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Principal Business Analyst, Fraud
Location
United States
Posted
1 day ago
Salary
$118K - $135K / year
Seniority
Lead
Job Description
Principal Business Analyst, Fraud
Mission Lane
• Analyze and Investigate Fraud Trends: Dive deep into application data to proactively identify emerging fraud patterns, uncover system vulnerabilities, and understand the evolving tactics used by criminals. • Develop and Fine Tune Fraud Strategies: Design, build, and implement new, real-time defenses to detect and prevent fraudulent applications. You will constantly test and refine our strategies to stay ahead of fraudsters. • Balance Risk with Customer Experience: Make thoughtful, data-backed decisions that strike the optimal balance between risk prevention and customer experience. • Monitor and Report on Performance: Create and maintain robust dashboards to track the performance of fraud strategies. You’ll be responsible for reporting on key metrics like coverage, pause rates, step-up completion rates, defense performance, and losses. • Optimize and Collaborate: Work closely with our Operations, Product, Data Science, and Engineering teams to continuously improve fraud detection capabilities and strategies.
Job Requirements
- 3+ years of experience in a highly analytical role (e.g., risk, business analytics, data science)
- Experience conducting analytical work with credit cards or other consumer lending products
- Hands-on experience designing and executing A/B or Champion/Challenger testing within application or risk funnels
- Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with stakeholders
- Familiarity with SQL, Python, or other tools for data analysis
- Bachelor’s or Master’s degree in Economics, Finance, Engineering, Mathematics, or a similar quantitative field with a record of strong academic performance
Benefits
- unlimited paid time off
- 401(k) match
- a monthly wellness stipend
- health/ dental/ vision insurance options
- disability coverage
- paid parental leave
- flexible spending account (for childcare and healthcare)
- life insurance
- a remote-friendly work environment
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• Resolve complex technical issues • Optimize processes and implement innovative solutions • Align technical strategies with business objectives • Collaborate with non-technical stakeholders


