• Provide legal guidance on identified compliance risks and issues to support mortgage origination compliance and operations • Provide legal and compliance support for regulatory examination findings, regulatory or consumer complaints, and inquiries from stakeholders or counterparties, including conducting system-level research to support response preparation • Assist with development of solutions related to regulatory findings identified through examination, testing, and monitoring, including root cause of issues and associated remediation • Provide legal guidance on post-close suspense items to support timely clearing of conditions, reduce compliance-related delays, and help ensure investor delivery timelines are met • Provide legal support to defects causing critical loan salability issues and coordinate cross-functionally to develop corrective actions • Provide compliance legal support for use of technology in originations including the Company’s LOS, point of sale system, and proprietary technology solutions • Draft policies and procedures to address federal and state regulatory requirements ensuring both accuracy and understandability across the organization • Serve as a resource for compliance support escalations, providing timely legal analysis and practical guidance on regulatory questions • Prepare legal research, memoranda, and recommendations on compliance matters for senior counsel and leadership

• Develop and own Maneva's commercial legal strategy, contracting standards, and risk framework. • Negotiate and execute all material customer contracts, partnership agreements, vendor agreements, and SaaS terms. • Develop and maintain contract templates, SOWs, DPAs, security agreements, and standard terms that balance commercial flexibility with legal risk mitigation. • Build and maintain internal knowledge of key commercial deals, flagged risk areas, and deal progression; advise leadership on deal structure and negotiation strategy. • Work closely with sales, product, and operations teams to ensure contracts support business objectives while managing legal exposure. • Develop and implement AI-powered automations across legal workflows • Use AI tools to increase efficiency in contract drafting, legal analysis, due diligence, and compliance monitoring • Build and maintain AI-assisted legal templates, processes, and knowledge bases that scale legal work without proportional headcount • Identify issues, manage external counsel relationships, and outsource specialist work as appropriate for various legal matters.

• Provide expert legal counsel on EU digital regulatory compliance to cross-functional stakeholders. • Draft and implement internal policies, workflows, and risk assessments to ensure compliance with global AI, privacy, and other digital regulations. • Convert complex legal requirements and industry standards into actionable technical and operational requirements. • Partner with external legal counsel and internal stakeholders including Go-to-market, GRC, Security, and teams to align compliance strategies and Product and Modelling roadmaps. • Serve as a trusted advisor to product counsel, product managers, engineers, and designers, providing real-time legal guidance on AI/ML solutions, including on addressing safety, privacy, and copyright regulatory requirements. • Negotiate and draft data processing agreements, AI regulatory terms in customer and vendor agreements, and other regulatory documentation to ensure compliance with EU requirements. • Liaise with EU digital regulatory authorities and participate in regulatory consultations.

• Develop and revise appropriate legal strategy for discovery, investigation, handling and hearing of accident benefit matters before the License Appeals Tribunal - advise, communicate and develop those strategies with TD Insurance claims representatives. • Conduct necessary and appropriate, arbitration hearings before the License Appeals Tribunal. • Research the law applicable to cases or matters. • Draft legal documents, pleadings, motions, legal factums and opinions as required. • Advise, communicate and consult with Claims Representatives, rendering clear, unambiguous legal opinions and advice. • Personally meet with, and maintain good relationships and communication with claims representatives. • Remain current with developments in the law; understand medical, scientific, construction, product liability, engineering issues and defenses involved accident benefits cases.