About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The RoleAs a Principal Mobile Software Engineer at Upstart, you’ll sit at the intersection of mobile platform and product development. You’ll lead efforts to scale and refine our React Native architecture while partnering closely with product, design, and backend teams to ship impactful, high-quality features. You’ll define technical direction, improve developer experience, and mentor other engineers — all while helping Upstart grow into a truly mobile-first company. This is a highly cross-functional role with visibility across the stack and deep influence on how we build and deliver mobile software.You’ll play a key role in shaping how mobile is built and scaled at Upstart — helping define mobile as a core product pillar and driving impact across teams and surfaces. The TeamThe Mobile team at Upstart is building the future of our user experience. Today, we have a live iOS app built in React Native, and we’re actively planning our Android expansion. Our platform is still early-stage, which means there's a huge opportunity to influence architecture, best practices, performance, and product velocity. We move quickly, collaborate tightly with backend and design, and care deeply about quality — not just in the UI, but in the systems that power a great user experience. What You’ll Do - Drive technical strategy for our mobile apps — from platform architecture to product scalability and developer experience. - Build foundational systems in React Native that enable fast, high-quality feature development across both iOS and Android. - Collaborate with product and design to scope, implement, and launch user-facing features that align with company goals. - Bridge mobile and backend systems by shaping APIs and improving client-server interaction patterns. - Identify friction in the mobile development lifecycle and lead improvements to tooling, modularization, CI, and testing strategies. - Mentor engineers and help grow a culture of ownership, technical rigor, and continuous learning. - Influence both product and platform direction as we scale our mobile efforts across multiple surfaces and teams. - Support company goals such as improving user engagement, increasing retention, and unlocking new growth channels through mobile innovation. - Help define and uphold the engineering culture, patterns, and practices that guide mobile development at Upstart. We’re Excited About You Because You… - Have 8+ years of professional software development experience, including meaningful contributions to production mobile apps. - Have built and maintained features in both React Native and at least one native platform (e.g., Swift/Objective-C for iOS or Kotlin/Java for Android). - Understand the nuances of mobile performance, memory management, and platform-specific challenges. - Have led architecture planning and helped engineering teams make informed tradeoffs. - Communicate early and often with cross-functional partners in product, design, backend, and QA to ensure alignment and shared understanding. - Take ownership of your work from design through delivery, and value long-term thinking over quick fixes. - Appreciate the strength of diverse perspectives and thrive on being part of an inclusive, collaborative team. - Embrace a growth mindset, value mentorship, and enjoy helping others grow. Bonus Points If You… - Have supported or led the migration of native apps to React Native, or introduced native modules into React Native codebases. - Have supported or led the introduction of React Native on the Android platform. - Are comfortable working with TypeScript or custom native modules. - Have experience working at a company where mobile is a primary user touchpoint. - Have built or scaled mobile systems like push notifications, deep linking, analytics, or A/B testing frameworks. - Enjoy building platforms that empower other developers to move faster and ship with confidence. Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin Time Zone Requirements - This team operates across all U.S. time zones. Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses. #LI-REMOTE #LI-MidSenior At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $195,300—$270,400 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: - Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly - Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year - Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees - Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose - Health Savings Account contributions from Upstart for eligible plans - Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage - Paid time off, sick and safe time, and company holidays - Paid family and parental leave to support caregiving and major life moments - Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving - Employee Assistance Program (EAP) offering mental health support and life-centered resources - Financial wellness resources, including access to financial planning tools and a financial concierge service - Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you - Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from - Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) - Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!). Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: As a Senior Software Engineer you’ll play a critical, hands-on role in building, deploying, and optimizing scalable, enterprise-class, production-grade, full-stack custom applications. The ideal candidate has 5+ years of engineering experience, a proven record of full-stack delivery, and deep expertise in designing software solutions from complex UIs and business process workflows to the back-end data sources. You will work across cross-functional delivery teams to shape technical architecture, champion best practices, and directly produce high-value solutions for our users. What you’ll do: - Architect, design, and build end-to-end user-facing software applications using rich interactive user-interfaces with your expertise working with information extracted from databases and APIs (including leveraging native database functions such as Snowflake Cortex for advanced AI workloads). - Manage deployment pipelines and infrastructure as code using ArgoCD, GitLab CI/CD, and AWS best practices. - Collaborate with the AI engineers on the team to implement multi-agentic AI applications, enabling autonomous, stateful, and collaborative agent workflows for complex, real-world problem solving - Own technical decompositions of new product requirements; lead delivery from ideation to deployment and continual improvement. - Deploy, optimize, and monitor complex business process workflows on enterprise frameworks - Automate real-time and batch data flows using orchestration tools such as Apache Airflow. - Participate in code and design reviews, and make technical decisions for design and architecture of software solutions. - Collaborate with Product, Design, and Engineering to deliver high-impact solutions and foster a growth-mindset environment. - Stay current with the latest trends in software engineering, GenAI, LLM infrastructure, and the evolving tooling ecosystem; generate ideas to expand product capabilities and technical reach. What you’ll need: - Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field. - 5+ years of professional software engineering experience, with a focus on Python and full-stack frameworks and engineering to develop custom product delivery specializing in AI - Solid devops and infrastructure-as-code experience using ArgoCD and GitLab for deployment, CI/CD, and environment management. - Advanced proficiency in React, Node.js, and front-end–to–back-end custom app development. - Extensive hands-on experience with database platforms - Snowflake strongly preferred, including advanced features, AI/ML integrations, and Snowflake Cortex. - Deep expertise in orchestrating real-time and scheduled pipelines with Airflow. - Track record of delivering high-quality, production-grade, scalable, and highly available cloud-based services. - Strong communicator; able to collaborate and drive decision-making with cross-functional stakeholders. - Willingness to take ownership, and champion learning and innovation within the organization. Nice to have: - Exposure to other cloud-native or AI workflow orchestration platforms. - Prior fintech or high-throughput consumer product experience. - Experience deploying and scaling LLM-powered chatbots or retrieval-augmented generation (RAG) platforms. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Who We Are Babylist is the leading registry, e-commerce, and content platform for growing families. More than 9 million people shop with Babylist every year, making it the go-to destination for seamless purchasing, trusted guidance, and expert product recommendations for new parents and the people who love them. What began as a universal registry has grown into a full ecosystem for new parents, including the Babylist Shop, Babylist Health, and a flagship showroom in Los Angeles. Hundreds of brands in baby and beyond partner with Babylist to engage meaningfully with families during one of life’s most important transitions. With over $1 billion in annual GMV, and more than $500 million in 2024 revenue, Babylist is reshaping the $320 billion baby product industry. We’re helping parents feel confident, connected, and cared for at every step. As we build the generational brand in baby, our mission remains simple: to connect growing families with everything they need to thrive.To learn more, visit www.babylist.com. Our Ways of Working Babylist thrives as a remote-first company, with HQ team members located across the U.S. and Canada. We meet in person twice a year—once as a company and once by department to strengthen the relationships that power our work. We show up consistently, stay purpose-driven, leverage AI to amplify our impact, and achieve results—together, from anywhere. How We Build Babylist is in the middle of a fundamental shift in how software gets made, and we are not tiptoeing into it. We are rebuilding our engineering culture around a simple belief: AI changes everything. How teams are structured, how decisions get made, how fast ideas become working software. Our engineers own problems end to end, working directly with product, design, and business partners with short feedback loops and real stakeholder access. We ship, learn, and iterate fast. When something is not working, we throw it out and start over — project failure and personal failure are not the same thing here. AI tools are as natural to our workflow as an IDE or version control. We are not exploring this, we are living it. Our engineers use AI to explore tradeoffs, pressure-test designs, and move from problem to solution in hours instead of days. They generate code with AI so they can stay focused on the decisions that actually require human judgment — not the routine ones. More velocity means more time for craft: better test coverage, stronger architecture, and deeper customer understanding. We hold ourselves to a higher quality bar because of AI, not in spite of it. We are building this playbook in real time, and we are looking for people who want to build it with us. If you have already changed how you work because of AI — or you are ready to — and you care more about shipping something great than following a prescribed process, we should talk. Our Tech Stack - Swift - UIKit / SwiftUI - Foundation, CoreAnimation, Auto Layout - XCTest / unit and UI testing - Figma (design collaboration) - Ruby on Rails (backend context) - AWS - MySQL / Redis What the Role Is Babylist is looking for a Senior iOS Engineer to join our growing mobile team. You’ll be an integral part of shaping and enhancing the registry building and shopping experience as Babylist becomes the specialty retailer in baby commerce. Our platform provides parents-to-be with a carefully curated selection of baby essentials, personalized recommendations, and a seamless shopping experience — and the iOS app is how millions of families interact with all of it. Collaborating closely with designers, product managers, and full-stack engineers, you’ll contribute to building the foundation of our business. Your work will directly shape an app used by millions of users, ensuring it delivers a user-friendly, efficient, and delightful experience for parents preparing for the arrival of their new baby. We’re looking for builders — engineers who are excited about solving hard problems, moving fast, and helping invent what AI-first mobile development looks like at Babylist. Role lines blur here intentionally: you’ll contribute to architectural decisions, collaborate across product areas, and be expected to bring ideas, not just execute specs. Who You Are - A high-performing engineer with 6+ years of iOS development experience and a strong understanding of the capabilities, limitations, and intricacies of the iOS platform - You have proven experience in iOS app development using Swift and a deep understanding of its syntax, features, and best practices - You are familiar with Foundation, UIKit, CoreAnimation, Auto Layout, and other foundational Apple frameworks. You have hands-on experience building UIKit components in code and have worked closely with designers in tools like Figma - You have a passion for building consumer-facing products or e-commerce solutions — you understand the importance of delivering an exceptional user experience and are motivated to create engaging, intuitive iOS apps - You are familiar with iOS frameworks, architecture, and design patterns — including MVC and other architectural patterns — and can leverage them to build scalable, maintainable iOS applications - You thrive in a quickly growing environment and are excited to lead business-critical projects and unlock new capabilities - You have experience testing, monitoring, and running production software and are focused on continuing to grow your skills - You have a passion for identifying gaps in team processes or execution and love driving impactful improvements - You pay close attention to detail - You actively use AI coding tools (Copilot, Cursor, Claude Code, or similar) as part of your daily workflow, bring the architectural judgment to know when to trust AI-generated code and when to course-correct, and are comfortable with a higher experimentation rate — including bets that don’t pan out How You Will Make An Impact - Own the full development lifecycle of the Babylist iOS app — conceptualizing, designing, building, and maintaining features that deliver a seamless, delightful user experience - Optimize app performance by identifying areas for improvement, refining code, and employing techniques that keep interactions fast and responsive - Partner closely with designers, product managers, and full-stack engineers to translate requirements into intuitive, visually polished interfaces and align on architecture and API design - Write clean, efficient, and maintainable code following industry best practices — setting the standard for quality and keeping the codebase healthy long-term - Leverage testing techniques, unit tests, and debugging tools to proactively catch and resolve issues before they reach users - Lead the team in adopting AI-first development approaches — using AI tooling to accelerate code quality, speed up refactoring and test creation, and raise the bar on what’s possible. As a Senior Engineer, that includes knowing when AI-generated code needs architectural correction, not just acceptance - Mentor other team members through design and architecture planning, code reviews, and knowledge-sharing sessions - Show up as a collaborative, engaged team member — contributing ideas, shaping the direction of the iOS app, and making the team better through your insight and presence Why You Will Love Working At Babylist Our Culture - We work with focus and intention, then step away to recharge - We believe in exceptional management and invest in tools and opportunities to connect with colleagues - We build products that positively impact millions of people's lives - AI tools are as natural to how we work as your IDE or version control — we’re not exploring this, we’re living it Growth & Development - Competitive pay and meaningful opportunities for career advancement - We believe technology and data can solve hard problems - We're committed to career progression and performance-based advancement Compensation & Benefits - Competitive salary with equity and bonus opportunities - Company-paid medical, dental, and vision insurance - Retirement savings plan with company matching and flexible spending accounts - Generous paid parental leave and PTO - Remote work stipend to set up your office - Perks for physical, mental, and emotional health, parenting, childcare, and financial planning About Compensation We use a market-based approach to compensation. The starting salary range for this role is: USD $180,100 to $225,882 CAD $185,600 to $232,000 Your starting salary will be based on your location, experience, and qualifications, with increases over time tied to performance, role growth, and internal pay equity. Important NoticesInterview Process & Consent Babylist uses AI to record and transcribe all interviews for evaluation purposes in accordance with CCPA and GDPR. By participating in an interview, you consent to this recording and transcription. Interview Integrity During the interview process, we're evaluating your individual problem-solving skills, creativity, and approach to challenges. While AI tools like ChatGPT, Claude, and Cursor are part of your daily toolkit once you join Babylist, all interviews, assessments, and take-home assignments must be completed independently. You may not use AI tools, third-party services, coaching platforms, or content-farming services during any part of the interview process unless we explicitly permit it. We will clearly communicate when AI tools are allowed for specific assessments. Any indication of third-party assistance or AI-generated responses will result in immediate disqualification. We may also verify educational credentials through third-party sources—providing false or misleading information will result in removal from consideration. Official Communication All communication will come only from the Babylist Talent Team via an @babylist.com email address. We will never request payment, bank information, or personal financial details. Be cautious of fraudulent outreach via non-company email addresses, messaging platforms (e.g., WhatsApp, Telegram), or unsolicited phone calls. Verify legitimate opportunities on our careers page. SMS Consent You may opt in to receive text message updates about your application or interviews. Opting out will not affect your application status—communication will continue via email or phone. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance. See our Privacy Policy for more information.

Job Description Amazing Career Moments Happen Here Transforming the insurance industry is ambitious, we know. That's why at Applied, we're building a team that shows up every day ready to learn, willing to try new things, and driven to deliver innovative software and services that make us indispensable to our customers - all within a culture built on values that make us indispensable to each other too. With 40+ years of experience in the insurtech game, we're not just redefining what's achievable, we're creating a place where amazing career moments are made possible. Position Overview We're seeking a Staff Software Engineer interested in transforming the insurance industry. The ideal candidate will have a commitment to delivering results, a passion for quality, and the ability to solve technical problems as we build solutions while simplifying and scaling along the way. At Applied, we're committed to our work, customers, having fun, and most importantly to each other's success. Within the Technology Team, you'll partner with our global team of engineers and product managers designing, architecting, building, and testing impactful products. The Staff Software Engineer will contribute to our product vision by delivering a high level of quality and technical excellence. Success will require fluency in SaaS-based application development, test automation, analytical skills, and unwavering dedication to software quality. What You'll Do - Lead the design, development, and delivery of high-quality, releasable features that align with product and engineering goals - Write maintainable, well-structured code that adheres to internal standards and architectural guidance - Build, maintain, and evolve automated test systems to ensure product quality as functionality grows - Evaluate the impact of changes by participating in code reviews, design reviews, and cross-team technical discussions - Monitor application performance across production and non-production environments - Diagnose and resolve application errors, performance bottlenecks, and system issues - Stay current with emerging tools, frameworks, and technologies to strengthen engineering practices - Provide technical leadership by offering thoughtful, actionable feedback during code reviews and mentoring engineers through complex problem solving - Influence architectural and technical decisions by identifying risks, opportunities, and long-term implications - Share deep knowledge of programming languages, frameworks, testing strategies, and tooling to elevate team capability - Champion continuous improvement of engineering processes, documentation, and principles-based approaches to design, implementation, and testing - Drive alignment across teams by facilitating constructive technical discussions and helping teams converge on sound solutions We're Excited to Learn More About You We're looking for someone who: - Has the ability to work from an Applied Systems office or 100% remotely Your experience should include some or all of the following: - 8+ years of software engineering experience , ideally with exposure to: - Languages & Frameworks: Golang, Python, Bash, Node, React - Infrastructure & Tooling: Terraform, gRPC, Git, GitLab, Docker, Argo, Kubernetes - AI/ML Platforms: OpenAI, Vertex AI, or Azure ML - Architectural Domains: DevOps, Microservices, Infrastructure as Code (IaC), Web AuthN/Z - Data & Messaging: Asynchronous messaging systems, NoSQL/RDBMS, object storage - Experience guiding and supporting engineers through complex technical challenges - Strong communication skills with the ability to distill complex concepts and drive clarity - Demonstrated ability to facilitate productive technical debates and contribute to a positive, collaborative engineering culture - We know that talent comes from all backgrounds and experience levels. We encourage military members and their spouses as well as candidates without a degree or a background in tech to apply! Location Candidate will need to reside in North America, working arrangement will be remote. When You Join Team Applied, You Can Expect: A culture that values who you are and recognizes that you aren't just an employee; you are a teammate, and you matter. We thrive on the benefits of our different experiences and celebrate the uniqueness our teammates bring to work with them every day. We flex our time together, collaborating remotely and in-person to empower our teams to work in the ways that work best for them. A comprehensive benefits and compensation package that centers our teammates and helps them to bring their best to work every day: - Medical, Dental, and Vision Coverage - Holiday and Vacation Time - Health & Wellness Days - A Bonus Day for Your Birthday Learn more about the people behind our products at https://www1.appliedsystems.com/en-us/about-us/jobs/ Our targeted starting base salary in the United States for this position ranges from $110,000 - $175,000. To determine a new team member's starting pay, we consider a variety of factors, including someone's depth, breadth, and variety of experience, skills, and responsibilities. Depending on the role, team members may also be eligible to participate in additional compensation plans such as bonus and commission. Your Security Matters: Our candidates' personal information and online safety are top of mind for us. At Applied, we proactively protect your personal information and only communicate with candidates via a secure @appliedsystems.com email or through our official careers portal. Recruiters will never request payments, ask for financial account information or sensitive information like social security numbers. EEO Statement Applied Systems is proud to be an Equal Employment Opportunity Employer. Diversity and Inclusion is a business imperative and is a part of building our brand and reputation. At Applied, we don't discriminate, and we are committed to recruit, develop, retain, and promote regardless of race, religion, color, national origin, sexual orientation, gender identity, disability, age, veteran status, and other protected status as required by applicable law. #LI-Remote