Georgia's Own Credit Union

Georgia's Own Credit Union is a member-owned financial institution committed to serving the financial needs of its members through various personal and business

Senior Commercial Portfolio Manager

Location

Georgia

Posted

1 day ago

Salary

0

Seniority

Lead

Bachelor Degree

Job Description

Senior Commercial Portfolio Manager

Georgia's Own Credit Union

Senior Commercial Portfolio Manager locations Atlanta time type Full time job requisition id R-101658 If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office. SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting throughout the life of the relationship. This role is distinct from underwriting and operates within the portfolio management framework established by the Director, Commercial Portfolio Management. The position is responsible for proactive monitoring of borrower performance, covenant compliance, risk rating integrity, watchlist administration, annual review coordination, concentration monitoring, and effective partnership with Lending, Credit, and Special Assets to support strong enterprise credit governance and disciplined portfolio management. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Oversee ongoing financial performance monitoring for an assigned commercial banking and commercial real estate loan portfolio, including commercial real estate, commercial and industrial, construction, acquisition, income-producing real estate, owner-occupied real estate, and revolving credit relationships, through analysis of borrower financial statements, operating trends, cash flow performance, collateral performance, guarantor support, and refinancing capacity. - Track covenant compliance, borrowing base requirements, financial reporting requirements, exceptions, maturities, documentation issues, and other post-closing credit requirements; follow up directly with relationship partners and borrowers as needed to resolve deficiencies, document action plans, and ensure timely escalation when concerns emerge. - Maintain accurate and timely risk ratings for assigned relationships by identifying material changes in borrower performance, collateral quality, guarantor strength, market conditions, or other risk factors, and recommend rating migration, watchlist action, or other credit actions when warranted. - Administer watchlist relationships and support early problem loan identification by recognizing adverse trends such as declining cash flow, covenant erosion, tenant instability, refinancing pressure, collateral weakness, sponsor deterioration, or other emerging concerns before delinquency occurs. - Coordinate and complete annual reviews, periodic portfolio reviews, renewals, modifications, and recurring credit surveillance activities in accordance with policy, regulatory expectations, portfolio risk characteristics, and portfolio management procedures established for the department. - Prepare portfolio surveillance reporting, exception reporting, risk migration reporting, concentration reporting, and other portfolio intelligence used for management, senior credit leadership, committees, and other stakeholders to evaluate portfolio risk and support enterprise credit governance. - Monitor portfolio concentrations by industry, property type, geography, sponsor, risk grade, and other relevant segmentation factors to identify emerging trends, evaluate portfolio risk, and support management reporting. - Partner closely with Lending, Underwriting, Credit Administration, Loan Operations, and Special Assets to ensure coordinated management of borrower relationships, consistent portfolio discipline, timely communication of borrower-level risk matters, and appropriate risk mitigation strategies. - Support internal audit, loan review, examiner, and regulatory requests by providing accurate portfolio data, credit file support, exception detail, and evidence of ongoing monitoring and risk management activities. - Maintain complete and accurate portfolio documentation, tracking systems, monitoring records, and credit memoranda suitable for internal approval, audit, and regulatory review in accordance with policy and procedure. - Maintain a thorough knowledge of commercial banking and commercial real estate portfolio management practices, internal credit policy, regulatory expectations, and applicable compliance requirements. - Perform other duties as may be assigned. EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS: - Bachelor’s degree from an accredited university in finance, accounting, business, real estate, economics, or a related field. - 5+ years of progressive experience in commercial banking or commercial real estate credit, with meaningful responsibility for post-origination portfolio management, credit risk monitoring, annual reviews, covenant compliance, or related portfolio surveillance activities. - Demonstrated ability to analyze borrower and guarantor financial statements, tax returns, rent rolls, property operating statements, borrowing base certificates, global cash flow, collateral performance, and other credit monitoring information. - Experience with commercial real estate and commercial & industrial lending, including ongoing risk assessment for construction, acquisition, income-producing real estate, owner-occupied real estate, lines of credit, and other commercial credit structures. - Experience supporting problem credit identification, watchlist administration, criticized/classified asset monitoring, examiner reviews, audit requests, or loan review processes strongly preferred. - Strong attention to detail, sound judgment, and the ability to identify emerging risk trends and escalate concerns appropriately. PHYSICAL REQUIREMENTS: To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union’s policies and procedures related to the SAFE ACT. This includes an obligation on the employee’s part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry. Georgia’s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans. We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.

Related Categories

Related Job Pages

More Manager Jobs

Full TimeRemoteTeam 5,001-10,000H1B No Sponsor

Role Description This position sits within the Client Development Organization and focuses on business development and custom solution analysis. You will support one or more key strategic accounts across Retailer Gateway Programs. Working with large datasets, including Point of Sale (POS), Supply Chain, Shopper, and Consumer data, you will evaluate research findings, identify key insights, and recommend actionable strategies that drive value and directly impact client profitability. Job Responsibilities - Drive Client Growth: Identify and pursue opportunities to expand client relationships by aligning Circana's data and software solutions with clients' strategic goals. - Deliver Insight-Led Solutions: Translate complex data into actionable insights that help clients make informed decisions and achieve measurable business outcomes. - Collaborate Cross-Functionally: Partner with internal teams, including Client Insights, Product, and Analytics, to deliver integrated solutions and support client success. - Champion Client Success: Ensure client satisfaction by proactively addressing challenges, identifying growth opportunities, and consistently delivering value. - Apply Advanced Analytic Skills: Conceive, manage, and deliver fact-based analyses with a focus on consumer solutions, providing clients with clear, actionable insights to inform business strategy. Qualifications - 5+ years of progressive experience in sales, category management, insights, marketing or a related commercial function within the Consumer Packaged Goods (CPG) or insights industry. - Demonstrated success leveraging data, analytics, and market insights to answer business questions and develop actionable recommendations. - Strong presentation, storytelling, and communication skills, with the ability to translate complex analyses into clear, compelling, client-ready deliverables using Microsoft Excel and PowerPoint. - Bachelor's degree in related field. - Proven ability to develop trusted relationships with clients and cross-functional partners while serving as a strategic, consultative advisor. - Experience working with shopper, consumer, retail, syndicated, or other relevant data sources; experience with Circana data assets is a plus. - Strong analytical, project management, and problem-solving skills, with the ability to manage multiple priorities in a fast-paced environment. Requirements - Circana Behaviors: Stay Curious, Seek Clarity, Own the Outcome, Center on the Client, Be a Challenger, Champion Inclusivity, Commit to each other. Benefits - Comprehensive package of benefits including paid time off, medical/dental/vision insurance, and 401(k) to eligible employees. - This job is also eligible for bonus pay. Location This position can be located in the following area(s): Remote, US. Compensation The salary range for this role is $75,000 - $100,000 USD. This range reflects the range of possible compensation for this role at the time of this posting and may be modified in the future.

United States
$75K - $100K / year
Modern Health logo

Senior Renewals Manager

Modern Health

Offering global, personalized mental health care designed to help you feel more resilient, productive, and empowered.

Manager1 day ago
Full TimeRemoteTeam 201-500Since 2017H1B No Sponsor

• Own the renewals and upsell motion in collaboration with the Client Management team to drive retention and expansion across an enterprise customer portfolio. • Engage proactively with key decision-makers and the Client Management team to surface and mitigate renewal risks early, crafting clear action plans to address them. • Lead renewal negotiations and contract execution that align to both Modern Health’s objectives and client goals, creating long-term, value-based partnerships. • Maintain rigor and discipline around forecasting, ensuring renewal and expansion projections are accurate, timely, and clearly communicated. • Work cross-functionally and at the executive level to orchestrate risk-mitigation strategies and drive the right actions with internal stakeholders. • Identify and qualify upsell and cross-sell opportunities in the renewal cycle to increase share of wallet and deepen client engagement with Modern Health.

United States
$116.6K - $162K / year

Fit Associate

Maurices

Established in 1931 by Maurice Labovitz, Maurices is a chain of retail clothing stores offering “hometown fashion” for women of all ages. Launched with a si

Manager1 day ago

Title: Part Time Fit Associate (maurices sizes 8, 10, 12) Location: Corporate Office-maurices-Duluth, MN 55802 Job Description: Brand Overview: At maurices, we’re all about feel-good fashion for real life. We’re committed to our service with style promise and to offering affordable fashion that takes women from workday to weekend—and all of life’s adventures in between. With inclusive sizing from 0–24, maurices is known for versatile styles across key categories like denim, dresses, tops, and more. We’ve been doing this since 1931, and today you’ll find us in over 800 communities across North America and online at maurices.com. At maurices, it’s more than clothes - it’s where fun, friendship and fashion come together! We believe in putting People First — and that starts with you. We’re a collaborative team that leads with kindness, values authenticity, stays curious, and moves with agility. We work smart, have fun, and support one another in a generously flexible environment that empowers you to thrive both personally and professionally. We’re headquartered in the heart of Duluth, Minnesota overlooking the beautiful shores of Lake Superior. Our original hometown offers the perfect blend of natural beauty, four-season adventure, and a vibrant college town atmosphere. Ready to apply? We currently have an opportunity for a Part Time Fit Associate (maurices sizes 8, 10, 12) to join our team located at our Corporate Office-maurices-Duluth, MN 55802. Position Overview: At maurices, how our clothes fit is as important as how they look. The PART TIME Fit Associate (AKA Fit Model) will try on garments, allowing the Technical Designer to pin, adjust and evaluate the apparel for fit, function, quality, and comfort. As a Fit Associate, you will provide feedback on comfort, fit, and functionality of each item tried on. This position is at the maurices home office, located in downtown Duluth, MN. - Do you wear a maurices size 8, 10 or 12? - Are you between 5'4" - 5'8" (height)? - Do you want a fun, part-time job in the world of fashion? - If you answered yes, then maurices wants YOU! What are the days/hours? Tuesdays & Thursday from 9 AM – 3:30 PM, we are flexible and can provide more or less hours as desired, or shift the schedule within these days. Requirements - Must wear a maurices size 8, 10, or 12 - Must be between 5'4" - 5'8" (height) - Available Tuesdays and/or Thursdays during the day - Must have reliable transportation to the maurices home office, located in downtown Duluth. - Able to stand for hours at a time Location: Corporate Office-maurices-Duluth, MN 55802 Position Type: Regular/Part time Pay Range: Hourly: $19.00 - $19.00 This position is eligible for an annual incentive compensation based on company performance. How We Work: Our Smart Work program pairs the best of in‑person collaboration with the flexibility to work remotely, guided by business needs and the nature of each role. Corporate associates work at least three days a week in our offices, with teams setting core days to brainstorm, build relationships, and move work forward. The goal is simple: help you do your best work, stay connected to your team, and maintain healthy work‑life balance. What We Offer: We offer a comprehensive and competitive benefits package designed to support your health, financial security, and work-life balance. Full-time associates are eligible for a suite of benefits. Choice of three medical plans, including a PPO plan or High-Deductible plans. High-Deductible plans offer the option of a Health Savings Account, with employer contribution. Additional benefits include Dental, and Vision coverage, Flexible Spending Accounts (Healthcare and Dependent Care), Accident, Critical Illness, and Hospital Indemnity coverage, Voluntary Life, Spouse, and Child Life Insurance, and Long-Term Disability coverage. maurices provides, at no cost to our associates, Basic Life Insurance and Short-Term Disability coverage, access to our Wellbeing platform with Personify Health, and an Employee Assistance Program available for associates and their families. After 6 months of employment, you may be eligible for our 401(k), which offers an immediately vested Safe Harbor matching contribution. maurices supports continued education with our Tuition Assistance program, available after 1 year of employment. Associates also have access to PTO benefits, including vacation (with accrual or flexible options based on role), annual sick time awards, holiday pay, and two weeks of New Parent Leave for birth, adoption, or foster placement. We offer continuous opportunities for learning, connection building through Associate Resource Groups and for our Duluth based associates, free access to a state-of-the-art onsite Fitness Facility. Equal Employment Opportunity The Company is committed to hiring and developing the most qualified people at all levels. It is our policy in all personnel actions to ensure that all associates and potential associates are evaluated on the basis of qualifications and ability without regard to sex (including pregnancy), race, color, national origin, religion, age, disability that can reasonably be accommodated without undue hardship, genetic information, military status, sexual orientation, gender identity, or any other protected classification under federal, state, or local law. We do not discriminate in any of our employment policies and practices. All associates are expected to follow these principles in all relationships with other associates, applicants, or others with whom we do business.

Minnesota
$0 / hour
Appinio logo

Consumer Insights Manager

Appinio

Appinio helps companies make the right decisions using market research. The world's largest opinion network, the company collects millions of responses each day

Manager1 day ago

Role Description We are looking for a Research Consultant (m/f/d) with a passion for reporting, insights generation, and storytelling to join our Research Consulting Team in Latam. In this role, you will advise and coach clients throughout the entire market research process - from selecting the right methodology and writing questionnaires to charting, interpreting, and presenting results across a variety of projects. You will act as a true sparring partner, exciting clients about customer centricity, agile market research, and innovative methods. You will play a critical role in effectively communicating insights, with a strong focus on engaging storytelling. Additionally, you will create, interpret, and present both high-level and in-depth reports in collaboration with cross-functional teams, ensuring alignment with client expectations and needs. What you’ll be doing - Act as a sparring partner for clients in the creation, adaptation, and analysis of market research projects - Design studies (e.g., methodology, target group, sample size) - Create bespoke questionnaires across various use cases (e.g., U&A, tracking, concept testing, creative testing, MaxDiff, Conjoint) - Set up questionnaires and fieldwork on the Appinio platform - Interpret results and provide actionable recommendations; create in-depth reports when needed (including charting, design, and insights) - Present insights with a strong focus on storytelling, actionability, and clear recommendations - Collaborate closely with the Sales team on the project scoping for new customers - Manage projects and contribute to the strategic development of the Research Consulting Team and Appinio products - Integrate AI across all research steps, collaborating with the Product team to enhance AI capabilities Qualifications - More than 3 years of experience in end-to-end market research and consulting B2B clients, with strong knowledge of quantitative methods and statistics - Experience designing studies, writing questionnaires, and working across various research methods and use cases - Experience creating reports (in PowerPoint or G-Slides) based on market research data and are skilled in generating actionable insights, presenting them through clear storytelling to client-side stakeholders across different departments and seniority levels - Strategic and commercially minded approach, translating insights into business impact for clients - Fluent in English and proficient in Spanish (C2 level, spoken and written) - Enjoy working hands-on with tools and platforms, including survey programming and process optimization, combining strategic thinking with practical execution - Proactive, curious, and driven to go the extra mile to deliver high-quality outcomes, while balancing excellence and efficiency - Excellent communication skills, a pragmatic mindset, and a strong affinity for data - Cooperative and caring attitude Benefits - Flexibility Policy: No hard cap on the number of vacation days you can take - Your own MacBook as well as additional hardware to help you get set up - Temporary Work from Abroad: If you're based in the Americas, you can work outside the country for up to 4 weeks a year Additional role details - This is a fully remote position open to candidates based in Latam - This role will report directly to our Team Lead Research Americas Our interview process - Screening Call with a Talent Acquisition Partner - Interview with TL Research Americas - Case Study Interview with our TL Research Americas and with our Research Director - Executive Interview with C-Level - Reference Calls - Offer Kind reminder: Please ensure that your application is submitted in English. This post not only outlines our ideal candidate but also serves as an inspiration for what this role can evolve into. Even if you consider yourself an 80% fit but have a genuine passion for this position, we encourage you to apply. We're eager to hear from individuals who share our enthusiasm. Appinio is an equal-opportunity employer. All applicants will be considered for employment without attention to race, colour, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. Please read our privacy policy here . Learn more about us: appinio.com , LinkedIn , Xing , Kununu , Instagram

Americas + 1 moreAll locations: Americas | Latin America (LATAM)