MDD Forensic Accountants logo
MDD Forensic Accountants

Making Numbers Make Sense

Claim Counsel – Environmental, Professional Liability

General CounselGeneral CounselFull TimeRemoteLeadTeam 201-500Since 1933H1B No SponsorCompany SiteLinkedIn

Location

Alabama

Posted

3 days ago

Salary

$110K - $135K / year

Seniority

Lead

Postgraduate Degree7 yrs expExperience acceptedEnglish

Job Description

Claim Counsel – Environmental, Professional Liability

MDD Forensic Accountants

• Review and interpret Environmental/Pollution Liability, Professional Liability (E&O), and related policies, including manuscript forms and endorsements. • Analyze coverage issues including pollution conditions, gradual vs. sudden releases, remediation costs, third-party bodily injury and property damage, and professional services exposures. • Evaluate applicability of exclusions, known conditions, prior acts, and allocation issues between covered and uncovered loss. • Draft and issue coverage position letters, including reservations of rights and denial letters. • Provide input on policy forms, wording, and emerging environmental coverage issues. • Oversee complex claims involving site contamination, environmental cleanup, regulatory actions, natural resource damages, and professional services errors or omissions. • Coordinate with environmental consultants, engineers, remediation experts, and legal counsel to evaluate liability, causation, and damages. • Analyze exposures related to remediation costs, business interruption, bodily injury, property damage, and long-tail environmental liabilities. • Develop and implement strategic approaches for claim resolution, including oversight of litigation and regulatory proceedings. • Provide carriers with independent, well-reasoned claim evaluations supported by expert analysis and investigation findings. • Evaluate exposure and make settlement recommendations, including complex cost allocation between remediation, defense, and indemnity components. • Set and manage reserves reflecting long-tail and evolving environmental exposures. • Negotiate settlements and participate in mediations, regulatory negotiations, and multi-party resolutions. • Ensure all claims handling complies with Department of Insurance regulations and applicable environmental regulatory frameworks. • Maintain thorough documentation of coverage analyses, remediation strategies, and regulatory developments in the claims management system. • Serve as a trusted advisor to internal teams and carriers on environmental and professional liability coverage issues and trends. • Act as the primary liaison with coverage counsel, environmental consultants, defense counsel, insureds, brokers, and regulatory bodies. • Provide clear reporting to carriers, including coverage analysis, exposure evaluation, and remediation strategy updates.

Job Requirements

  • Juris Doctor (JD) with active bar membership in good standing, or
  • 7–10+ years of senior-level experience handling Environmental Liability, Pollution Liability, Professional Liability, or similar complex claims.
  • Active adjuster licenses and willingness to obtain and maintain additional licenses, as needed.
  • Demonstrated expertise in coverage analysis and policy interpretation for environmental and/or professional liability lines.
  • Experience issuing or advising on coverage positions, including reservations of rights and denials.
  • Strong understanding of environmental exposures, remediation processes, and associated damages.
  • Ability to evaluate long-tail claims, allocation issues, and multi-party liability scenarios.
  • Excellent analytical, negotiation, and communication skills.
  • Ability to manage multiple high-severity, complex claims independently.
  • Proficiency with claims management systems and related tools.

Benefits

  • Medical, dental, and vision plans to support your health and that of your family
  • A 401(k) plan with employer matching
  • Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
  • Paid holidays
  • Life insurance and short‑term and long‑term disability coverage

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