Headquartered in Buffalo, New York, M&T Bank is a community-focused bank that provides banking, insurance, investment, and mortgage financial services to more t
Commercial Credit Associate
Location
Alabama
Posted
3 days ago
Salary
$85.8K - $143K / year
Seniority
Mid Level
Job Description
Commercial Credit Associate
M&T Bank
• Assessing and managing credit risk for commercial clients • Analyzing financial statements and monitoring loan portfolios • Facilitating credit needs of customers by underwriting requests • Managing ongoing credit risk of existing loan portfolios through continuous credit monitoring • Reviewing credit and financial information including financial statements and due diligence reports • Preparing cash flow, collateral schedules, financial models, and guarantor statement analysis • Ensuring compliance with credit policies and identifying risk-related issues needing escalation
Job Requirements
- Bachelor's degree in Accounting, Finance, Economics or related field
- At least 4 years’ experience in commercial credit, public accounting, and financial statement analysis
- Strong verbal and written communication skills
- Strong analytical skills with proficiency in financial modeling and analysis of credit metrics
- Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis
- Familiarity with legal documents and how to efficiently understand structural elements
- Strong organizational and time management skills
- Proficiency with Microsoft Office
Benefits
- Health insurance
- 401(k) matching
- Flexible working hours
- Paid time off
- Paid volunteer time
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