Role Description Responsible for underwriting mortgage loans, including government loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality while adhering to the requirements of Federal registration under the SAFE Act. - Underwrite conventional (conforming and non-conforming) FHA, VA residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting. - Ensures loans are in compliance with investor requirements, federal and state laws and regulations. - Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. - Responds to and resolves any post-closing issues to ensure loan saleability. - Assist management to clear conditions and expedite loan closings. - Keep informed of current practices in loan underwriting. - Take initiative to keep current on changes in investor and M&T guidelines. - Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. - Promote an environment that supports belonging and reflects the M&T Bank brand. - Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. - Complete other related duties as assigned. Qualifications - Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 4 years mortgage underwriting experience, and Direct Endorsement (DE) or LAPP approval. - OR Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 5 years underwriting experience to include 2 years' experience on a unique product (CRA, construction, State Bond, etc.). - OR Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 6 years conventional underwriting experience. - Full knowledge of credit risk. - Understanding of appraisals. - Thorough knowledge of DU/LP valuations (automated underwriting). - Knowledge of applicable industry tools to ensure saleability. - Strong verbal and written communication skills with ability to interact with all levels. - Thorough knowledge of conforming and non-conforming guidelines. - Sound saleable decisions. - Understanding of risk assessment of both credit and collateral process and the impact to the saleability of individual loans. Requirements - None. Benefits - M&T Bank is committed to fair, competitive, and market-informed pay for our employees. - The pay range for this position is $26.00 - $43.34 Hourly (USD). - The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. - The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America

Role Description TRM Labs is looking for a Growth Lead, Consumer Fraud Reporting to protect and grow Chainabuse — the open consumer fraud reporting platform that is one of TRM's most valuable data assets. This is a sole-owner growth seat: you set the strategy, run the channels, build the partner integrations, write the briefs, ship the content with AI-assisted execution, and report on the metric that matters. The metric is vetted, indexed reports flowing into Chainabuse and TRM BI. The impact you will have: - Own the top of the funnel for Chainabuse. - Set the baseline, the quarterly targets, and the channel mix (SEO, content, paid, social, community, email) that lifts vetted report submission volume. - Build and operate the partner integrations that route reports from where victims already are: exchange complaint flows, wallet provider scam-detection, victim-support advocacy orgs, and LE referral pipelines. - Run partner discovery, scoping, legal review, integration spec, launch, and post-launch reporting yourself. - Win scam-related queries on Google and on the AI-search surfaces (Perplexity, ChatGPT Search, Google AI Overviews). - Use AI as default first move across content drafting, SEO topic generation, multilingual translation, partner outreach, and analytics summarization. - Set and enforce the victim-facing tone-of-voice. - Operate as a one-person team: brief contractor and AI resources, kill what is not working, double down on what is, and report cleanly to Marketing leadership. Qualifications - 5+ years growth marketing experience, with at least one role scaling a consumer reporting, UGC-data, or community-data product on a measurable baseline. - A public-facing portfolio you can point to: pages you grew, integrations you shipped, communities you built, or queries you won. - Demonstrated AI fluency. Comfortable using AI tools daily across content, research, outreach, translation, and analytics. - Strong SEO and content fluency; comfortable with Search Console, Ahrefs / Semrush, and the emerging GEO discipline (Perplexity, ChatGPT Search, Google AI Overviews citation patterns). - Partner integration track record: has run exchange, platform, or advocacy-org integrations end-to-end without a BizDev function. - Editorial taste. Demonstrably good at writing copy that supports a recently-scammed audience without being patronizing or alarming. - Comfortable operating as a one-person team. Briefs creative, ships fast, owns the metric. - Bonus: crypto, financial crime, fraud, or victim-advocacy domain background. - Bonus: multilingual reach. Benefits - High velocity, high ownership team that expects clarity, follow-through, and impact. - Work that often requires operating with a high degree of ambiguity. - A high level of personal ownership and accountability. - Close collaboration across teams and functions. - Frequent, high-touch communication. - Creative problem solving and out-of-the-box thinking. - A pace that rewards urgency, adaptability, and outcomes. Company Description TRM Labs provides AI-powered intelligence solutions that help public and private sector agencies investigate and disrupt crime. TRM's platforms enable investigators to trace illicit activity, build cases, and construct operating pictures of threat networks. Leading agencies and businesses worldwide rely on TRM to make the world safer and more secure.

Role Description TRM Labs is looking for a Member Growth Lead, Beacon Network (also considered Ecosystem Marketing Lead, Beacon Network, depending on candidate strength) to scale TRM's intelligence-sharing network across crypto exchanges, financial institutions, wallet providers, and adjacent compliance and risk teams. Beacon Network is the place these teams come to share scam, fraud, sanctions, and threat signals and to learn from each other. This is a sole-owner growth seat: you set the strategy, run the member acquisition motion, drive the engagement loop, ship the ecosystem marketing program, and report on the metrics that matter. The metrics are active members, signals contributed, signals consumed, and category visibility. The impact you will have: - Own the top of the funnel for Beacon Network membership. - Set the baseline, the quarterly targets, and the channel mix that lifts active member count across exchanges, FIs, wallet providers, and adjacent compliance/risk teams. - Own the engagement loop: signals contributed, signals consumed, member-to-member intros, peer roundtables, member-led content. - Set the cadence for member success programming (onboarding, monthly value reports, quarterly business reviews). - Ship Beacon Network's category visibility program: industry events, peer roundtables, partner co-marketing, analyst engagement, and category content. - Use AI as default first move for event briefs, content drafting, and partner research. - Be the single human source of member feedback into the Beacon Network product/partnerships team. - Run a weekly product-feedback cycle. Turn the field signal into a roadmap. - Coordinate with the Chainabuse Growth Lead (sister role) and the broader Marketing org on shared community surfaces, shared events, and consistent category positioning. - Operate as a one-person team. Brief contractor and AI resources, ship fast, kill what is not working, and report cleanly to Marketing leadership. Qualifications - 5+ years marketing experience, with at least one role scaling an enterprise member network, industry consortium, or B2B community on a measurable baseline. - A public-facing track record you can point to: members you acquired, networks you grew, events you ran, communities you built. - Demonstrated AI fluency. Comfortable using AI tools daily across content, research, outreach, event briefs, and analytics. - Compliance/fraud/risk domain credibility (or a credible plan to build it). - Comfortable engaging with compliance, financial crime, and risk leaders at exchanges, FIs, and wallet providers. - Track record running peer roundtables, exec dinners, or industry-event programs end-to-end without a dedicated Events team. - Comfortable operating as a one-person team. Briefs creative, ships fast, owns the metric. - Bonus: crypto, financial crime, AML, fraud, or security domain background. - Bonus: prior ISAC/ISAO or industry-consortium operating experience. Benefits - High velocity, high ownership team that expects clarity, follow-through, and impact. - Environment that rewards urgency, adaptability, and outcomes. - Close collaboration across teams and functions. - Creative problem solving and out-of-the-box thinking. Company Description TRM Labs provides AI-powered intelligence solutions that help public and private sector agencies investigate and disrupt crime. TRM's platforms enable investigators to trace illicit activity, build cases, and construct operating pictures of threat networks. Leading agencies and businesses worldwide rely on TRM to make the world safer and more secure. TRM is a Series C company with $220M in total funding, backed by Blockchain Capital, Goldman Sachs, Bessemer, Y Combinator, Thoma Bravo, and others. Headquartered in San Francisco, TRM operates as a distributed-first company with hubs in Los Angeles, San Francisco, New York, Washington D.C., London, and Singapore.

• Outbound calls and emails to existing members — warm conversations, no cold prospecting • Guiding members through the Superpower Marketplace and recommending the right products for their goals • Revenue per member you talk to — this is the number you're measured on • Keeping the CRM clean and sharing what's working so we improve over time