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Director, Product Management – A2A & Money Movement
Location
United States
Posted
33 days ago
Salary
$160K - $210K / year
Seniority
Lead
Job Description
Director, Product Management – A2A & Money Movement
NMI
• Own the product vision and multi-year roadmap across A2A rails: ACH (standard and same-day), RTP, FedNow, push-to-card, open banking, disbursements, and payouts • Define the business case and go-to-market strategy for each money movement capability with clear revenue targets, margin expectations, and partner adoption metrics • Build and manage a product P&L for the money movement value stream; review quarterly with Finance and report outcomes to CPO • Develop deep understanding of partner and merchant use cases—disbursements, refunds, insurance payouts, earned wage access, B2B transfers, settlement, payroll, and collections—and translate them into a differentiated product strategy • Lead bank, ODFI/RDFI, and payment network relationships (Nacha, The Clearing House, FedNow Service, etc.) in partnership with Business Development • Partner with Engineering leadership on ledger, settlement, reconciliation, and fraud/risk architecture for A2A rails • Define bank account verification strategy—micro-deposits, instant verification, open banking connectivity—and own the partner integration approach • Establish fraud, compliance, risk, and operational frameworks for A2A products in collaboration with Legal, Compliance, Risk, and Payment Ops • Champion A2A capabilities internally and externally, building awareness and advocacy across Sales, Partner Success, and peer product teams to drive cross-functional alignment and surface new use cases • Drive cross-sell and upsell of A2A capabilities into NMI's existing partner base of 6,000+ ISOs and ISVs • Build, manage, and develop a team of PMs and Designers: set OKRs, maintain growth plans, run performance management • Use AI tools actively in your workflow—spec writing, competitive analysis, customer feedback synthesis, discovery acceleration—and set that expectation for your team • Represent A2A externally: customer workshops, sales calls, industry conferences, and written thought leadership • Contribute to NMI product culture: share market insights, mentor PMs across value streams, participate in hiring and onboarding
Job Requirements
- 8+ years in product management with at least 5 years in payments or financial services
- Hands-on experience owning A2A payment products—ACH, RTP, FedNow, push-to-card, or open banking—not just card processing. You understand the rails, the rules, and the risks.
- Demonstrated track record of building and growing revenue-generating payment products: defining pricing, owning a product P&L, and driving partner GTM execution
- 3+ years managing a team of PMs, with a track record of developing talent and raising the bar
- Experience leading and scaling geographically distributed teams in a fast-paced, high-performance business unit
- Experience leading product through a corporate acquisition, including integration strategy, platform consolidation, and team culture alignment
- Player/coach mentality: you write the strategy doc and still review the acceptance criteria. You don't disappear into leadership abstraction.
- Strong commercial instincts—you connect every product decision to revenue impact, partner growth, merchant volume, and customer satisfaction
- Deep experience working directly with customers, defining personas, jobs to be done, and creating customer feedback loops
- Experience partnering directly with Engineering on payment system architecture: ledgers, settlement, reconciliation, return handling, and exception processing
- Proven use of data-driven insights to quickly identify key performance drivers and inform prioritization
- Exceptional execution skills with a bias towards action, rapidly anticipating and adapting to shifting priorities
- Fluent with AI tools for product work—you use them daily and expect your team to do the same
- Exceptional communicator: you can present a three-year vision to the CPO and explain ACH return codes to a new partner in the same day
- Proven ability to operate in ambiguity and build structure where none exists.
Benefits
- A remote first culture!
- Competitive compensation and benefits
- Personal growth and advancement opportunities
- Flex PTO & dedicated sick time
- Health, Dental and Vision Insurance
- Life, ADD, Short-term and Long-term Disability insurance
- 401k matching up to 4% after two months of service
- Flexible Spending Account
- Paid Parental Leave
- Company volunteer days
- Employee referral program
- Bonusly colleague recognition
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