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Arcadia

We transform data into powerful insights that deliver results.

Sr. Product Manager

Technical Product ManagerTechnical Product ManagerFull TimeRemoteLeadTeam 201-500Since 2002H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

9 days ago

Salary

$131.3K - $235.2K / year

Seniority

Lead

No structured requirement data.

Job Description

Sr. Product Manager

Arcadia

Role Description We are looking for a product leader to define and implement Arcadia's payments strategy — serving as our internal fintech and payments leader. You will own the roadmap for payment optimization, regulatory compliance, and vendor partnerships, driving multi-million dollar improvements in payment economics while building toward a modern, best-in-class payments platform. What You'll Do - Payment & Treasury Roadmap - Metrics & Optimization: Define strategy around end-to-end payment metrics (float days, cost per payment, card mix) and own the roadmap to optimize acceptance costs via Level 2/3 metadata, smart routing, and surcharge deployment. - Core System Roadmap: Drive a compelling multi-quarter roadmap balancing quick wins, platform investments, and longer-horizon innovation bets — with a north star of a modern, optimized fintech system. - Innovation Scouting: Continuously evaluate emerging payment technologies (RTP, FedNow, open banking APIs, AI-powered reconciliation) and build a pipeline of innovation opportunities into the roadmap. - Customer Funding: Engage customers to enhance products that ease fund collection, increase float, and deliver low-cost solutions to fund Arcadia's $35B payment throughput. - Risk & Compliance - Risk & Policy: Serve as product lead for identifying and mitigating regulatory risk in customer funding and payments; partner with Legal/Compliance to define the company's stance on Money Transfer Licenses (MTLs), Agent of Payee, and Payment Facilitator models. - Fintech Vendor Management & Partnerships - Vendor & Partner Management: Own commercial relationships with key Payment Service Providers (PSPs) and processors; influence commercial outcomes, hold vendors accountable to SLAs, and incubate strategic fintech partnerships. Qualifications - Proven ability to build and drive a multi-quarter product roadmap — balancing quick wins, platform investments, and longer-horizon innovation bets. - Strong working knowledge of payment rails and processing fundamentals (ACH, RTP, FedNow, SWIFT, card networks). - Working knowledge of US payments regulatory concepts (MTLs, Agent of Payee, Payment Facilitator models). - Experience managing relationships with payment processors, PSPs, and technology partners. - Ability to produce concise, data-driven memos and presentations on complex financial and regulatory topics. - Ability to engage with engineering on API integrations, data modeling for payments reconciliation, and systems architecture. - 7+ years of product management experience, including 3+ years in payments, fintech, or financial services. Requirements - Prior experience in M&A due diligence, corporate development, or strategic consulting focused on payments or billing. Benefits - Remote first culture - work anywhere in the US as long as you have a reliable internet connection. - Flexible PTO - no accrued hours and no limit on the number of vacation days exempt employees can take each year. - 11 annual holidays. - 10 days sick leave. - Up to 3 weeks bereavement leave. - Up to 4 weeks of caregiver leave. - Military leave for eligible services or events. - 2 volunteer days off. - 2 professional development days off. - 10 weeks paid parental bonding leave for all parents and additional medical recovery time for eligible employees. - 75-95% employer cost coverage for medical, dental, and vision benefits for employees and dependents.

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