Associate, Credit Service Group
Location
Canada
Posted
6 days ago
Salary
$34.8K - $51.8K / year
Seniority
Mid Level
Job Description
Associate, Credit Service Group
BMO U.S.
• Understands customer needs and provides credit and lending-related sales and service to BMO customers or prospects • Advises customers on borrowing strategies and products that meet their objectives • Fulfills sales and service activities for the customer in accordance with approved procedures • Identifies and makes referrals to other business groups • Works through various channels based on the market needs to deliver the desired customer experience and achieve overall business objectives • Probes to understand customer needs and provides advice related to personal banking and borrowing strategies in the best interests of the customer • Manages all transactional outcomes of customer contacts or defers to appropriate internal business groups • Escalates complex or unresolved customer situations to managers as required • Performs any required documentation to ensure customer’s requests are accurately processed • Maintains current knowledge of personal banking and lending products, practices, and trends and integrates into customer conversations in a professional manner • May research and investigate lending applications, following established processes • Handles customer contacts in an informed, professional, and efficient manner • Integrates marketing promotions and programs into customer conversations, where appropriate • Maintains the confidentiality of customer and Bank information • Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering • Adheres to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing reporting requirements, Financial Consumer Agency of Canada (FCAC) consumer provision requirements and Privacy Act provisions • Makes credit decisions / recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures • Uses authorized credit qualifications as needed to fulfill customer requests • Completes complex & diverse tasks within given rules/limits • Analyzes issues and determines next steps; escalates as required
Job Requirements
- Typically between 1 – 2 years of relevant experience
- Post-secondary degree in related field of study desirable or an equivalent combination of education and experience
- Knowledge of personal lending and home financing products
- Knowledge of competitive marketplace and trends in product offerings
- Knowledge of contact centre operational processes and policies
- Knowledge of call centre technology, processes, and metrics
- Term Investment Qualified (as required)
- Fluent in French and English
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
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