Role Description The Underwriter Sr - CRE applies advanced knowledge of Commercial Real Estate to underwrite new CRE lending opportunities. This position collaborates closely with the originations team to make credit risk determinations in accordance with EverBank policies and procedures. - Leads the initial credit evaluation and screening of transactions, focusing on qualitative assessment and quantitative evaluation of the new opportunity, including financial modeling. - Supports active bidding and negotiation with counterparties for the most attractive loan opportunities based upon initial credit assessment and risk/return objectives. - Supports and directly participates in the drafting, negotiating and execution of term sheets/LOIs associated with new loans. - Collaborates with the real estate originations team and other internal parties on legal due diligence and documentation for new loan originations and closings, including property inspections, borrower-sponsor meetings and meetings with local market participants to enhance underwriting of property/market/business plan. - Prepares internal credit memos and presentations to investment committee(s). - Provides on-going portfolio management support and related asset management requirements through loan repayment. - Applies advanced knowledge and expertise with all CRE asset classes and functional knowledge of US property markets to make credit approval decisions and recommendations. - Reviews and interprets complex business plans and financials to make recommendations for effective risk mitigation approaches. - Provides loan structuring and credit enhancement strategy recommendations to mitigate credit risk for the bank and to ensure alignment with EverBank’s credit risk appetite and policies. Qualifications - 5 years of experience in commercial underwriting. - Previous experience supporting Commercial Real Estate loans (CRE). Requirements - 7+ years of CRE originations underwriting experience (preferred). - Previous experience conducting complete credit analysis including gathering and analyzing all types of credit information on existing and prospective customers for CRE loans (preferred). - Previous experience with construction loans is a plus (preferred). Benefits - Position will require frequent business travel. Company Description Posting end date - 4/30/26

• Actively contribute to the category’s annual strategic planning with a consumer-centered perspective and awareness of market trends. • Prepare and analyze category performance reports, proposing corrective actions, adjustments, and/or improvements to drive results. • Conduct market and portfolio analyses, identifying growth opportunities through commercial strategies, channels, and product development. • Monitor and validate projections and expected volume calculations for launches and baseline products. • Turn data and analyses into strategic insights, building robust presentations to support initiatives with leadership. • Co-develop Go-to-Market plans for the year’s launches in partnership with innovation teams and key company areas. • Provide strategic readings of market studies (Kantar, BTI and similar), translating data into action plans focused on category development, competitive positioning, and value creation for the business. • Lead the area’s operational processes, acting as the focal point for validation and verification of promotional materials, ensuring excellence in execution of the strategy and correct positioning of sub-brands.

• Act as support to a Manager, Strategy & Insights, managing the timing and execution of third-party market research projects • Evaluate customer ad performance • Translate results provided by a third-party vendor into concise PowerPoint slides • Investigate data discrepancies • Collaborate within the team to optimize the analysis process and help pinpoint areas of improvement and efficiency • Present findings internally, communicating complex analytical findings in a clear and concise manner

• Assist in documenting integration workflows, field mappings, payload structures, and error-handling requirements under the direction of the Senior Analyst. • Review API documentation, webhook configurations, and event-driven specifications to support integration design and client guidance. • Help prepare functional integration specifications, sequence diagrams, and technical documentation for engineering and implementation teams. • Support clients in understanding API usage, authentication methods, rate limits, and integration best practices. • Use tools such as Postman and Swagger/OpenAPI to validate and trace API behavior during integration testing. • Lead data discovery and profiling activities—reading and interpreting legacy data structures, identifying data quality issues, and documenting migration scope and complexity. • Build and maintain detailed data mapping documents that define source-to-target field relationships, transformation rules, data type conversions, and handling of null or invalid values. • Translate mapping analysis into clear validation criteria and reconciliation checklists for use during mock conversions and UAT cycles. • Execute test scripts and data reconciliation queries during mock conversion cycles, documenting results and surfacing discrepancies for resolution. • Support post-migration data audits by querying target datasets and validating record counts, field accuracy, and transformation outcomes against defined expectations. • Document migration cutover plans and coordinate with data engineering teams during execution phases. • Participate in requirements elicitation sessions with clients and internal stakeholders to capture integration and data migration needs. • Assist in translating business requirements into user stories, acceptance criteria, and functional specifications.