Role Description The Capital Markets Analyst will play a key role in supporting the development, structuring, and execution of Kapitus’ capital markets strategy across transaction execution, investor engagement, and ongoing deal management. This role will support capital markets transactions, including securitizations, warehouse facilities, and forward flow structures, while partnering closely with internal stakeholders across FP&A, Risk, Legal, Treasury, and Financial Data. The Capital Markets Analyst will contribute to transaction execution, financial modeling, and investor communications while gaining broad exposure to structured finance, capital markets strategy, and new product initiatives. - Assist in the structuring and execution of capital raising activities, including securitizations, warehouse facilities, and forward flow transactions - Support the development and maintenance of financial and cash flow models used to evaluate funding structures, pricing, leverage, and returns - Analyze collateral performance and portfolio trends to support transaction execution and funding strategy - Assist in preparing investor materials and participate in investor, bank, and rating agency discussions and diligence processes - Help monitor existing facilities, including covenant compliance, borrowing base reporting, and performance tracking - Generate repeatable analytics workflows and support ongoing data analysis initiatives - Partner cross-functionally with FP&A, Risk, Legal, Treasury, and Data teams to support transaction execution - Contribute to evaluation of funding structures, investor relationships, and new product initiatives - Support the continued growth and evolution of the capital markets function as portfolio volume and complexity increase Qualifications - 0 to 3 years of experience in finance, capital markets, investment banking, structured finance, private credit, consulting, Risk, or related analytical roles - Bachelor’s degree in Economics, Finance, Mathematics, Engineering, Computer Science, or a related field required - Strong analytical and quantitative capabilities with experience in Excel-based financial analysis and modeling - Demonstrated interest in capital markets, structured finance, or securitization - Strong attention to detail and ability to manage multiple priorities in a fast-paced environment - Excellent problem-solving skills and intellectual curiosity - Proficient in Microsoft Office, particularly Excel - Highly analytical, intellectually curious, and eager to learn - Strong communication and interpersonal skills - Collaborative and team-oriented - Hands-on, high-energy, “roll up your sleeves” mindset - Ability to work within a dynamic, fast-moving environment while driving toward clarity and solutions - Self-starter with an entrepreneurial spirit - Experience with financial modeling, data analysis, SQL, Python, VBA, or other analytical tools is a plus Benefits - Competitive Base Salary Range of $48,400-$77,700 - Annual Incentive Compensation Eligibility - Health Insurance: Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC) - Flexible Spending Account: Set aside pre-tax dollars for qualified out-of-pocket expenses - Lifestyle Spending Account: Employer-sponsored post-tax benefits for physical, mental, and financial well-being - 100% Company Paid Insurances: Basic short-term and long-term disability insurance, as well as vision insurance - Voluntary Insurance: Supplemental life insurance and enhanced short- and long-term disability coverage - Paid Maternity and Parental Leave: Company-paid maternity and parental leave - Commuter Benefits: Pre-tax benefits on parking and commuter expenses - LifeBalance Program: Discounts on outdoor activities, arts, health, and fitness - Plum Benefits Discount Program: Exclusive discounts on shows, travel, car rentals, and more - Tuition Reimbursement: Up to $5,000 annually for further education - Travel Reimbursement: For all work-related travel - Paid Time Off and Sick Time - Retirement Benefits: 401K plan with a 25% match on contributions, up to 6% of annual salary

• Understand, apply, iterate, and actively reinforce the company’s Job Architecture and leveling framework • Support the design and evolution of compensation programs by leveraging the framework to drive simplification, standardization, and internal equity • Partner with HR Business Partners and Talent Acquisition to ensure roles are appropriately leveled and aligned to organizational strategy • Conduct thorough job evaluations and market pricing using Aon Radford as the primary survey source, along with other providers (e.g., Mercer, WTW, Culpepper) • Deliver strategic guidance to HR Business Partners, Talent Acquisition, and business leaders to maintain market competitiveness while reinforcing internal equity • Support pricing for new roles, promotions, reorganizations, and structural changes • Partner with Finance and Sales Operations to support the design, operation, and governance of commission and incentive compensation plans • Assist with plan modeling, cost analysis, and scenario testing to ensure pay‑for‑performance alignment and financial sustainability • Review commission structures to ensure consistency with job levels, pay mix, and compensation philosophy • Support execution of annual compensation processes, including merit increases and incentive programs, ensuring accuracy, consistency, and alignment with organizational goals • Analyze outcomes for equity, compression, and competitiveness, and support leadership review discussions • Serve as a key point of contact for HR teams across regions, providing day‑to‑day guidance on compensation inquiries and ensuring consistent application of policies and practices • Provide subject‑matter‑expert guidance to HR Business Partners, Talent Acquisition, managers, and employees to support informed decision‑making • Regularly audit compensation data in Workday HCM to ensure accuracy; investigate and resolve discrepancies • Maintain documentation, controls, and audit‑ready records appropriate for a public company environment • Contribute to ad‑hoc analyses and strategic compensation initiatives that support business needs and enhance program effectiveness • Develop compensation reporting and analytics to provide clear, actionable insights for HR, Finance, and leadership • Support continuous improvement of compensation processes, tools, and governance

• Generate and review Initial Closing Disclosure (ICD) documents for accuracy and completeness in accordance with company policies and regulatory requirements. • Ensure that the ICD is sent to the borrower at least three business days prior to closing, adhering to TRID (TILA-RESPA Integrated Disclosure) regulations. • Review loan terms, fees, taxes, and other financial data to ensure they are accurately reflected in the ICD. • Cross-check all loan documentation to ensure alignment with underwriting conditions and customer information. • Identify and resolve any discrepancies in loan documentation prior to issuing the ICD. • Stay up to date with federal and state mortgage regulations (including TRID) to ensure all disclosures meet legal standards. • Maintain detailed records of all issued ICDs and monitor timelines to ensure compliance with the three-day disclosure rule. • Work closely with loan officers, underwriters, processors, and closing coordinators to ensure all necessary data is collected and accurately reflected in the ICD. • Communicate with the loan origination team to address any borrower questions or concerns regarding the closing disclosure. • Conduct quality control checks on all ICDs before submission to ensure there are no errors or omissions. • Report any issues or trends regarding ICD errors or compliance risks to management for further review.

• Compile the definitions of compostable packaging in EPR states and emerging states, as well as related requirements pertaining to labelling, acceptance, and enforcement of compostability claims. • Develop an inventory of existing composting infrastructure, the access to recovery of covered compostable products, and processing facilities’ acceptance of compostables in EPR states, documenting differences between compostable products made of different substrates. • Identify the different ownership structures (public vs private) and develop understanding of the development process for new infrastructure (e.g., private financing, public-private partnership, grants, bonds, etc.). • Identify and recruit “compostable product-friendly” processing operators across the US, with a focus on EPR states, and develop ambassador proposition. • Recommend composter funding approaches (e.g. reimbursement, incentive payments, etc.) that can be customized to the specific requirements of individual EPR states. • Support the Data and System Optimization team in developing a protocol for periodic characterization studies at organics processing facilities to measure the quantities of compostable packaging received by facilities and successfully processed. • Help establish the key performance indicators (e.g., access; acceptance) and ongoing data & reporting needs to measure the field performance of covered compostable products that are applicable to individual state requirements and also guide a national approach. • Develop guiding principles pertaining to CAA’s support of covered compostable products at closed venues (e.g. stadiums) and how to avoid a conflict with CAA’s Reuse/Refill objectives. • Advise on the establishment of dedicated grant and/or fund programs to support tests and trials that advance the acceptance of covered compostable products by processing facilities and the development of end-markets for compost made from feedstocks that include covered compostable products. • Remain at the forefront of compostable packaging developments, and composting and other organics recovery system innovations. • Cultivate relationships with trade associations, certification bodies, local governments, organics processing facilities, NGOs, startups and other innovators or standard bearers in the compostables/composting space. • Represent CAA, educate, and train interest holders about CAA’s approach to compostables/composting, both internally (e.g. board meetings, working groups) and externally (e.g., public consults, conferences). • Serve as a trusted technical and strategic resource for producers, local jurisdictions, NGOs, and organics facilities processors. • Monitor and provide input on proposed regulations and activities pertaining to covered compostable products in current EPR programs and emerging states. • Monitor federal and state regulatory and legal activities that may affect marketability of composting end-products (for example PFAS regulations for land applied compost).