Role Description We’re looking for a Risk Officer to lead and strengthen our enterprise risk management program. Reporting to the Chief Compliance, BSA and Risk Officer, this individual will identify, assess, monitor, and mitigate risks that may impact the Bank's operations, financial performance, compliance posture, and reputation. The Risk Officer will supervise a Risk Analyst, partner with leaders across the organization, and provide reporting and guidance to senior leadership and the Board of Directors. What You’ll Contribute - Enterprise Risk Management Leadership - Develop, maintain, and enhance the Bank's enterprise risk management framework, including policies and procedures. - Oversee administration of the Enterprise Risk Management (ERM) system and ensure effective risk governance practices. - Advise leadership on risk exposure, risk appetite, and appropriate mitigating controls. - Risk Assessment & Monitoring - Conduct risk assessments across operational, financial, compliance, strategic, cybersecurity, and reputational risk categories. - Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential issues proactively. - Stay informed on industry developments and regulatory changes that may impact the Bank's risk profile. - Governance, Reporting & Compliance - Ensure compliance with regulatory requirements and internal control standards. - Implement, monitor, and test fiduciary and SOX-related risk management programs. - Prepare and present risk reports and recommendations to executive leadership and the Board of Directors. - Cross-Functional Partnership & Audit Support - Partner with business leaders to implement effective risk management strategies. - Participate in internal audits, external audits, and regulatory examinations. - Assist in departmental planning, budgeting, and special projects that strengthen the control environment. - Team Leadership & Risk Culture - Supervise and develop the Risk Analyst. - Deliver risk management training and guidance across the Bank. - Champion a proactive risk culture supporting growth and sustainability. - Champion Our Mission, Protect What Matters - Adopt a commitment to environmental, social, economic, and racial justice. - Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training. - Maintain an understanding of Bank policies, procedures, and regulations. - Question suspicious activity and collaborate with departments to help prevent fraud. Qualifications - Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field preferred. - 5+ years of experience in risk management, enterprise risk, compliance, audit, or a related financial services discipline. - Prior banking experience with strong knowledge of banking regulations and risk management practices. - Experience presenting risk information to senior leadership and boards. - Proficiency with Microsoft Office applications, particularly Excel, Word, and Outlook. Requirements - Entrepreneurial Self-Starter - Take charge of your work product and deliver consistently great and measurable results. - Organization & Efficiency - Manage your time effectively and adapt to changing routines. - Master Communicator - Communicate with confidence and engage stakeholders efficiently. - Banking & Fintech Acumen - Strong knowledge of banking operations, regulatory expectations, and enterprise risk management principles. - Tech-Forward and Analytical Thinking - Leverage technology to create efficiencies and improve monitoring. - Commitment to Being a Team Player - Contribute positively to the team and support others. Benefits - Compensation — Base salary, potential annual bonus, incentives, and equity. - Health Coverage — 100% employer-paid for employees; employer contribution for dependents. - Medical, Dental & Vision Insurance - Health Savings Account (HSA) - Free Telemedicine access via Teladoc - Financial Wellness & Wealth Building - 401(k) with 6% Employer Match — No Vesting Period. - Employee Stock Options - Exclusive Employee Banking Perks - 0% Financing for Employee Solar Loans - Employee Only Mortgage Product with exclusive interest rates and terms. - 0% Financing for Eligible Electric Vehicles (EVs) - Referral Incentives - Generous Paid Time Off - 2–4 Weeks of Vacation based on officer level plus additional tenure-based time. - 64 Hours of Paid Sick Time for all full-time employees. - Protection & Peace of Mind - Company-Paid Life Insurance - Short- & Long-Term Disability Insurance - Voluntary Life, Accident & Critical Illness Coverage - Employee Assistance Program (EAP) with free counseling, legal, and financial services.

Title: Credit Risk Associate for Japanese Corporate Banking, Bilingual in Japanese and English Location: New York, NY Full time Job Description: Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Job Summary: Portfolio management for designated customers. Responsible for the underwriting and portfolio management of Japanese Corporate loan portfolio clients. As focusing on subsidiary lending, designated customers will be complex relationships focusing on non-investment grade clients, customers with a large credit exposure, structured finance transactions, and customers with complex corporate structures. Major Responsibilities: Portfolio Management & Underwriting - Perform due diligence and regularly scheduled credit reviews. - Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management; designated customers will be more complicated ones than those assigned to junior PMs, such as lower graded customers, customers with large credit exposure, customers with structured finance transactions, and customers with complex corporate structure. - Prepare detailed credit analysis and credit applications in accordance with Bank’s credit policies and procedures such as Americas Credit Standards, Americas Credit-Related Procedures, Credit and JCB’s internal operating manuals, evaluating the borrower’s industry, business, legal and financial risks, and recommend extensions of credit. - Manage deadlines and workload in accordance with the schedule. - Function as a subject matter expert with regard to particular industries and industry subsectors. - Fully understand and be able to assess risk of standard bank products including loans, standby letter of credit, trade finance, foreign exchange, derivatives, securitization, and lease. - Interview the borrower’s senior management to assess their business/financial risks/challenges. Maintain direct communication with assigned customers, if needed by RM (relationship manager). - Coordinate and communicate critical account information to various related parties throughout the bank. - Oversee covenants compliance, facility due date, condition/instruction/report required, and call memos. - Perform other risk related functions as needed. Deal Support - Work with business lines/product groups to identify prospective transactions. - Lead new deals with moderate complexity for both existing and new customers from the credit underwriting perspective with moderate supervision. Experienced associates can identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures. Manager will periodically check in, however, associates can also make appropriate judgement when to escalate/consult with the manager where necessary. - Advise account officers on credit risk issues, terms and conditions to craft the best possible deal with the goal of improving profit and minimizing credit cost. - While closely consulting with manager, communicate with credit division/administration with regard to rating rationale, facility structuring/exposures and ensure credit division provided with all credit related information and analysis pertinent to making a decision. Policy Compliance - Ensure compliance with external regulatory requirements (JFSA, BOJ, FRB, OCC and FDIC). - Ensure compliance with internal policy and procedures by understanding and adhering to Americas Credit Standards, Americas Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Operating Manual, and any other applicable pronouncements. Support Dept. managers in credit risk management process. - Support junior analysts on OJT basis as assigned by the manager (experienced associate). - Study, develop and improve analytical skills through close communication with related divisions, such as Americas Credit Rivew, Credit departments, Credit Policy Office and other Credit Divisions with support from managers. - Assist managers in the training efforts. - Maintain and monitor compliance reporting requirements. Qualifications Requirements include: - Ability to multi-task and work under high stress and time-sensitive work environment - Strong time management skills; attentive to details for accuracy and integrity - Strong organization skills and ability to manage multiple projects - Proficient in MS Office including Outlook, Word, Excel and PowerPoint. Knowledge in banking applications is a plus. - Sound knowledge in finance, accounting, legal, regulations for commercial banking products - Bachelor’s degree in a related field such as accounting, finance. - MBA/ CFA, a plus - 3-5 years working experience in large financial institutions, credit and risk related function in equivalent organizations analyzing general corporate customers and making credit recommendations or other financial related roles such as M&A in accounting firms, business analysis in accounting/ consulting firms, analyzing subsidiaries performance in corporate finance function. - Previous experiences including handling a segment of an industry vertical or a primarily investment grade commercial loan portfolio and coordinating with execution team for proper booking of newly assigned accounts, preferred. - Japanese language skills - Demonstrate innovative and strategic thinking The typical base pay range for this role is between $90K - $121K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

Title: Credit Risk Officer remote type Hybrid locations Getzville New York United States time type Full time job requisition id 26971229 Citibank, N.A. seeks a Credit Risk Officer for its Getzville, New York location. Duties: Assess analyst work and creditworthiness as a senior on the team and assign appropriate credit rating by credit & financial analysis. Review & underwrite the structuring of annual & transaction Credit Approval Memos. Complete/Review due diligence of North American Insurance companies with industry knowledge to provide appropriate extensions of credit remaining within risk appetite per Wholesale Credit Risk Policy, perform outlook & industry overview of the portfolio for presenting to leadership. Perform outlook & industry overview of the portfolio for presenting to leadership. Maintain updated credit research on a portfolio of clients and lead group wide efficiency projects Help the team in assessing risks & mitigants, using both quantitative and qualitative factors to perform reviews/renewals for new and existing relationships. Lead/work with the team to perform complex transactions in sensitive timeline through collaborating cross functionally within 1st /2nd & 3rd Line of Defense Supervise, review, & provide input on analysis as a senior on the team and seeks credit and regulatory approval for all annual/transactions as part of a deal team. Ensure best in class core credit risk analysis of applicable portfolio, ensuring consistencies with industry leading practices and conform to all internal credit procedures/policies, and all related regulatory expectations. Recognize concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team, and ensure the tactical execution of these guidelines are reflected on all core deliverables of the team. Ensure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates. Maintain and manage portfolio of credit exposures to Citi's most complex clients within Large Corporate, Public Sector, and Financial Institution (Insurance/Reinsurance and Business Development Companies) sectors, accountable for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistencies with industry leading practices and conform to all internal credit procedures/policies, and all related regulatory expectations. Manage transaction deal approval process including preparing credit approval memos in partnership with relationship and product partners and making approval recommendations to senior risk managers. Monitor the Insurance portfolio, including following industry trends, impacts to key relationships, and escalating potential credit issues to Credit Risk Team Leads, ICG Risk and Banking Capital Markets and Advisory (BCMA) partners, Supporting the Credit Risk Portfolio Manager on the continuous engagement with applicable Banking and Risk senior stakeholders in the region. Assisted with special projects including stress testing, portfolio reviews and, internal audits, Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent, Support Global Head of ICG Risk Analysis and Head of ICG Risk Analysis Transformation & Core Operations on internal projects and initiatives. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols. Requirements: Requires a Master’s degree or foreign equivalent in Business Administration, Economics, Management Information Systems, Finance, Accounting or related field and 3 years of experience as a Credit Risk Analyst, Credit Portfolio Senior Manager, Tax Analyst or related position. Will also accept a Bachelor’s degree, or foreign equivalent in disciplines listed above and 6 years of progressively responsible, post-baccalaureate experience in the fields listed above. 3 years of experience must include: Leading alignment meetings by presenting industry analysis, financials, organizational structure of counterparty to business and risk partners; Analyzing trends in the industry Escalating credit risk and mitigating potential loss on extended credit for clients; Perform Financial Statement analysis and use accounting skills to Conduct credit research and financial stability of a company, evaluating and reporting profitability of a credit line for extended facilities; Managing and maintaining portfolio and conducting credit assessment for counterparties; Knowledge of risk and return models, and independent assessment for evaluating acquisition financing, and leveraging financing for counterparties; Evaluating risk for the obligors and performing financial analysis to determine and recommend an extension of credit line; Performing stress testing to determine the outlier in the portfolio, UAT testing to fill gaps in the process and analyzing different types of transactions, including margin and term loans and revolving credit facilities for the client; and Loan documentation, collateral ratings, and key trading as agreements - ISDA/CSA. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #26971229. EO Employer. Wage Range: $130,728 to $130,728 Job Family Group: Risk Management Job Family: Credit Risk Job Family Group: Job Family: Time Type: Full time Primary Location: Getzville New York United States Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills Please see the requirements listed above.- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Role Description Landmark Academy must provide an excellent education to all our students consistent with the mission, vision, and goals of the Academy and with the core values of Summit Management Consulting. Your primary goal is to ensure that each of your students is learning subject matter identified in the State standards and the Landmark Academy curriculum. The primary function of the Part-Time At-Risk Teacher and Part-Time Family Engagement Specialist is to support students in the Virtual Landmark Academy. At-Risk Teacher Essential Functions - Analyze State, District and classroom data. - Work with students to accelerate academic performance. - Become familiar with NWEA testing and the Data Drop process. - Provide activities and instructional strategies to increase student’s knowledge in the core academic areas. - Consistently review and analyze student performance data to develop plans to meet the needs of all students (refer to the 4 essential PLC questions). - Maintain timely, complete and accurate student records. - Ensure that parents are frequently advised as to their child’s performance and progress. - Conduct research, attend conferences, meetings, and pursue continuing education to ensure you are serving to model being a life-long learner and to ensure you are providing effective instruction. - Keep your teaching certification up to date as your professional responsibility. - Perform other duties and tasks as directed by School Administration. Family Engagement Specialist Essential Functions - Acts as the main motivational coach for the assigned caseload of parents/students. - Works through a tier structure of parental support to improve engagement, attendance, and buy-in from families. - Is the “go-to” for parents during onboarding, orientation, and ongoing parent training. - Creates and provides parents with resources, including but not limited to, videos, step by step guides, and FAQs. - Tutor students virtually. - Tracks daily student attendance and provides outreach communication regarding absences. - Continually converse with students to maintain their success. - Assist in implementing behavior plans. - Provide engagement support, including but not limited to, calls home, texts, emails to students/families, in-person event attendance. - Attend and administer state assessments, in-person, as needed. - Support benchmark assessment administration and reporting. - Assist Administrators and Teachers, as necessary. - Supervise students in the live classes, small groups, 1:1 sessions, and meetings, as needed. Qualifications - Bachelor’s degree required. - Michigan Teaching Certification in the assigned area. - Pre-service experience, as required for certification. Requirements - Time Management. - Positive communication skills; able to relate to students, parents, and staff. - Behavior modification skills. - Classroom management. - Word, Excel, PowerPoint, Email skills. - Positive reinforcement skills. - Punctuality, exemplary attendance. - Knowledge of and ability to follow federal and state safety regulations. - Ability to work as a team. - Understanding and ability to incorporate student learning styles. - Mastery of assigned subject of instruction. Physical Demands - Regularly required to talk and hear. - Very active position requiring standing, walking, bending, kneeling, stooping, crouching, crawling, and climbing all day. - Must frequently lift and/or move items over 50 pounds. - Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. Work Environment This job operates in a classroom environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and projectors. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.