• overseeing builders risk insurance • providing technical underwriting support • collaborating with various teams on projects • developing new underwriting strategies

• Lead core ERM activities, including annual risk refreshes, quarterly monitoring, risk assessments, mitigation follow-up, and reporting. • Facilitate risk interviews, workshops, and discussions with stakeholders across the business. • Prepare clear and concise risk updates, heatmaps, summaries, and presentations for executives, leadership teams, and governance committees. • Maintain the enterprise risk register, including risk statements, owners, impacts, mitigation actions, status updates, and supporting documentation. • Partner with risk owners to assess and monitor key strategic, operational, financial, technology, compliance, reputational, and emerging risks. • Provide practical risk advisory support to business stakeholders by identifying risk considerations, challenging assumptions, and advising on mitigation approaches for initiatives, projects, and business decisions. • Coordinate and support the Third-Party Risk Management program, including vendor intake and prioritization, risk assessment coordination, stakeholder follow-up, documentation, and continuous improvement of the operating model. • Support the development and maintenance of risk policies, guidance, governance practices, and risk culture initiatives. • Monitor external trends, regulatory developments, and emerging risks to inform program priorities, reporting, and risk discussions. • Support ad hoc risk-related projects and cross-functional initiatives as required.

• Supporting the implementation and operation of Monzo’s risk management framework, including embedding of the risk and control self assessment process and 2nd line oversight and monitoring • Partnering with teams to help develop new products and features by embedding good risk practices, particularly Finance and Wealth / Investment departments • Managing and following up on risk events that happen at Monzo, partnering with teams to find solutions and identify risks and controls • Conducting in-depth reviews of different areas of the business, their adoption and implementation of technology, regulatory compliance and reporting on operational risk matters to oversight committees • Reviewing and assessing changes to operational processes that impact on our company risk profile • Analysing Operational Risk data such as incidents, external event scanning and operational losses to provide insights and identify any trend(s) and/or risk(s). • Promoting and helping embed a strong risk culture, making risk meaningful and relevant to everyone at Monzo. You will share best practice that it is easy for everyone to understand

• Coordinate and support Investment Review Board meetings and governance activities • Prepare agendas, briefing materials, meeting minutes, and action item tracking • Maintain governance documentation, policies, procedures, and repositories • Support investment oversight and portfolio governance processes • Facilitate stakeholder coordination and executive communications • Develop governance reports, dashboards, and performance metrics • Maintain SharePoint sites and document management systems • Assist with governance process improvements and training activities