• Verify insurance eligibility, benefits, and coverage. • Determine patient financial responsibility, including copays, deductibles, and coinsurance. • Obtain and manage prior authorizations, referrals, and pre-certifications. • Maintain accurate insurance documentation in EMR/EHR systems. • Communicate coverage details and financial obligations to patients and staff. • Resolve eligibility, authorization, and insurance-related issues. • Ensure HIPAA compliance and adherence to healthcare regulations. • Collaborate with clinical, scheduling, and billing teams to support accurate reimbursement. • Follow up with insurance carriers and maintain detailed verification records. • Perform other duties related to the position as assigned.

Role Description We are seeking motivated, coachable individuals to join our team as Entry-Level Life and Health Insurance Agents. This is a fully remote position with inbound leads provided — no cold calling required. You’ll receive comprehensive training and support to help families secure the protection they need through: - Term life insurance - Whole life insurance - IULs (Indexed Universal Life) - Health insurance - Critical illness coverage Key Responsibilities - Consult with inbound leads to understand their needs and recommend suitable life and health insurance solutions - Educate clients on coverage options in a clear, honest, and pressure-free manner - Guide clients through the application and underwriting process - Build long-term relationships by providing exceptional service - Consistently follow up with leads and clients to help them make informed decisions - Work toward personal production goals while contributing to team success Qualifications - Entry-level candidates welcome — no prior insurance experience required - Strong communication and interpersonal skills - Self-motivated with a desire to help others - Coachable and eager to learn - Reliable with access to a computer, internet, and phone - Must be willing to obtain a Life and Health insurance license (we’ll guide you through the process) - Sales or customer service experience is a plus but not required Benefits - 100% Remote Work – Work from the comfort of your home - Inbound Leads Provided – No cold calling or prospecting required - High Commission Structure – Earn 80% – 145% on policies sold (first-year commission) - Residual Income – Earn ongoing renewal commissions on certain policies for true passive income potential - Uncapped Commissions – No limit on how much you can earn - Career Growth – Clear path to advance into leadership and management roles as you develop your skills and production - Comprehensive training and ongoing mentorship - Access to multiple top-rated insurance carriers - Flexible schedule with the ability to build your own book of business Compensation This is a commission-only position with high earning potential and no cap. Top performers consistently earn six figures within their first year through a combination of new business commissions and residual income. Your success directly determines your income. Ready to Build Your Legacy? If you’re looking for a remote opportunity where you can make a real impact, earn uncapped income, and grow into leadership, we want to hear from you!

• Estamos buscando Agentes de Ventas para comercializar nuestra amplia gama de productos financieros. • Tu rol principal será la prospección de clientes a través de diversas estrategias, como el cambaceo, llamadas telefónicas y referidos. • Además, serás responsable de ofrecer y comercializar los productos de Inbursa, brindando asesoramiento personalizado a cada cliente.

Role Description The ABA Authorization Specialist is responsible for managing the authorization process for ABA therapy services, ensuring clients receive timely access to care while maintaining compliance with insurance requirements and company policies. This role works closely with clinical teams, insurance payers, and internal departments to obtain, track, and maintain service authorizations while supporting uninterrupted care for our clients. The ideal candidate is highly organized, detail-oriented, and experienced in healthcare authorizations, with a strong understanding of insurance processes and payer requirements. - Submit, track, and manage initial, concurrent, and reauthorization requests for ABA therapy services. - Monitor authorization status and proactively follow up with insurance providers to ensure timely approvals and prevent interruptions in care. - Track authorization utilization and expiration dates, ensuring renewal requests are submitted within required timeframes. - Communicate authorization approvals, denials, modifications, and requests for additional information to internal stakeholders. - Collaborate with BCBAs and clinical teams to obtain treatment plans, assessments, progress reports, and supporting documentation required for authorization submissions. - Verify payer authorization requirements and maintain knowledge of commercial insurance, Medicaid, and managed care guidelines. - Assist with resolving authorization-related issues, denials, and appeals. - Maintain accurate authorization records and documentation within CentralReach and other company systems. - Ensure compliance with payer requirements, HIPAA regulations, and company policies. - Support authorization reporting, audits, workflow improvements, and other administrative functions as needed. Qualifications - Associate's or Bachelor's degree in Healthcare Administration, Business Administration, Psychology, or a related field preferred. - Minimum of 2 years of experience in healthcare authorizations, insurance verification, utilization management, or a related healthcare administrative role. - Experience with ABA therapy authorizations strongly preferred. - Knowledge of insurance authorization processes, commercial payers, Medicaid, and managed care plans. - Proficiency with CentralReach, including the Authorizations Module. - Strong working knowledge of Google Workspace, including Google Sheets, Docs, Gmail, and Drive. - Exceptional organizational skills and attention to detail. - Excellent written and verbal communication skills. - Ability to manage multiple priorities and meet deadlines in a fast-paced environment. Requirements - Experience in behavioral health, ABA, or pediatric healthcare preferred. - Familiarity with authorization appeals and denial management preferred. - Experience working with multiple insurance payers across various states preferred. Benefits - Hourly Rate: $24-25 per hour (DOE) - Flexible schedules - Health, Dental, Chiropractic, and Vision Insurance - Critical Illness, Voluntary Life, Accident, Hospital Confinement, and Basic Life Insurance - 401(k) - Pet Insurance Discounts - Paid Time Off - Company-Paid Holidays (6 fixed holidays and 3 floating holidays) - Professional Development Assistance - Employee Referral Program - Tuition Reduction for Partnered Universities, including National University, California Southern University, Vanguard University, Capella University, and Purdue Global