Brighthouse Financial is an insurance company that is working “to help people achieve financial security.” The company, as an employer, aims to cultivate a
Actuarial Associate
Location
North Carolina
Posted
63 days ago
Salary
0
Seniority
Senior
No structured requirement data.
Job Description
Actuarial Associate
Brighthouse Financial
Title: Actuarial Associate (Charlotte, NC (Hybrid) or Remote) Location: North Carolina Job Description: Where you’ll work: Our flexible, hybrid work model offers the option to work remotely or in the office. How you’ll contribute: As an Actuarial Associate, you’ll be responsible for deliverables related to our variable annuities and flagship registered-index-linked annuity product, Shield. This position supports the Liability Analysis and Services team and is responsible for production and analysis that informs hedging-related reporting, attribution, and strategy. In this role, you’ll get to: - Own the monthly production of asset results for variable annuities and Shield products in the PathWise environment; support the production of attribution results, sensitivity grids, and ad hoc runs. - Conduct hedging analysis, including sensitivity testing, attribution, and forward-looking estimation for variable annuities and our flagship registered-index-linked annuity product, Shield. - Identify, measure, and propose solutions to enhance hedge strategy; review hedge performance. - Develop deep expertise in our asset and liability models; perform model updates, testing, review, and investigation as needed. - Analyze drivers of results and communicate insights to management. - Create and improve analytical tools and processes to enhance efficiency. - Coordinate with stakeholders to maintain consistency in production processes and deliverable schedules, assumptions, and modeling methodologies; stay up to date on regulatory and reporting changes. - Partner with the model development team to request, document, and approve model changes and to improve processes that enhance efficiency. - Work with the Leader of Hedging Liability Analysis to prioritize, plan, and execute projects. We’re looking for people who have: - Bachelor’s degree in mathematics, Actuarial Science, Statistics, Economics, Computer Science or Finance. - Recently credentialed ASA or actively pursuing ASA completion. - 3 years of actuarial experience preferred. - Variable Annuity and RILA product knowledge preferred. - Asset modeling experience preferred. - Computing and programming skills; Python preferred. - Experience with SQL database queries preferred. - Experience with actuarial modeling software; PathWise preferred. - Proficiency in MS Office (Excel, Word, and PowerPoint). - Project management skills; detail- and process-oriented. - Effective written and verbal communication skills. - Conceptual and analytical skills to develop solutions to complex problems. - Ability to adapt to changing business priorities and deadlines. What you’ll gain from the Brighthouse Actuarial Development Program: - Experience with one of the largest annuity and life insurance providers in the U.S. - Study materials, study time, and exam fees paid for by Brighthouse Financial. - Direct exposure to leaders, mentors, and learning opportunities. - 24-month rotational work assignments to promote career growth. - Automatic salary increases with each exam passed. Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you. What you’ll receive: - Compensation – Level and salary to be commensurate with exam progress. - Associate Level (4+ Exams): Base salary ranging from $84,000 to $98,000 plus competitive performance-based incentives determined by company and individual results. - Senior Associate Level (ASA): Base salary ranging from $100 to $125,000 plus competitive performance-based incentives determined by company and individual results. - Flexible Work Environment – Work remotely or in the office to better thrive in all areas of life. - Paid Time Off – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time. - Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), and financial counseling services. - Health and Wellness – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family. - Family Support – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey. - Life and Disability Support – Gain access to company-paid basic life insurance and short-term disability insurance. The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company. Why join us? Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.
Related Guides
Related Categories
Related Job Pages
More Actuary Jobs
• Development, standardization and maintenance of the VBA code for Actuarial Excel models • Needs advanced Excel VBA skills • Actuarial model development skills with any modelling software is a good addition • Engage with multiple stakeholders
Reserving Actuarial Analyst
CoalitionCoalition is a cybersecurity company dedicated to partnering with clients to help them prevent and mitigate losses. Coalition helps small and medium-sized busin
Role Description The Reserving Actuarial Analyst evaluates and monitors loss reserves across multiple lines of business to ensure accurate, reliable financial results. They combine technical reserving expertise with business insight to support quarterly reserve reviews, profit share analyses, and financial reporting. This role partners closely with finance, claims, engineering, and underwriting teams to translate emerging loss trends into actionable insights that guide strategic decision-making. Responsibilities - Perform quarterly reserve analyses and profit share analyses using standard actuarial methodologies to support accurate booked reserves and financial reporting. - Extract, transform, and analyze large datasets to build and maintain reserving exhibits, reserve triangles, and monitoring dashboards. - Partner with Claims, Finance, Underwriting, and other teams to understand loss drivers, identify emerging trends, and assess their impact on reserves. - Assist in refining reserving methodologies, assumptions, and governance processes to strengthen consistency, transparency, and control. - Prepare clear actuarial reports and presentations for senior management, regulators, and external stakeholders, highlighting key findings and recommendations. - Contribute to process improvements and automation initiatives that make reserving analyses more efficient, repeatable, and scalable. Qualifications - 4+ years of P&C actuarial experience, with direct or strong exposure to reserving. - Progress toward ACAS/FCAS through successful completion of multiple actuarial exams and an interest in continuing that journey. - Bachelor’s degree in actuarial science, mathematics, computer science, statistics, or a related quantitative field. - Strong Excel experience for building and maintaining actuarial models, summaries, and analyses. - Experience working with large datasets; familiarity with tools such as SQL, R, or Python to manipulate and analyze data. - Experience working in a fast-paced environment, with a track record of managing multiple projects and meeting target dates without sacrificing quality. - Clear and concise communication skills, including experience presenting technical results to both actuarial and non-actuarial audiences. - High attention to detail, with a focus on accuracy, documentation, and reproducibility of analyses. Bonus Points - Direct reserving experience across multiple P&C lines or specialty lines such as cyber or executive risks. - Experience working in an insurance, reinsurance, or insurtech environment with cross-functional partners in finance, claims, underwriting, or data engineering. - Hands-on experience automating actuarial workflows or building reserving tools using SQL, R, Python, or similar technologies. - Familiarity with regulatory and financial reporting requirements related to P&C loss reserves (e.g., Statement of Actuarial Opinion support). Compensation Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $99,000/year in our lowest geographic market up to $150,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed. Perks - 100% medical, dental and vision coverage - Flexible PTO policy - Annual home office stipend and WeWork access - Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)! - Competitive compensation and opportunity for advancement
Title: Actuarial Specialist Location: Sydney Australia Job Description: Primary Details Time Type: Full time Worker Type: Employee - Location: Sydney, NSW - Type: Permanent, full time - Hybrid role, Happy to talk flexible working The Opportunity We are seeking a technically strong Actuarial Specialist to join our Business & Consumer (B&C) Actuarial team. This role will be a technical specialist position, offering the opportunity to perform in-depth analysis to unlock deeper insights and perform work beyond core reserving responsibilities. The remit of the role will also include leading project work across a wide array of portfolios under the B&C umbrella, which include Property, Casualty or Liability, Specialty and Lenders Mortgage Insurance. About QBE At QBE, we get to the heart of what matters for our customers. And we do it all with a human touch. We're an international insurer with more than 13,000 people working across 26 countries - which means we're big enough for your ambitions, yet small enough for you to make a real impact. It's an exciting time. We're building momentum towards our vision to become the most consistent and innovative risk partner. What if you could have a positive impact - at work and in the world? As part of the QBE team, you'll get to spend every day working with people who are passionate, talented and kind. Your new role This role combines core reserving responsibility with broader actuarial advisory and project work across QBE's Business & Consumer portfolio, helping drive stronger insights, better decision-making and portfolio performance as we truly live our vision "Actuarial insights into Strategic Value". You will: - Deliver key components of the quarterly reserving process for specialty products, ensuring robust analysis, consistency and alignment to agreed standards - Build strong relationships with stakeholders and communicate clear, well-structured insights to both senior and non-technical audiences - Provide actuarial advice to support the business, including analysis of large commercial accounts, renewals and input into commercial terms such as profit-sharing arrangements - Enhance segmentation across policyholder and claims dimensions, strengthen reserving assumptions, contribute actuarial input into pricing for large commercial accounts and develop claims initiative measurement and tracking - Support strategic projects across one or more B&C products, including portfolio transactions, scenario modelling and participation in cross-functional working groups - Contribute to improving end-to-end understanding of portfolio performance across B&C products by bringing insights from pricing, capital, reinsurance and broader AUSPAC strategy, while coaching and upskilling broader team on technical capabilities. About You To be successful in the role you will have: - Qualified actuary, or close to qualification, with strong general insurance reserving experience across property and casualty classes - Deep technical capability, with the ability to apply sound actuarial judgement to complex problems - Exposure to pricing, reserving or portfolio analytics within commercial lines is highly regarded - Strong stakeholder management skills, with the ability to translate technical analysis into clear business insights - Proactive, commercially minded and driven to improve outcomes through continuous improvement - Experience using actuarial and data tools such as R, Python, SAS or similar, with an innovative and creative mindset Benefits We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from: - 'Hybrid Working' - a mix of working from home and in the office to enhance your work/life balance - Life Leave, supporting the life events we all experience, leaving your annual leave for rest - 18 weeks' gender-equal flexible leave for all new parents, including paid super - A range of discounts on insurance products, car hire, hotels, goods and services Rewards & Recognition We value our employee's experience with us and are proud to have been recognised for the following awards: - 2025 Winner of Excellence in Diversity, Equity & Inclusion Award at the Insurance Business Australia Awards for our Respect@QBE program - Platinum employer on the Australian Workplace Equality Index (AWEI) - the definitive national benchmark on LGBTQI+ workplace inclusion - Ranked in the top ten in the AAGE Top Graduate Employers 2025 for medium sized program as voted by graduates
• Analyze and forecast financial, economic, and other data to provide accurate and timely information for strategic and operational decisions. • Establish metrics and provide data analyses to support business intelligence. • Evaluate industry, economic, financial, and market trends to forecast the organization's short, medium, and long-term financial position. • Ensure data integrity by developing and executing necessary processes and controls around the flow of data. • Collaborate with stakeholders to understand business needs/issues, troubleshoot problems, and develop cost-effective resolutions for data anomalies. • Influence department's strategy and make decisions on moderately complex to complex issues regarding technical approach for project components.
