• Understand the current data structure and validations • Perform a detailed mapping of the Risk Center, including regulatory documents DOC 3040, 3044 and 3050 • Analyze public metadata from Bacen (Brazilian Central Bank) and internal data in a democratized environment (AWS) • Conduct structured interviews with Finance stakeholders to identify pain points, risks and improvement opportunities • Carry out exploratory studies using data analysis and ML techniques, including prototype development and roll-out

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description The Sr. Special Assets Analyst serves as a dedicated portfolio intelligence role focused exclusively on data analysis, trend identification, underwriting quality assessment, and vendor performance oversight across defaulted business purpose loans. This position functions as an internal consulting resource to identify systemic issues, inform credit policy evolution, evaluate third-party service provider effectiveness, and provide analytical support to decision-makers. Unlike operational default management roles, this position does not manage individual loan workouts, coordinate foreclosures, or oversee REO operations. The Analyst's primary deliverable is actionable intelligence that improves future loan quality, optimizes operational and vendor performance with the objective to reduce future default risk. In This Role You Will: - Portfolio Analytics & Systemic Risk Identification - Conduct quantitative and qualitative analysis across the entire special assets portfolio to identify trends, patterns, and early warning indicators of credit deterioration. - Develop and maintain analytical dashboards and reporting tools that track key portfolio metrics including default rates, loss severity, geographic concentrations, and product-level performance. - Perform cohort analysis comparing loan vintage performance to identify underwriting quality shifts over time. - Analyze correlation between origination characteristics (LTV, FICO, property type, sponsor experience, market) and subsequent default outcomes. - Prepare recurring portfolio performance reports for senior management with data-driven insights and recommendations. - Present analytical findings to the Special Assets Committee, Underwriting, and executive leadership. - Vendor Performance Management & Quality Assurance - Monitor and evaluate default supporting vendor performance (onshore/offshore) in executing default monitoring, collateral tracking, and portfolio surveillance activities against established service level agreements (SLAs) and quality standards. - Recommend optimization strategies based on performance data analysis to improve vendor effectiveness and efficiency. - Review work product quality from vendor teams including property inspection reports, collateral valuation summaries, borrower contact documentation, and timeline tracking. - Conduct data quality audits on vendor-supplied information to identify accuracy issues, missing data, reporting delays, or inconsistencies requiring remediation. - Analyze vendor efficiency metrics including turnaround times, error rates, escalation frequency, and cost metrics to benchmark performance against expectations. - Identify process gaps and training needs within offshore/liquidation operations and recommend specific procedural improvements, enhanced controls, or workflow modifications. - Develop performance scorecards that objectively measure vendor contributions to portfolio outcomes including early detection rates, valuation accuracy, and documentation completeness. - Collaborate with vendor team leadership to communicate performance findings, implement corrective action plans, and verify improvement outcomes. - Recommend vendor management changes including scope adjustments, resource reallocation, contract modifications, or alternative vendor evaluation when performance gaps persist. - Document vendor performance trends for senior management review and contract renewal decisions. - Serve as quality control bridge between offshore operational teams and internal Special Assets leadership to ensure consistent standards. - Underwriting Quality & Process Improvement Analysis - Conduct comprehensive post-mortem analysis on defaulted loans to reverse-engineer underwriting decisions and identify policy gaps or exceptions that contributed to loss. - Evaluate whether defaults resulted from operational deficiencies, policy violations, exception approvals, documentation weaknesses, or external market factors. - Collaborate with Underwriting leadership to translate analytical findings into specific policy recommendations, enhanced controls, or training needs. - Assess effectiveness of risk mitigation structures (guarantees, reserves, cross-collateralization) in actual default scenarios. - Document case studies of both successful and unsuccessful credit decisions to inform underwriting and operations training programs. - Track and report on adherence to policy over time and correlation to portfolio performance. - Identify emerging market risks or product vulnerabilities requiring policy adjustments. - Loss Mitigation Program Effectiveness Analysis - Evaluate loss mitigation program performance by analyzing outcomes across different workout strategies including loan modifications, forbearance agreements, repayment plans, deed-in-lieu arrangements, and short sales. - Compare recovery rates and loss severity across mitigation approaches to identify which strategies yield optimal outcomes under specific borrower and collateral profiles. - Analyze time-to-resolution metrics for different loss mitigation pathways to assess efficiency and identify bottlenecks or process delays. - Track and report on borrower re-default rates following various workout structures to measure program sustainability and effectiveness. - Conduct cost-benefit analysis of loss mitigation alternatives versus foreclosure to quantify the economic value of workout programs. - Assess consistency in loss mitigation decision-making by comparing similar files with different outcomes to identify subjective bias or policy interpretation gaps. - Evaluate whether loss mitigation eligibility criteria are appropriately calibrated by analyzing borrower profiles that succeeded versus failed in workout programs. - Recommend program enhancements based on empirical data including revised qualifying criteria, modified workout terms, or new resolution alternatives. - Benchmark company loss mitigation performance against industry standards and peer lenders to identify competitive advantages or gaps. - Quantify the financial impact of loss mitigation programs on portfolio-level recovery rates and investor returns. - Valuation Analysis & Market Intelligence - Analyze valuation assessment quality and accuracy by comparing origination valuations to subsequent market performance and distressed sale outcomes. - Evaluate valuation performance and identify systematic over-valuation or under-valuation trends. - Research and report on local market dynamics affecting collateral values including new construction supply, absorption rates, price trends, and regulatory changes. - Build and maintain databases of comparable sales, market trends, and construction cost benchmarks to support valuation reasonability assessments. - Assess the accuracy of as-is (AIV) and as-repaired value (ARV) projections relative to actual market outcomes. - Provide market intelligence reports to Underwriting and Portfolio Management teams. - Cross-Functional Collaboration & Special Projects - Serve as an analytical resource to Special Assets management for resolution strategy evaluation when requested. - Participate in system implementation projects related to portfolio monitoring and reporting infrastructure. - Support ad-hoc analysis requests from executive leadership, Risk Management, and Underwriting teams. - Contribute to the development of automated reporting solutions and business intelligence tools. Qualifications - Bachelor's degree in Finance, Economics, Statistics, Data Analytics, Mathematics, Real Estate, or related quantitative field required; Master's degree preferred. - 5-7 years of professional experience in ONE OR MORE of the following areas: - Credit analytics or portfolio analysis - Credit risk assessment - Underwriting quality control or loan review - Vendor management or performance analytics - Business intelligence or data analytics in financial services - Portfolio management or investment analytics - Experience analyzing defaulted loan portfolios from an analytical perspective (measuring outcomes, identifying trends, evaluating program effectiveness) strongly preferred. - Experience evaluating third-party vendor performance or managing offshore service provider relationships strongly preferred. - Background in ONE OR MORE of the following areas: residential real estate investment analysis, construction lending economics, property valuation methodology, or mortgage portfolio analytics. Benefits - Health insurance - Dental insurance - Vision insurance - 401(k) - 401(k) matching - Paid time off - While At Dominion You Will Enjoy: - Company outings & social events - Virtual events - Companywide competitions and raffles - Personal financial workshops - Orioles season tickets

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description The Access to Medicines Program team is responsible for strengthening access to quality medications and healthcare systems in the developing world by: - Generating, sustaining, and growing Gift-in-Kind (GIK) product donations. - Developing strategic partnerships (GIK and non-GIK) with pharmaceutical and medical supply donors. - Strengthening supply chain management and distribution of high-quality medications and supplies through trusted partners. Reporting to the Vice President, Access to Medicines Program, The Specialist plays a critical role in: - Data collection, impact measurement, partner reporting, and capacity-building activities. - Working closely with internal and external partners to ensure high-quality data collection, analysis, and reporting that supports program strategy and operations. Key Responsibilities and Accountabilities - Data Collection, Reporting, & Impact Measurement: - Support the collection, review, validation, and analysis of donee data related to offers, applications, shipments, distribution reports, and partner performance. - Maintain dashboards, reports, and performance summaries, and KPI tracking aligned with established AMP and organizational frameworks. - Monitor data quality and ensure timely and accurate data entry in the Warehouse Management System (HighJump Edge). - Coordinate with Monitoring & Evaluation colleagues to contribute to program evaluation, learning, and continuous improvement. - Partner Engagement & Capacity Support: - Support AMP impact by engaging donee partners to collect qualitative and quantitative information. - Identify trends, risks, and opportunities across partner data to inform program improvements and capacity-building priorities. - Coordinate and deliver training for AMP staff and partners on reporting requirements, compliance, and best practices. - Support ongoing improvements to partner communications and data collection processes. - Research, Communications & Program Support: - Conduct research to support AMP initiatives, donor reporting, and internal planning. - Contribute to AMP reports, presentations, and donor-facing materials. - Collaborate with the Communications & Marketing team to support storytelling and program visibility. - Create and support AMP presentations and communications for internal and external audiences. - Collaboration & Organizational Support: - Work collaboratively with internal teams across US and international offices. - Support fundraising efforts and grant-writing activities related to the Access to Medicines Program. - Represent AMP in external meetings, conferences, and networking events. - Provide coordination and operational support to the Vice President, Access to Medicines Program, as needed. Qualifications - Three to five years of experience in international development, supply chain management, partner or vendor management, or compliance. - Experience with monitoring and evaluation, a plus. - Excellent organization skills and attention to detail. - Proficiency in Microsoft Office suite (Word, PowerPoint, etc.). - Strong Excel skills (Pivot tables, vlookups, etc.). - Experience with web-based learning platforms, a plus. - Strong interpersonal skills and professionalism. - Comfortable learning new software systems or a working knowledge of databases or Warehouse Management Systems. - A creative thinker with superior written and verbal communication skills. - Experience in training development and delivery. - Language skills in French or Spanish, a plus. - Bachelor’s degree required. Master’s degree preferred. Requirements - Ability to gain the trust of others, and a heartfelt respect for ethics and fiscal stewardship. - Proven ability to track and manage large volumes of data and multiple projects at once. - A commitment to building a positive organizational culture with transparency, honest feedback, perseverance, and a sense of humor. - Passion for CMMB’s mission, vision, and core values: collaboration, love, excellence, and respect. - Ability to contribute to grant writing collaboratively in a cross-departmental environment. - Comfortable working for a faith-based organization. Benefits - Competitive salary starting at $62,000. - Meaningful benefits package with opportunities to learn and grow. EEO Statement At CMMB, we embrace diversity and demonstrate compassion towards all people—it is one of our core values. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. CMMB is proud to be an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description We are seeking an experienced Credit Risk Data Analyst to support enterprise analytics initiatives across consumer financial products. This role focuses on analyzing non-IT business problems, translating them into actionable requirements, and delivering data-driven insights for senior Credit Risk leadership. - Analyze non-IT business problems and articulate requirements to support process improvement initiatives. - Assess current processes and develop documentation for current state and future state workflows. - Develop analytical frameworks to evaluate financial impact and ROI for proposed investments. - Use SAS and SQL to analyze large datasets related to credit risk performance across consumer products. - Generate insights and reporting to support senior Credit Risk leadership. - Identify and evaluate alternative solutions, presenting recommendations based on data analysis. - Build shared understanding between process owners, business stakeholders, and solution developers. - Assess process performance and operational effectiveness using analytical methods. - Prepare clear documentation and presentations summarizing analytical findings and business recommendations. Qualifications - SAS & SQL (6–10 years) - Advanced data querying, analysis, and reporting - Experience working with large financial or consumer lending datasets - Data Analytics Experience (5–10 years) - Strong analytical and problem-solving skills - Ability to derive insights and communicate findings to business stakeholders - Credit Risk Analytics - Experience working with Credit Card and Consumer Loan portfolios - Understanding of credit risk metrics, portfolio performance, and lending data Requirements - Experience supporting enterprise-level analytics initiatives - Ability to create ROI models and financial justification frameworks - Experience developing insights for senior leadership within credit risk organizations - Strong written and verbal communication skills Company Description