Job Closed
This listing is no longer active.
Airwallex is a financial services company that has developed a “global financial platform for modern businesses.” As an employer, the company strives to cul
Global Lead of AML & Sanctions, Governance & Policy
Location
California
Posted
9 days ago
Salary
0
Seniority
Lead
Job Description
Global Lead of AML & Sanctions, Governance & Policy
Airwallex
About Airwallex Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us. Attributes We Value We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero-to-one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high-visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next. About the Team The Financial Crime Compliance (FCC) team at Airwallex is a strategically vital function operating under a clear Three Lines of Defense model. As the independent second line, FCC owns the global AML/CTF program, sanctions framework, risk assessment methodology, and governance infrastructure across all global entities. As Airwallex scales into new markets and deepens its engagement with global regulatory bodies, we are building a world-class compliance organization capable of managing complex financial crime risks at scale. This is an environment where you will tackle high-impact challenges, shape global fintech risk strategies, and help establish foundations for long-term growth. What you'll do As Global Lead of AML & Sanctions, Governance & Policy, you will shape and scale Airwallex's global financial crime policy and risk based program, establish risk appetite and design global risk assessment processes, and define governance frameworks, ensuring compliance is a strategic enabler of growth. You will establish the baseline core compliance standards while guiding regional adaptations, oversee definition of controls across the FCC control framework, strengthen executive risk reporting, oversee risk-informed product engineering, and defend the integrity of the platform before global regulators and institutional partners. You will work closely with the Chief Regulatory and Compliance Officer, Global Head of FCC and senior leaders across the business to turn complex compliance trends into clear action, and shape strategic priorities and initiatives while scaling a high-performing, multi-disciplinary global team. This role is based in the US or EMEA. Responsibilities: - Lead the evolution and maintenance of Airwallex's Global Core FCC Policy Framework, ensuring the compliance baseline meets the expectations of global regulators while supporting business growth and regional scalability. - Lead the definition and oversight of the FCC governance model and risk management framework, including establishment of risk appetite incorporating business strategy, establishing the risk management framework, including risk acceptance & governance structure, and overseeing design and execution of the enterprise risk assessment - Define the methodology, thresholds, and data-scoring models used to identify and mitigate financial crime risks globally, partnering with Product, Data Science, and Engineering executives to embed automated compliance controls into the proprietary platform. - Translate complex compliance data, issues, and audit findings into clear, decision-useful reporting for executive leadership and the Board's Audit and Risk Committee, establishing clear protocols for material risk escalations. - Oversee the strategy for regulatory examination defense and disclosure governance, ensuring the team delivers uniform, legally defensible evidence portfolios to global regulators and external clearing partners. - Drive a unified, risk-aware compliance culture across the organization by establishing the strategic vision for global financial crime training and capability building from engineering to sales teams. - Support the Global Head of FCC and Chief Regulatory and Compliance Officer in setting and overseeing strategic FCC program priorities and continuous improvement initiatives - Build and lead a high-performing global second line team of compliance attorneys, quantitative risk modelers, policy writers, and governance managers, supporting Airwallex's growth with technology-enabled compliance oversight. Who you are We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory. Minimum qualifications: - Bachelor's degree in Law, Criminology, Public Policy, Finance, Business Administration, International Relations, or a related analytical field. - CAMS certification or an equivalent globally recognized compliance credential (e.g., ICA International Diploma in AML). - 12 to 15+ years of experience in AML, Sanctions, and Financial Crime Compliance within financial services, fintech, payments, or banking. - At least 5+ years leading a global or multi-jurisdictional compliance policy, governance, or risk methodology function at a senior level. - Proven experience designing enterprise-wide risk assessment frameworks and maintaining highly centralized global policies with localized regional addenda. - Demonstrated experience preparing risk papers and leading the defense during high-stakes regulatory examinations and internal or external audits. - A high-ownership, pragmatic approach, with excellent written communication and stakeholder management skills to influence cross-functional executives and board audiences. Preferred qualifications: - Advanced degree such as a Juris Doctor (JD), Master of Laws (LLM), or a Master's degree in Regulatory Compliance or Financial Crime. - Advanced professional designations such as CAMS-Audit, CGSS (Certified Global Sanctions Specialist), or CAMS-RM (Risk Management). - Deep fintech and payments experience, including a strong understanding of cross-border payment mechanisms, virtual accounts, multi-currency wallets, or multi-entity regulated groups. - Experience partnering directly with Product, Data Science, and Engineering teams to hardcode policy thresholds into automated transaction monitoring, screening, and onboarding workflows. - Strong data literacy and a clear bias toward digital modernization, including the use of automated GRC systems, dashboards, and technology-enabled tools to improve compliance office efficiency. Applicant Safety Policy: Fraud and Third-Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. Equal opportunity Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know. #BI-Hybrid
Related Guides
Related Categories
Related Job Pages
More Financial Crime Jobs
Senior AML Analyst, Sanctions
CircleCircle helps businesses and developers harness the power of stablecoins for payments and internet commerce worldwide.
Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com . What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for As a Senior AML Analyst, Sanctions, you will play a critical role in safeguarding Circle's platform by executing and enhancing sanctions compliance processes across customers, transactions, and counterparties. You will own the end-to-end lifecycle of sanctions, PEP, and adverse media reviews, applying regulatory frameworks and internal policies to assess risk, make informed decisions, and ensure accurate documentation and escalation. This role requires strong analytical judgment, attention to detail, and the ability to operate effectively in a fast-paced, high-growth environment while contributing to continuous improvement initiatives within Compliance Operations. What you'll work on - Review and investigate escalated sanctions, PEP, and adverse media alerts and recommend appropriate dispositions - Assess general and specific sanctions licenses (e.g., OFAC) to determine transaction permissibility - Maintain and validate sanctions screening data, including list updates across multiple jurisdictions - Conduct sanctions screening on customers, counterparties, vendors, and employees - Perform testing, tuning, and optimization of screening systems to improve effectiveness and reduce false positives - Partner with Compliance, KYC, and cross-functional teams to support investigations and coordinate information requests - Leverage data, automation, and AI tools to enhance screening processes and operational efficiency What you'll bring to Circle Core Requirements - 4+ years of experience in sanctions screening or financial crime compliance within a financial institution - Strong knowledge of global sanctions frameworks including OFAC, HMT, EU, and UN - Hands-on experience reviewing and applying sanctions licenses to transaction scenarios - Experience with screening systems such as LexisNexis Bridger, Fircosoft, or Thomson Reuters - Ability to analyze large datasets efficiently; familiarity with SQL or similar tools - Working knowledge of payment systems including wires, ACH, cards, and cryptocurrency transactions Preferred Requirements - Experience in fintech or high-growth environments - Familiarity with AI, automation tools, or basic scripting to improve workflows - Professional certifications such as CAMS, CFCS, or CGSS Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $97,500 - $127,500 We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote
Financial Crime Team Lead – German Speaking
HuronHuron is a global professional services firm elevating the vision of what's possible and then putting it into practice.
• Leading AML Detection & Monitoring • Oversee L1- L2 AML transaction monitoring alert reviews, ensuring accurate distinction between false positives and genuine concerns. • Provide guidance on the triage of transaction monitoring alerts and assessment of transactional behaviour against known typologies. • Supervise the management of multiple queues of transaction and account screening alerts, ensuring accuracy and efficiency across the team. • Support and review post processing activities for alerts potentially linked to SAR/STR obligations under §43 of the German AML Act (GwG). • Review complex customer profiles, transactional histories and red flag indicators to validate risk assessments and analyst decisions. • Escalate potential Suspicious Activity Reports (SARs) to senior stakeholders or external governance bodies in line with regulatory requirements. • Ensure clear, defensible rationales are documented for alert clearance and escalation decisions across the team. • Drive high team productivity while maintaining strict quality, regulatory and audit standards. • Act as a key point of contact for escalations, supporting issue resolution and decision making. • Identify rule gaps, control weaknesses and opportunities to enhance monitoring frameworks, providing feedback to stakeholders. • Ensure investigations, decisions and outcomes are accurately recorded in required systems (e.g. LOCS) and subject to appropriate quality assurance.
Lead AML Risk, Compliance
RetornaAn easy to use platform that transfers money from anywhere at any time and solves core pains.
• Liderar la función de prevención y gestión de riesgos de Lavado de Activos, Financiamiento del Terrorismo y Financiamiento de la Proliferación de Armas de Destrucción Masiva (AML/FT/FP-ADM) • Asegurar el diseño, operación, calibración y mejora continua del sistema de monitoreo transaccional y screening sobre los corredores de remesas y stablecoins entre Latinoamérica, Europa y Estados Unidos. • Responsable de la dirección operativa del equipo Data & Monitoring AML. • Dirigir y desarrollar al equipo Data & Monitoring AML, asegurando dotación, planificación, cargas de trabajo, SLA por cuadrante y calidad de las investigaciones de alertas. • Garantizar coberturas, segregación de funciones y trazabilidad operativa del equipo en jornadas multijurisdiccionales LATAM-UE-EE.UU. • Asegurar la operación end-to-end del sistema DASH AML y de las herramientas integradas al ecosistema de monitoreo (Chainalysis KYT/Reactor, MetaMap, SumSub, Inspektor). • Supervisar la cola AML, la priorización de casos críticos, la calidad de la investigación y el cierre con evidencia robusta. • Revisar muestralmente cierres y escalaciones C3/C4. • Liderar el back-testing y validación periódica de modelos. • Coordinar con el equipo técnico de Chainalysis y con Data Engineering la implementación, ajuste de umbrales y evolución de escenarios. • Asegurar la preparación oportuna y la calidad técnica de los reportes regulatorios (ROS/SAR, ROE y similares). • Mantener los reportes de monitoreo con métricas operativas y de riesgo para uso interno, Comité de Riesgos AML, Directorio y autoridades. • Supervisar la ejecución y documentación del screening de listas restrictivas (OFAC, ONU, UE, locales). • Asegurar el re-screening continuo y el re-screening por evento, y la actualización del nivel de DDC (S/E/A/R) en coordinación con KYC. • Mantener actualizada la Matriz Integral de Riesgos AML en lo correspondiente a monitoreo y KYT. • Liderar el análisis transaccional con SQL, Python y herramientas BI para detectar tendencias, anomalías y nuevos patrones de riesgo en remesas y stablecoins. • Servir de contraparte técnica frente a Auditoría Interna.
Lead AML Risk & Compliance
RetornaAn easy to use platform that transfers money from anywhere at any time and solves core pains.
Role Description El propósito de este rol será liderar la función de prevención y gestión de riesgos de Lavado de Activos, Financiamiento del Terrorismo y Financiamiento de la Proliferación de Armas de Destrucción Masiva (AML/FT/FP-ADM) de Retorna, asegurando el diseño, operación, calibración y mejora continua del sistema de monitoreo transaccional y screening sobre los corredores de remesas y stablecoins entre Latinoamérica, Europa y Estados Unidos. Responsable de la dirección operativa del equipo Data & Monitoring AML, del cumplimiento del Manual AML/FT/FP-ADM y de garantizar la efectividad de los controles de Segunda Línea de Defensa, en coordinación estrecha con el Oficial de Cumplimiento, el Head Risk & Compliance y los demás Leads de Riesgo (Legal, Security, Operational & CN, Fraud). - Liderazgo y Gestión del Equipo Data & Monitoring AML - Dirigir y desarrollar al equipo Data & Monitoring AML, asegurando dotación, planificación, cargas de trabajo, SLA por cuadrante y calidad de las investigaciones de alertas. - Definir objetivos individuales (OKRs/KPIs), realizar 1:1 quincenales, evaluaciones de desempeño y planes de carrera; promover capacitación continua AML/FT/FP-ADM. - Garantizar coberturas, segregación de funciones y trazabilidad operativa del equipo en jornadas multijurisdiccionales LATAM-UE-EE.UU. - Sistema de Monitoreo Transaccional y KYT - Asegurar la operación end-to-end del sistema DASH AML y de las herramientas integradas al ecosistema de monitoreo (Chainalysis KYT/Reactor, MetaMap, SumSub, Inspektor), validando reglas, umbrales, escenarios y el árbol de decisión vigente. - Supervisar la cola AML, la priorización de casos críticos, la calidad de la investigación y el cierre con evidencia robusta; revisar muestralmente cierres y escalaciones C3/C4. - Liderar el back-testing y validación periódica de modelos (precisión, recall, tasas de falsos positivos/negativos), proponiendo y documentando recalibraciones a la Matriz Integral de Riesgos AML. - Coordinar con el equipo técnico de Chainalysis y con Data Engineering la implementación, ajuste de umbrales y evolución de escenarios (estructuración, smurfing, pass-through, mixers/tumblers, peeling chains, jurisdicciones de alto riesgo, cambios de perfil, uso intensivo de PSP de riesgo, entre otros). - Reportes Regulatorios y Soporte a ROS/ROE - Asegurar la preparación oportuna y la calidad técnica de los reportes regulatorios (ROS/SAR, ROE y similares) que el equipo eleva al Oficial de Cumplimiento, conforme a los formatos y plazos de UAF, UIAF, SBS-UIF, UIF, COAF, SEPBLAC y FinCEN. - Mantener los reportes de monitoreo (diarios, semanales, mensuales) con métricas operativas y de riesgo para uso interno, Comité de Riesgos AML, Directorio y autoridades. - Apoyar al OC en la narrativa, evidencia y trazabilidad probatoria de los ROS, garantizando confidencialidad y prohibición de tipping-off. - Screening de Listas Restrictivas, PEP y Re-Screening - Supervisar la ejecución y documentación del screening de listas restrictivas (OFAC, ONU, UE, locales) y la validación PEP sobre clientes, beneficiarios finales y contrapartes, gestionando los hits según la matriz de escalación. - Asegurar el re-screening continuo y el re-screening por evento (hits, denuncia interna, cambio de perfil, actualización masiva de listas), y la actualización del nivel de DDC (S/E/A/R) en coordinación con KYC. - Gestión de Riesgo, Calibración y Mejora Continua - Mantener actualizada la Matriz Integral de Riesgos AML en lo correspondiente a monitoreo y KYT, proponiendo controles compensatorios y recalibraciones al OC y al Comité de Riesgos AML. - Liderar el análisis transaccional con SQL, Python (pandas) y herramientas BI para detectar tendencias, anomalías y nuevos patrones de riesgo en remesas y stablecoins. - Liderar la evaluación e implementación de tecnología (KYT, analytics, IA aplicada a monitoreo) y la integración de nuevas fuentes de datos. - Gobernanza, Auditoría y Capacitación - Servir de contraparte técnica frente a Auditoría Interna (tercera línea), auditorías externas y requerimientos regulatorios, aportando evidencia, KPIs y planes de remediación con plazos. - Custodiar bajo confidencialidad la documentación de casos, alertas, ROS y soporte de Travel Rule, garantizando trazabilidad, control de accesos y retención mínima de 5 años conforme al Manual. - Apoyar al OC en el diseño y ejecución del plan anual de trabajo y de capacitación AML/FT/FP-ADM y mantener actualizado al equipo en regulaciones aplicables a remesas, stablecoins, VASP y pagos digitales. - Coordinación Cross-funcional y Reporte Ejecutivo - Coordinar con los demás Leads de Riesgo (Legal, Security, Operational & CN, Fraud), Head Regulatory Affairs y Auditoría Interna en la gestión de incidentes y escalaciones C3/C4. - Preparar y presentar tableros e informes ejecutivos al Head Risk & Compliance y, cuando se requiera, al Comité de Riesgos AML y al Directorio. Qualifications - Título universitario en Derecho, Ingeniería Comercial, Economía, Ingeniería Civil, Ciencias de Datos, Estadística, Auditoría, Contabilidad o carrera afín. - Deseable postgrado o diplomado en Cumplimiento, Prevención de Lavado de Activos, Gestión de Riesgos o Regulación Financiera. - Deseable certificación profesional vigente en AML/FT (CAMS, ICA Diploma, ACAMS Risk Management, CFE o equivalente). Excluyente al cierre del primer año en el cargo. - Deseable certificación Chainalysis (CRC, CCI o CKI). Requirements - Mínimo 7 años de experiencia en cumplimiento normativo, prevención de LA/FT/FP, monitoreo transaccional o gestión de riesgo AML en fintech, banca, EMI/PSP, VASP o servicios de remesas. - Al menos 3 años liderando equipos de monitoreo, cumplimiento o riesgo AML, con responsabilidad sobre SLA, KPIs y desarrollo de talento. - Experiencia comprobada en operación y administración de motores de monitoreo (DASH AML, Actimize, SAS, NICE, Hummingbird, ComplyAdvantage o equivalente) y herramientas KYT (Chainalysis KYT/Reactor o equivalente). - Experiencia comprobable en preparación, revisión y/o soporte a ROS/SAR ante unidades de inteligencia financiera (UAF, UIAF, SBS-UIF, UIF, COAF, SEPBLAC o FinCEN). - Experiencia previa interactuando con auditorías internas/externas, reguladores e inspecciones en al menos dos jurisdicciones del corredor LATAM-UE-EE.UU. - Experiencia en diseño e implementación de SAGRILAFT. - Experiencia en corredores transnacionales y sensibilidad al perfil del cliente migrante latinoamericano. Knowledge - Conocimiento sustantivo del marco normativo AML/FT aplicable a remesas, stablecoins y VASP, incluyendo Recomendaciones GAFI, Travel Rule, Circular N°62-2025 UAF (Chile), Ley 1960/Circular Ext. 029 (Colombia), Ley 27.693 (Perú), normativa UIF (Argentina), COAF (Brasil), SEPBLAC (España), SAGRILAFT (Colombia) y FinCEN (EE.UU.). - Dominio del Modelo de Tres Líneas de Defensa (GAFI/IIA) y de matrices integrales de riesgos AML. - Conocimiento operativo profundo de motores de monitoreo y herramientas KYT, idealmente DASH AML y Chainalysis KYT/Reactor. - Conocimiento de plataformas KYC/KYB: MetaMap, SumSub, Inspektor o equivalentes. - Manejo intermedio-avanzado de SQL y deseable de Python (pandas) para análisis exploratorio y validación de modelos. - Deseable manejo de herramientas de Business Intelligence: QuickSight, Power BI, Tableau o equivalente. - Excel / Google Sheets nivel avanzado (tablas dinámicas, fórmulas avanzadas, modelado). - Deseable manejo de CRMs (Salesforce, HubSpot o equivalente) y de Notion. - Deseable uso avanzado de LLMs/IA con criterio analítico (estructurar prompts, interpretar outputs, aplicar lógica en flujos complejos de monitoreo). - Inglés intermedio-avanzado (lectura técnica regulatoria y comunicación con proveedores y autoridades). Benefits - Rol estratégico con impacto directo en la vida de comunidades migrantes. - Trabajo 100% remoto con flexibilidad horaria y autonomía real. - Compensación competitiva en USD. - Equipo diverso, multicultural y con mucho corazón — somos Retorners. - Cultura de aprendizaje continuo, psicológicamente segura y orientada al propósito. - Presupuesto para equipamiento y desarrollo profesional. - Actividades de integración, bienestar y conexión de equipo (aunque seamos remotos).
