PORCH 💚 logo
PORCH 💚

The exclusive club for international entrepreneurs

Underwriting Technician

UnderwriterUnderwriterFull TimeRemoteMid LevelTeam 1-10Since 2022H1B No SponsorCompany SiteLinkedIn

Location

United States

Posted

12 days ago

Salary

$26 - $35 / hour

Seniority

Mid Level

No structured requirement data.

Job Description

Underwriting Technician

PORCH 💚

Role Description The future is bright for the Porch Group, and we’d love for you to be a part of it as our Underwriter Technician. An Underwriting Technician provides high-level support to the underwriting team. Under general supervision, they are responsible for the timely and accurate processing of low-complexity quotes, endorsements, inspections, renewals, reinstatements, cancellations, underwriting claim referrals, and agent/insured correspondence. They are responsible for making decisions that adhere to the company’s underwriting criteria and support organizational growth and profit objectives. In addition, they build strong agency relationships, make timely and appropriate decisions, and provide excellent service to all customers. What You Will Do As An Underwriter Technician: - Perform a combination of duties in accordance with departmental guidelines; these are both routine and non-routine tasks. - Work with guidance while having the ability to work within designated authority and following established procedures, routinely selecting and evaluating the least complex risks. - Maintain an understanding of state guidelines and state-specific forms. - Upon request from underwriters, review underwriting requirements and recommend acceptance or denial utilizing standardized procedures. - Provide assistance and/or training to other Underwriting Technicians. - Use research and analysis to develop practical underwriting solutions consistent with organizational objectives. - Evaluate basic risk characteristics and analyze historical and potential account performance to make sound decisions. - Maintain a basic understanding of personal lines products, coverages, and eligibility. - Assist Underwriters by communicating with agencies on routine matters. - Assist in supporting carrier book rolls. - Identify and analyze accounts and make sound underwriting decisions within assigned authority. - Make efficient and accurate decisions to meet department service standards. - Execute policies and procedures within the assigned authority level. - Consistently demonstrate customer experience standards by responding promptly, maintaining a positive attitude, building rapport, showing empathy, and representing Porch Values. - Recommend solutions to assigned Underwriters for risks outside authority level. - Perform special projects and other duties as assigned. Qualifications - 3+ years' work experience, including some experience in Insurance. - A Bachelor’s degree or equivalent experience. - Knowledge of policy processing procedures and documentation. - Basic knowledge of applicable insurance products. - Proven team member with strong collaboration skills. - Demonstrated experience in exceeding co-worker or customer experience standards, including prompt responses, positive attitude, rapport building, empathy, and representation of Porch values. - Demonstrated competency in performing non-routine tasks while following established procedures and guidelines. - Ability to multitask and solve problems effectively. - Strong oral and written communication skills. - Effective time-management skills. - Self-motivated with a desire to succeed. - Ability to adapt quickly and positively to changes. - Ability to work autonomously with minimal oversight. - Understanding and adherence to compliance and regulatory requirements. - Willingness to perform special projects and other duties as assigned. - Proficiency with Microsoft Office Suite. Requirements - Preferred: 6+ months of underwriting experience. - Basic understanding of personal lines products, coverages, and eligibility requirements. - Knowledge of underwriting requirements and some experience in making recommendations for Underwriters to make acceptance or denial using standardized procedures. - Experience supporting carrier book rolls. Benefits - Pay Range: $25.97 - $34.62 Hourly. - Comprehensive health care benefits including medical, dental, and vision programs with HSA and FSA options. - Life and disability benefits including company-provided and voluntary life and AD&D insurance and short- and long-term disability insurance. - Financial wellness programs including a 401(k) retirement savings plan and dependent care FSA and transportation savings account options. - Wellness programs including paid vacation of 10 days per year, company-paid holidays, paid sick time, paid parental leave, EAP, identity theft program, travel assistance, will preparation, and fitness discounts.

Related Categories

Related Job Pages

More Underwriter Jobs

Title: Inland Marine Adjuster Location: Remote (Atlanta, GA) Department: Property Job Description: About the role As an Inland Marine Adjuster, you will play a critical role in investigating, evaluating, and resolving complex inland marine insurance claims. This includes losses related to construction equipment, contractor’s tools, transportation of goods, fine arts, and other movable commercial property. You’ll be responsible for managing the claim process from start to finish—assessing coverage, determining liability, estimating damages, and negotiating settlements—in alignment with company guidelines and regulatory requirements. This role demands strong analytical skills, attention to detail, and a solid understanding of inland marine coverages and commercial property policies. You will collaborate with policyholders, brokers, contractors, legal counsel, and internal stakeholders to deliver fair and timely claim outcomes while upholding customer service standards and maintaining claims integrity. What you'll do - Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests - Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action - Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim - Investigates, determines coverage of loss and adjusts all elements of commercial property loss claims - Ability to write appraisals for dwelling repairs or coordinate with a team of field appraisers to review accuracy of appraisal written by IA - Explains coverage of loss including coinsurance, assists policyholders with itemization of damages, and mitigation steps. Experienced with business interruption claims - Ensure compliance with specific state regulations, policy provisions, and standard operating procedures - Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority - Provide input for continuous development of claims guidelines, best practices, and process improvements - Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim Qualifications - Active insurance adjuster’s license by way of a designated home state, or home state - Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications) - Minimum of 3 years of experience with Property claims - - Experience in handling Inland Marine losses preferred - Commercial property claims experience a plus - Desk and/or field appraisal experience - Willing to obtain all licenses within 60 days, including completing state required testing - Knowledge of state regulations, policy provisions, and standard operating procedures - Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures - Curious and motivated by problem solving and questioning the status quo - Desire to engage in learning opportunities and continuous professional development - Willingness to travel for client and claims needs Benefits - Generous health-insurance package with nationwide coverage, vision, & dental - 401(k) retirement plan with employer matching - Competitive PTO policy – we want our employees fresh, healthy, happy, and energized! - Generous family leave policy after 8 months of continuous work - Work from anywhere to facilitate your work life balance - Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder! Additionally, we will - Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role - Work toward reducing and eliminating all the administrative work from an adjuster role - Foster a culture of empathy, transparency, and empowerment in a remote-first environment At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!

Georgia
Jencap logo

Senior Underwriter - Medical Stop Loss

Jencap

There is strength in size and power in partnership. Put Jencap to work for you.

Underwriter14 days ago
Full TimeRemoteTeam 501-1,000H1B No Sponsor

Role Description The Senior Underwriter – Medical Stop Loss is responsible for the evaluation, risk assessment, pricing, and underwriting of stop loss insurance for self-funded employer groups. The ideal candidate brings strong stop loss market expertise, sound analytical judgment, and the ability to develop trusted relationships with brokers, consultants, TPAs, and internal stakeholders. - Underwrite new and renewal stop loss business in accordance with underwriting guidelines, risk appetite, and profitability targets - Analyze complex self-funded employer group data, including claims experience, demographics, plan design, and funding structures - Partner closely with the Chief Underwriting Officer to develop customized underwriting and pricing solutions - Establish and maintain strong relationships with brokers, consultants, TPAs, and clients; participate in finalist presentations and renewal discussions as needed - Monitor portfolio performance and support profitable growth initiatives - Contribute to underwriting process improvements, product enhancements, and best-practice initiatives Qualifications - Bachelor’s degree in business, finance, actuarial science, or a related field required; advanced degree or professional designations (e.g., CEBS, FLMI, ASA) preferred - 5–10 years of experience underwriting stop loss insurance for self-funded employer groups - Strong knowledge of stop loss insurance products, market dynamics, and regulatory requirements - Proven ability to make sound risk decisions and contribute to profitable portfolio performance - Excellent analytical, quantitative, and problem-solving skills - Strong relationship-building, negotiation, and communication abilities - Proficiency in underwriting systems, analytics tools, and Microsoft Office Suite - Ability to work independently while collaborating effectively in a fast-paced, growth-oriented environment Requirements - The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. - Discretionary incentive compensation may be awarded. Benefits - Comprehensive health care coverage - 401k plan - Tuition reimbursement Company Description Jencap is one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. We have a passion culture – with teamwork, collaboration, and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected, and heard, as we believe that creating an environment where every employee feels included and empowered helps us to deliver the best outcome to our clients.

United States
Full TimeRemoteTeam 1,001-5,000Since 1982H1B No Sponsor

• Maintain and ensure the profitability of program. • Organize and assemble a strong team to assure that the long term goals and success of the program are met and exceeded. • Implement strategic goals and objectives for Program. • Provide effective leadership that ensures that the business objectives are met. • Create an invaluable management structure and control system. • Exercise appropriate budgetary control. • Capabilities must include complete underwriting and marketing skills. • Monitor accounts to ensure compliance with internal and external policies and procedures. • Create a strong fundamental base for new and existing employees to ensure future success. • Provide and promote vivid leadership qualities for employees to model. • Maintain a clear and consistent form of management for Program stability. • Supervise a multi-person team and must be able to effectively communicate the clients' needs. • Promote continuing education for self and associated staff. • Meet or exceed production goals as assigned by CRC. • Manage new or enhanced business opportunities for the Program by: recruiting and cultivating new clients and maintaining existing clients. • Servicing of existing relationships. • Evaluating product and service marketability in order to meet customers' needs. • Maintaining current knowledge base of industry trends, target markets and competition. • Serve as main contact for underwriting and production. • Develop targeted marketing materials, distribution and messages that align with overall marketing strategy. • Provide market intelligence and expertise to maximize renewals.

Pennsylvania
Job Closed
Full TimeHybridTeam 5,001-10,000Since 2001H1B No Sponsor

Title: Senior Underwriter/Underwriting Specialist Cyber Liability Location: Dallas, TX United States of America Job Description: Full time job requisition id R26_440 With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibilityâ„ . Position Summary: This position is responsible for the submission generation, underwriting and policy issuance of Cyber & Technology Liability accounts with potential to work on Miscellaneous Professional Accounts as well. This will be a hybrid position (3 days onsite) in Dallas, TX. Position offered (Senior Underwriter or Underwriting Specialist) will be dependent upon the individual candidate’s qualifications. Responsibilities and Accountabilities: - Build strong long term profitable relationships with agents, brokers and policy holders. - Evaluate applications and related materials to determine acceptability of risks in accordance with company guidelines and standards. Determine the need for additional evidence of insurability. - Participate in underwriting calls with clients and brokers to assess client’s cybersecurity controls. - Prepare quotes and answer questions from brokers, policyholders or other external contacts and escalate issues to management along with proposed solutions as necessary. - Provide acceptable level of underwriting documentation for all assigned accounts. Be able to articulate underwriting positions and most importantly, reasons for such positions internally and externally. - Provide monthly forecasts for new and renewal business and regular reconciliations to such forecasts. - Monitor new business flow, quote ratio and hit ratio from each target agency to monitor variances to plan. Develop strategies to correct variances with each agency. Desired Skills and Abilities: - Strong relationships with wholesale and/or retail Cyber brokers - Strong interpersonal and communication skills and the ability to work with management at a senior level - Knowledge of broader MPL classes of business is desirable - Highly motivated with the ability to work independently or as part of a team - Independent and innovative thinker with creative problem-solving skills & strategic thinking - Strong analytical skills/judgement and mathematical skills - Effective negotiation skills Education and Experience: - BA or BS, ideally with a degree/major in Risk Management & Insurance, Cyber Security, Economics, Business, Finance, or Accounting - 3-7 years of professional lines underwriting experience (Cyber preferred) #LI-Hybrid #LI-AM3 Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn’t the right fit but you’re interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch’s Talent Acquisition team. 14400 Arch Insurance Group Inc.

Texas