Role Description - Internal Rating Model Development - Design, develop, calibrate, and validate: - Corporate Rating Models (A-Card) - Retail/SME Scorecards (B-Card) - Define rating methodologies and risk segmentation. - Establish rating scales, score-to-grade mapping, and overrides. - Assess discriminatory power and model stability. - Credit Risk Parameter Modelling - Develop and maintain: - Probability of Default (PD) - Through-the-Cycle (TTC) PD models - Point-in-Time (PIT) PD models - Migration and transition matrix models - Vintage and cohort analysis - Loss Given Default (LGD) - Workout LGD models - Downturn LGD estimation - Recovery rate modelling - Collateral effectiveness assessment - Exposure at Default (EAD) - Credit Conversion Factor (CCF) models - Utilization and drawdown models - Exposure forecasting methodologies - Early Warning System (EWS) - Define risk indicators and trigger frameworks. - Develop predictive models for deterioration detection. - Create customer-level risk monitoring frameworks. - Assess EWS effectiveness and false-positive rates. - Concentration Risk Management - Measure: - Single obligor concentration - Industry concentration - Geographic concentration - Product concentration - Develop concentration risk metrics and dashboards. - Support ICAAP and economic capital assessments. - Credit Risk Limit Management - Define portfolio and counterparty risk limits. - Develop limit utilization monitoring frameworks. - Support risk appetite implementation. - Produce management and regulatory reports. - Credit Stress Testing - Design macroeconomic stress testing frameworks. - Develop stressed PD, LGD, and EAD methodologies. - Build scenario-based portfolio impact models. - Support ICAAP and regulatory stress testing exercises. - Quantify impacts on: - Capital - Provisioning - Profitability - Risk-weighted assets (RWA) - Model Validation & Governance - Perform: - Back-testing - Benchmarking - Sensitivity analysis - Stability testing - Override analysis - Prepare model documentation. - Participate in model governance committees. - Address regulatory and audit findings. Qualifications - Risk Management - Basel II / Basel III / Basel IV - IFRS 9 - ICAAP - Stress Testing - Credit Portfolio Risk Management - Statistical Modelling - Logistic Regression - Survival Analysis - Decision Trees - Machine Learning techniques - Time Series Analysis - Model Calibration Techniques Technical Skills - Python - SQL - Excel/VBA Preferred Platform Experience - OFSAA Risk Management Suite - SAS Credit Risk Solutions - Moody's Analytics - FIS Risk Solutions - Experian Credit Risk Platforms Experience - Minimum: 8+ years in Credit Risk Modelling - Preferred: Experience building or validating: - PD Models - LGD Models - EAD Models - Internal Rating Models - Stress Testing Models - Banking domain experience in: - Corporate Banking - Retail Banking - SME Banking - Regulatory interaction experience

• Search for and confirm travel reservations for customers • Possess a strong understanding of client travel policies and consistently provide policy consultation to customers • Fulfill all requests related to regulatory requirements • Provide clients with required industry information, such as lowest fares, fare change fees, and penalties • Identify opportunities to review operational processes and commercial relationships with clients and recommend improvements • Maintain, actively communicate, and continuously expand knowledge of the various travel sectors supported

• gain experience through various projects, ranging from small, one-off projects to larger, longer-duration projects • Strong quantitative & presentation skills (Data Analytics, advanced Excel & PowerPoint) are required • assist and manage workstreams within various client projects, such as operational and opportunity assessments, strategic sourcing, spend assessments, and other procurement and supply chain consulting activities for various consulting and internal projects • report to a Project Manager for each project

Title: IAM Consultant (German) Locations: Katowice, Poznań, Kraków, Opole, Wrocław, Lublin, Gdańsk, Warszawa, Bydgoszcz Permanent Experienced Professionals Cybersecurity ID 489232-en_GB Job Description: Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you'd like, where you'll be supported and inspired by a collaborative community of colleagues around the world, and where you'll be able to reimagine what's possible. Join us and help the world's leading organizations unlock the value of technology and build a more sustainable, more inclusive world. Your Role You will design and implement IAM and network automation solutions, ensuring secure access to systems and data. You will work with cloud technologies and support transformation initiatives in an international environment. Your Tasks - Implement IAM solutions and manage access controls - Automate infrastructure using Terraform or Ansible - Support CI/CD pipelines - Apply security best practices - Troubleshoot and resolve technical issues - Collaborate with stakeholders Your Profile - Experience in IAM, cybersecurity, or networking - Knowledge of Terraform/Ansible; scripting is a plus - Understanding of networking (DNS, TCP/UDP, firewalls) - Familiarity with CI/CD and cloud environments - Strong problem-solving and communication skills - Communicative German (B2/C1) - Communicative English (min. B2) - Willingness to learn and adapt Need to know - Security clearance eligibility (SÜ2) required - 60% remote / 40% onsite Get to know us Capgemini is committed to diversity and inclusion, ensuring fairness in all employment practices. We evaluate individuals based on qualifications and performance, not personal characteristics, striving to create a workplace where everyone can succeed and feel valued. About Capgemini Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organizations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of over 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations.