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Premier Mortgage Associates

PMA | NMLS# 75597 | nmlsconsumeraccess.org

Junior Underwriter – Non-QM

GeneralGeneralFull TimeRemoteJuniorTeam 201-500Since 1996H1B No SponsorCompany SiteLinkedIn

Location

United States

Posted

2 days ago

Salary

$75K - $90K / year

Seniority

Junior

Bachelor Degree5 yrs expEnglish

Job Description

Junior Underwriter – Non-QM

Premier Mortgage Associates

• Responsible for assisting underwriting team by reviewing conditions and completing clear to close reviews on loans. • Review and clear underwriting conditions to ensure documents provided meet the guideline requirements. • Update LOS based on documents received and ensure the doc imaging system is properly updated as well. • Print final loan documents into the file as required. • Complete Checklist while reviewing loans for clear to close. • Ensure all requirements have been satisfied prior to issuing the clear to close. • Work with closing department to resolve discrepancies between final loan approval and closing terms (i.e. PITIA, cash to close, seller credits, etc.). • Review and clear post-closing underwriting conditions to allow for timely funding or purchasing of loans. • Ensure once all information is gathered that it is accurate, compliance standards are met, and the decision is in line with company policies and guidelines. • Communicate effectively with sales, business partners (Brokers/NDC Clients), and internal team members. • Maintain company productivity, service level and turn-time standards. • Respond to audits and post-closing issues in a timely manner. • Maintain working knowledge of Non-QM, TPO and/or NDC guidelines and policies. • Performs other related duties as assigned.

Job Requirements

  • 3+ years prior mortgage experience
  • 2+ years processing or junior underwriting experience
  • Non-QM underwriting experience preferred
  • Bachelor's Degree preferred
  • Math and critical thinking skills
  • Financial analysis
  • Strong Communication skills
  • Ability to adapt to technology
  • Working knowledge of Microsoft office
  • Ability to meet deadlines

Benefits

  • Medical Plan
  • Dental Plan
  • Vision Plan
  • GAP Insurance
  • Life Insurance paid by the company
  • Voluntary Life Insurance
  • 401K
  • Pet Insurance
  • Legal Shield/ID Shield

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