• Develop and execute licensing roadmap across EU, Latin America, Africa, South Asia, and Hong Kong for payments, e-money, remittances, and VASP/crypto-related services. • Prepare, review, and submit license applications; manage communications with regulators and government agencies. • Engage and coordinate with external legal counsel, consultants, and regulatory authorities in multiple jurisdictions. • Work closely with Compliance, Risk, and Operations teams to ensure regulatory frameworks are embedded into product and operational design. • Track regulatory developments globally, identify opportunities/risks, and advise management on market entry requirements. • Draft and maintain internal policies, licensing documentation, and regulatory reports. • Represent Coins.ph in regulatory discussions, industry associations, and working groups to support favorable licensing outcomes.

• Lead the legal work required to establish iWill, helping Wahed build a compliant and scalable US private client legal offering. • Advise on appropriate legal structures, licensing requirements, regulatory considerations, and state-by-state requirements for launching estate planning services in the US. • Work closely with Wahed leadership to shape the launch roadmap, service model, and legal operating framework. • Develop and deliver legal services relating to Wills, probate, estate administration, trusts, powers of attorney, healthcare directives, and wider estate planning matters. • Draft, review, and maintain client-facing legal documents, templates, precedents, workflows, and guidance notes. • Ensure all services are legally robust, client-friendly, and suitable for Muslim families seeking faith-aligned legacy planning. • Support the development of Shariah-conscious estate planning solutions that align with US legal requirements and Islamic inheritance principles. • Advise on charitable legacy planning, waqf-inspired structures, donor-advised arrangements, charitable trusts, and planned giving solutions. • Help position iWill as a trusted service provider for clients seeking to protect their families and leave a meaningful legacy. • Provide legal input on federal and state estate tax, gift tax, trust administration, probate, and inheritance planning considerations. • Identify legal, regulatory, tax, and operational risks and recommend practical, commercially sound solutions. • Work with external counsel and advisers where required to ensure compliance across relevant US jurisdictions. • Partner with product, compliance, operations, marketing, technology, and customer experience teams to build a scalable legal service. • Help design efficient client journeys, digital workflows, internal policies, and operational processes for iWill and iWaqf. • Support training, knowledge-sharing, community education, and go-to-market activity for the US estate planning offering. • Work with the iWill Solicitors leadership in the UK to grow and develop the business.

• Advise on corporate, commercial, employment, and operational matters; • Draft, review key contracts, policies and terms of service; • Support governance, entity management, and compliance matters; • Work with internal teams and external counsel to manage risk and resolve issues; • Support HR, legal templates, and new launches.

• Review, draft, negotiate, and amend a wide range of commercial contracts, including service agreements, SaaS agreements, consulting agreements, NDAs, partnership agreements, vendor contracts, and customer agreements • Analyze and adapt non-standard contracts received from clients, partners, suppliers, and other third parties • Ensure contracts comply with applicable laws and regulations, with a particular focus on UK jurisdiction • Identify legal, financial, and operational risks and provide practical recommendations to stakeholders • Support contract negotiations with clients and vendors to achieve commercially favorable outcomes • Collaborate closely with business, sales, operations, finance, and management teams on contractual matters • Manage the full contract lifecycle, from drafting and negotiation through execution and renewal • Develop and improve contract templates, clause libraries, and internal legal processes • Conduct legal research on contractual and commercial law matters across various jurisdictions • Maintain accurate contract records and ensure proper document management practices