Mashreq logo
Mashreq

We are Mashreq - Inspiring you to Rise Every Day

Senior Associate-Analytics. Credit Risk Modelling & IFRS9

ManagerManagerFull TimeRemoteSeniorTeam 1,001-5,000Since 1967H1B No SponsorCompany SiteLinkedIn

Location

India

Posted

7 days ago

Salary

0

Seniority

Senior

No structured requirement data.

Job Description

Senior Associate-Analytics. Credit Risk Modelling & IFRS9

Mashreq

Role Description Support enhancement and implementation of Bank-wide IFRS 9 Models and Assess Risk Appetite for retail portfolio. Review and Create various Risk and Regulatory models and recommend remedial actions. Key Result Area - Responsible for support towards development, implementation and maintenance of credit scoring models/assessment tools, strategies and capital estimate modeling of PD, LGD, EAD and macroeconomic that apply to retail portfolios across life cycle. - Develop and enhance regulatory models related to ICAAP and Stress Testing. - Monitor, Document and communicate the functionality of credit risk methods & models to various stakeholders. - Provide recommendations to update the model based on latest data and analysis. - Prepare / support ERM on regulatory reports relating to retail credit portfolio in-line with internal & regulatory requirement. - Assist in enhancement of IFRS 9 methodology, development of Basel models for the retail portfolio. - Enhance and maintain model governance framework for retail portfolio. - Deploy the models on decision system and work with IT for effective maintenance of the scoring related information. - Identify analytical opportunity across credit life cycle – Acquisition, Portfolio Management and Collection. - Required to develop data-driven analytics to monitor the asset quality and minimize the credit risk of retail portfolio. - Carry out analytical projects together with policy when credit events warrant as required. - Ensure timely communication of scorecard monitoring and validation along with insights and recommendation. - Drive Expected Credit Loss (ECL) computation that is necessary for the impairment reporting of assets classified as amortized cost and fair value through other comprehensive income. - Liaise with IT and respective parties to source and determine the data for impairment. - Analyze data and perform back-testing/stress-testing of the IFRS 9 models to measure the model performance. - Identify the model risk and provide solution and recommendations to the stakeholders; influence stakeholders to close the gaps in the recommendation. - Perform risk analysis and risk identification of all processes conducted in the IFRS 9 ECL computation according to guidelines under the Bank-wide Risk Framework. - Define new controls and key control indicators of relevant processes and remedial actions in case of ineffectiveness of existing controls. - Prepare IFRS 9 model validation report for board submission and monitor all outstanding matters in the validation and report to the board. - Extensive coordination and communication with all stakeholders. - Manage interface with regulators, external and internal auditors in relation to models in use and validation. - Provide support to Impairment committees and relevant meetings coordinating agenda, presentation packs and preparation of minutes. - Oversee and coordinate submission of documents to Internal as well as External Audit and ensure action plans address audit issues raised and are closed on a timely basis. - Perform maintenance and changes of policies and documentation. - Set, establish, and deliver on multiple priorities in a timely manner. - Contribution to the formulation of a successful growing team. - Perform other duties as assigned. Operating Environment, Framework and Boundaries, Working Relationships - Regular interaction and working relationship with: - Enterprise Risk Management - Regulators, internal and external auditors - Segment Heads - Business and Marketing - Group Finance and CAD - Credit Systems - Executive Management Problem Solving - Strong analytical and problem-solving skills. - Have a solid understanding of credit scorecard concepts and best practices in risk modeling. - Have strong prior end-to-end experience with respect to scorecard development, implementation, refinement and validation within either a retail or wholesale environment. - Ability to put structured solution framework to unstructured problems. Decision Making Authority & Responsibility - Execution of Retail models, Basel and IFRS9 ECL models. - Ensure model implementation is compliant with Regulatory requirements. - Be responsible for model changes and authorization thereof. - Ensure seamless validation of model results. - Ensure model ‘black box’ integrity – model confidentiality. Knowledge, Skills and Experience - One-year of experience in risk analytics/risk modeling. - One-year hands on experience in model building methodologies, implementation and compliance. - Good understanding of IFRS 9 standards driving Expected Credit loss computational activities and impairment measurement in Financial Reporting. - Understanding of Data Quality Management Framework. - Experience/ understanding of process mapping, governance activities, writing of policies and committee management in a Risk function of a financial institution. - Focused and organized, with ability to prioritize and deliver effectively under strict timelines. - Strong inter-personal and communication skills to work effectively with stakeholders from different functions; comfortable in building relationships at various levels and across geographies. - Sound grounding Basel norms and modeling techniques. - Degree in Quantitative / Statistics / Actuarial Science / Mathematics (Finance exposure would be a plus). - Strong analytical, numerical, research and problem-solving skills. - Have programming experience of SAS, Oracle, Python/R, Microsoft and web-based systems. - Ability to present technical concepts for business understanding. - Self-motivated person with a high level of drive, dedication and desire to excel consistently. - Team player, self-starter, innovative and highly motivated. Company Description The leading financial institution in MENA. While more than half a century old, we proudly think like a challenger, startup, and innovator in banking and finance, powered by a diverse and dynamic team who put customers first. Together, we pioneer key innovations and developments in banking and financial services. Our mandate? To help customers find their way to Rise Every Day, partnering with them through the highs and lows to help them reach their goals and unlock their unique vision of success. Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value. We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.

Related Categories

Related Job Pages

More Manager Jobs

ON Partners logo

Enterprise Delivery Manager – Data Services

ON Partners

Pure-play retained executive search designed for the way you work.

Manager7 days ago
Full TimeRemoteTeam 51-200Since 2006H1B No Sponsor

• The Enterprise Delivery Manager serves as a senior delivery and strategy leader responsible for organizing and overseeing enterprise-wide data initiatives. • This role ensures the successful execution of projects spanning data integration, governance, quality, and strategy, aligning them with organizational objectives to enable trusted, actionable insights across the business. • This leader combines strategic vision with hands-on delivery oversight—guiding teams, driving alignment between business and IT, and establishing the processes and frameworks that enable data as a true enterprise asset.

United States
$180K - $210K / year
Full TimeRemoteTeam 201-500H1B No Sponsor

Role Description As a Territory Manager, you'll play a critical role in growing Revanix's presence in the market while supporting our expansion efforts into adjacent territories. This is an ideal opportunity for early-career professionals or those breaking into medical device sales to develop expertise in the biomedical repair sector. You'll build relationships with key decision-makers at hospitals and surgery centers, present our world-class repair solutions, and ensure exceptional customer satisfaction. Your success directly impacts clinical equipment availability and patient care across multiple healthcare facilities. What You'll Do - Account Development & New Business - Identify and prospectively contact new hospital and surgery center accounts within the territory to expand Revanix's customer base. - Develop and present compelling value propositions that demonstrate how Revanix repair services reduce equipment downtime and optimize clinical asset utilization. - Build and maintain a strong professional network within the healthcare and biomedical service community to generate referrals and partnership opportunities. - Conduct needs assessments with prospective clients to understand their equipment maintenance challenges and position Revanix solutions as the ideal fit. - Account Management & Customer Relationships - Manage and nurture existing client accounts to ensure high satisfaction, service quality, and contract renewals. - Serve as the primary point of contact for assigned accounts, coordinating with Revanix's service and technical teams to deliver exceptional support. - Monitor account health, identify growth opportunities through cross-selling and upselling, and develop account plans that drive revenue expansion. - Proactively follow up with clients to gather feedback, resolve concerns, and ensure alignment with service delivery expectations. - Territory & Market Expansion - Execute market expansion strategy within the Atlanta territory (2-hour radius) and travel monthly to adjacent markets to build relationships and pipeline. - Analyze territorial performance data and market trends to identify growth opportunities and gaps in current market coverage. - Collaborate with sales leadership to develop territory-specific strategies that drive both new customer acquisition and account retention. - Sales & Communication - Create and deliver compelling presentations that highlight Revanix's repair expertise, ISO certification, and quality standards to hospital administrators and clinical engineering teams. - Prepare accurate sales forecasts and maintain detailed records in our CRM system to support pipeline visibility and performance tracking. - Communicate professionally and persuasively with decision-makers at all levels—from clinical engineers to C-suite executives—adapting your message to each audience. Qualifications - Sales and business development experience, including lead generation, prospecting, relationship building, and account management. - Excellent communication and presentation skills with the ability to clearly articulate technical value to non-technical buyers. - Ability to work independently to meet sales goals while collaborating effectively as part of a team. - Proficiency with CRM software and Microsoft Office (Outlook, Word, Excel, PowerPoint). - Self-motivation, resilience, and a positive attitude—especially important as you develop your territory and sales pipeline. Requirements - Medical device or pharmaceutical sales experience (preferred). - Bachelor's degree or equivalent professional experience (preferred). - Bilingual Spanish/English capability (preferred). - Familiarity with hospital operations, clinical engineering departments, or healthcare procurement processes (preferred). Benefits - Competitive base salary of $50,000–$60,000, plus uncapped commission, with total on-target earnings of $90,000–$120,000 annually for strong performers. - Comprehensive benefits package including: - Medical, dental, and vision coverage. - 401(k) plan. - Paid time off. - Long-term incentives, which may include equity awards. - Career and professional development through training, coaching, and new experiences. - Hybrid culture with new & beautiful workspaces that balance flexibility, collaboration, and productivity. - Inclusive and diverse community of passionate professionals learning and growing together.

United States
$50K - $120K / year
Tiger Analytics Inc. logo

Manager - Immigration

Tiger Analytics Inc.

Tiger Analytics is a fast-growing advanced analytics consulting firm, recognized as a trusted analytics partner for multiple Fortune 500 companies, enabling them to generate business value from data.

Manager7 days ago

Role Description Tiger Analytics Inc. is seeking an experienced and dedicated Manager - Immigration (North America) to lead and manage our immigration processes supporting employees and clients in the North American region. This role will play a critical part in ensuring compliance with U.S. and Canadian immigration laws and policies, managing complex immigration cases and overseeing a team to facilitate efficient immigration operations. The successful candidate will collaborate closely with internal stakeholders, external counsel, and government agencies to ensure timely and accurate filings, while providing strategic guidance on immigration matters that impact the workforce. - Team Leadership & Strategy: Lead, mentor, and scale the immigration team. Serve as the primary point of contact for team members and senior stakeholders, providing expert guidance on complex immigration inquiries. - Case Management & Review: Oversee a variety of US and Canadian immigration cases. Personally review and prepare high-level immigration applications, petitions, and business travel documentation for submission to relevant authorities. - Process & Compliance Architecture: Develop, implement, and optimize robust internal processes to ensure 100% compliance with evolving US and Canadian immigration laws and regulations (including H1B, DOL PERM, and Canadian immigration pathways). - Client & Stakeholder Coordination: Coordinate closely with internal clients and mobility teams to gather necessary documentation, managing expectations and providing empathetic, clear guidance throughout the lifecycle of the immigration process. - Deadline & Pipeline Management: Rigorously track and manage critical case milestones and deadlines to ensure flawless, timely submissions and absolute regulatory compliance. Qualifications - Mid-to-Senior level experience specifically managing end-to-end US and Canadian corporate immigration workflows. - Proven track record in a leadership or managerial capacity. - Deep knowledge of the US Immigration Process (H1B, PERM, L1, etc.) and the Canadian immigration process (Express Entry, LMIA, Work Permits), alongside business travel facilitation. - Exceptional organizational skills with a laser focus on deadlines, compliance risk mitigation, and document accuracy. - Outstanding interpersonal skills with the ability to translate complex legal jargon into clear, actionable advice for employees and business leaders. - Bachelor’s Degree in Human Resources, Business Administration, Legal Studies, or a related field. Benefits - Take full ownership of a business-critical function and shape our talent mobility strategy across North America. - Work in a collaborative, forward-thinking environment that values innovation, diversity, and continuous professional growth. - Enjoy the balance of a fully remote work setup while staying connected with a global team.

Northern America
Quest Diagnostics logo

Senior Manager, Resolute Billing

Quest Diagnostics

A Fortune 500 company cited on the S&P 500 Index, Quest Diagnostics is a healthcare products and services provider offering diagnostic testing to 1-in-3 U.S. ad

Manager7 days ago

Role Description The Resolute Application Manager provides day-to-day leadership for the Epic Resolute Professional Billing (PB) application team, ensuring the system fully supports Quest Diagnostics’ revenue cycle, operational, and financial goals. This role is responsible for guiding the team that configures, maintains, and optimizes our critical billing systems. Reporting to the Leader of Epic Resolute, this manager will translate strategic business needs into technical execution. The core focus is on maximizing team performance, ensuring the quality and integrity of all system builds, and delivering an optimized, high-quality billing experience. Qualifications - Experience in managing application teams, specifically in billing systems. - Strong understanding of revenue cycle management. - Ability to translate business needs into technical solutions. - Proven leadership skills. Requirements - Experience with Epic Resolute Professional Billing application. - Strong analytical and problem-solving skills. - Excellent communication and interpersonal skills. Benefits - Pay Range: $150,000 - $170,000 / year - Encouragement for veterans to apply. Company Description - Equal Opportunity Employer: Race/Color/Sex/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Vets or any other legally protected status. - Quest Diagnostics honors our service members and encourages veterans to apply. - We do not accept unsolicited resumes from agencies.

United States
$150K - $170K / year