditional banking scores, often ranging from 3 to 12, sometimes even lower. Our journey Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000 customers across 8 European countries: France, Germany, Italy, Spain, Portugal, Austria, Belgium, and the Netherlands. We have been profitable since 2023, and we are just getting started as we want to become the indisputable European leader in SME finance management. Our beliefs We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity is simply part of who we are. We've built a discrimination-free hiring process because we believe the best teams are built on merit. AI at Qonto We see AI as a catalyst for our success "AI at Qonto - Vision Statement" We always choose thinking over routine. That's why AI is already deeply embedded in how we work - not as a trend, but as a way to raise the bar for the entrepreneurs who count on us. That is why we grant our Qontoers unlimited access to the best AI tools on the market - Claude Code, Cursor, Copilot, Dust, and Notion AI. We want people who experiment without waiting for permission. Who push AI beyond the obvious. Who know when to trust it and, more importantly, when to question it. Already pushing AI limits? You'll fit right in. Your security matters to us Recruitment scams are on the rise. Keep in mind, we will never work with third-party platforms or agencies that request payment from candidates. If you receive a suspicious message claiming to be from Qonto, please report it right away (support@qonto.com) Join us as a Fraud Analyst to protect our customers by detecting and preventing various types of fraud. You will be part of our newly created specialized Fraud team, focusing on safeguarding Qonto's French market customers from scams and fraudulent activities. As a Fraud Analyst at Qonto, you will • Monitor and analyze transactions to detect fraud patterns, focusing on scams, phishing attempts, and account takeover activities • Conduct risk assessments for new products and features while ensuring robust onboarding fraud prevention • Investigate potential fraud cases and implement preventive measures across financing and payment products • Collaborate with Risk and Security teams to enhance fraud detection capabilities and align strategies • Deliver high-quality, timely fraud analysis while maintaining customer satisfaction and operational efficiency What you can expect • A newly created specialized team focused solely on fraud prevention, allowing for deeper expertise development • A dynamic environment where you'll handle various types of fraud cases, from private scams to social fraud • Opportunity to contribute to the development of fraud detection processes and tools • Regular training and knowledge sharing sessions to stay ahead of emerging fraud trends • A culture that values autonomy, flexibility, continuous learning, innovation, and adaptability About your future manager Anamaria, our Lead AML/CFT for France & Spain, will be the one to help you succeed. Her path: Anamaria is today a leader in fraud prevention. She has been in Qonto since 2019 and was able to grow from a Customer Success role to a Fraud Team Lead role. She combines hands-on expertise with excellent people skills, and her multilingual background (French, Spanish, English, Italian, and Romanian) helps her connect easily within our diverse and international team. What can she bring to you? She values open communication and encourages team members to share ideas for process improvements. She's always available to support her team members' growth based on their individual needs. About You • Experience: You have previous experience in fraud detection, AML, or a similar field involving alert processing and investigation • Languages: You are bilingual in English and French, Spanish skills would be a plus • Analytical mindset: You have strong analytical and creative thinking skills to detect patterns and solve complex fraud cases • Communication skills: You can communicate effectively with customers and counterparties when gathering information about potential fraud cases • Learning mindset: You're open to feedback and motivated to continuously improve your skills and knowledge This is a full-time position based in Paris (office presence required some days per week, no full remote possible). At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along. Our hiring process - Interviews with your Talent Acquisition Manager and future managers (1 hour each) - A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like On average, our process lasts 20 working days - more information here on our candidate journey. To know how your personal data will be processed during your application process or to request its deletion, please click here. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

• Downloaded and organized solicitation documents, amendments, and attachments from procurement portals for active RFIs, RFPs, RFQs, and Sources Sought • Set up proposal workspaces including folders, trackers, and collaboration channels to support new RFx opportunities • Supported proposal intake and triage by preparing summaries, internal notifications, and baseline documentation • Coordinated kickoff meetings and working sessions, tracked action items, and followed up with contributors • Gathered standard company information, certifications, and administrative materials required for submissions • Organized source content and reference materials to support response development • Maintained proposal calendars, trackers, and document libraries across multiple concurrent solicitations • Assisted with formatting, proofreading, and assembling proposal documents to support submission readiness • Tracked deadlines, compliance requirements, and submission instructions to ensure accuracy and completeness

• Support payment integrity disputes and issue resolution in the Oscar claim environment • Scope, triage, investigate and execute on solutions and process improvements • Leverage understanding of Oscar's claim infrastructure and workflows to identify opportunities for improvement • Report into the Manager, Payment Integrity (Pre-Pay)