EverBank

Role Description The Operational Risk Officer Sr is responsible for executing key oversight activities that support the bank's risk management framework. This role will coordinate risk governance processes, facilitate enterprise-wide oversight forums, and drive execution of risk appetite monitoring and validation, regulatory exam support, and issue validation. The ideal candidate has strong organizational and communication skills and a solid understanding of banking risks and regulatory expectations. - Maintains risk management programs and support risk committees. - May perform additional duties through expertise in a specific area of operational risk such as information technology, cybersecurity, fraud risk management, issue or incident management, or investigations. - Participates in process improvement initiatives to enhance risk oversight effectiveness. - Collaborates with business lines and second line risk functions to ensure alignment with the bank’s risk management program. - Coordinates Risk Management’s response to regulatory exams, internal audits, and supervisory reviews. - Supports the remediation and documentation of regulatory findings. Tracks and manages exam deliverables, data requests, and pre/post-exam communications. - Leads the collection, validation, and analysis of risk appetite metrics. Prepares dashboards and reporting packages for senior management and board committees. - Supports periodic updates and enhancements to the risk appetite framework and thresholds. Tracks committee decisions and ensures follow-up actions are documented and executed. - Familiarity with OCC Heightened Standards and other relevant banking regulations. - Provides guidance and coaching to risk officers and analysts. Represents risk management leadership and provides credible challenge to bank management through quantitative analysis and superior oral and written communication skills. Qualifications - 5 years of experience in Enterprise Risk Management. - Prior experience supporting a large bank or financial institution. Requirements - 7+ years of experience in ERM (Preferred). - Advanced understanding of ERM Frameworks and concepts (Preferred). - Knowledge of OCC regulations (Preferred). - Strong GRC platform experience (Preferred). - Previous Project Management experience (Preferred). - Data Analytics background - Power BI and Tableau is a plus (Preferred). Benefits - Physical Requirements: Sedentary Work. Company Description Posting end date - 7/13/26

Role Description The Commercial Credit Officer job primarily underwrites commercial lease transactions sourced through various platforms including but not limited to Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role will work closely with all credit personnel, platform sales managers/associates, and VEF support groups. Key Responsibilities and Duties - Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy. - The lease transactions will range in size from small ticket to large, more complex transactions that will require detailed underwriting. - Presents analytical results and written conclusions to all levels of management and/or credit committees. - Establishes and maintains a strong working relationship with VEF originations and operations teams. - Completes documentation review and administration up to individual credit authority. - Processes appeals and changes to original decisions. - Reviews financial condition of vendor, partner, payee, and/or customer. - Provides coaching and training of junior credit staff. - Ability to exercise single signature credit authority of up to $2MM. Qualifications - 5+ years of experience in Commercial Credit. - Previous experience underwriting for a financial services company. Requirements - 7+ years of experience in Commercial Credit (preferred). - Previous experience in the Equipment Finance industry (preferred). Company Description

Role Description The Small Business Administration (SBA) Loan Administrator performs loan administration work including collection and review of documents and processing third party reports to ensure adherence to the SBA loan program and credit policy. Coordinates internal workflow and resolves discrepancies to meet closing deadlines. This job elevates issues to management and consistently works to maintain the accuracy of the company's SBA loan management system. - Reviews loan application files to verify that application data is complete, accurate, and meets standards established by loan policy and SBA guidelines. - Understands the SBA requirements for SBA eligibility according to the most recent Standard Operating Procedures (SOP) as published by the SBA. - Remains current on pending and proposed regulatory changes affecting compliance and SOP with SBA. - Manages process for, but not limited to, the following: flood certifications, business and personal credit reports, 4506 Tax Transcripts, and OFAC checks. - Prepares documents and correspondence for reports as required, following approved policies and procedures. - Prepares the SBA submission package and ensures all submission items have been obtained and are current. - Requests SBA loan approval through E-Tran or other means. Clears compliance codes as needed. - Works with Commercial Loan Documentation to request accurate loan documents reflecting correct borrower, collateral, and SBA language. - Works with escrow and title companies to meet closing timelines. Orders, tracks, and reviews all title work to ensure Bank’s lien position. - Collaborates with servicing group in funding and boarding of SBA loans to core system. - Assists with the closing of loans by preparing loan closing documents and related materials as needed. - Reviews for errors and prepares recommendations to correct errors that could potentially put the Bank at risk for losing an SBA guaranty or obtaining penalties. Qualifications - 5+ years of SBA loan administration and/or loan processing experience. - Demonstrated experience processing and closing SBA 7(a) and 504 loans. - Working knowledge of LaserPro Loan Documentation Software, specifically the Commercial and SBA modules. - Experience preparing, reviewing, and interpreting attorney-prepared loan documents. - Strong knowledge of business entity structures and related documents. - Experience auditing, closing, and funding SBA loans. - Strong knowledge of collateral perfection requirements across various collateral types. - Proven ability to provide a high level of customer service while taking a proactive approach to problem-solving and issue resolution. Requirements - 3+ Years Required; 5+ Years Preferred - University (Degree) Preferred - Physical Requirements: Sedentary Work - Career Level: 7IC Benefits - Serve as an SBA subject matter expert by maintaining a thorough understanding of SBA eligibility requirements and ensuring adherence to the most current Small Business Administration (SBA) Standard Operating Procedures (SOP). - Stay informed of regulatory changes impacting SBA lending and compliance requirements. - Review SBA loan documentation for accuracy and identify potential compliance risks. - Recommend corrective actions to address errors that could result in SBA guaranty loss or regulatory penalties. - Support risk mitigation efforts by ensuring adherence to SBA guidelines and internal policies. Posting End Date 7/11/26

Role Description The Equipment Finance Asset Valuations Manager II is responsible for proactively managing and establishing equipment residual values, conducting in-depth collateral/market analysis of existing residual exposure, and thoroughly researching collateral/markets to make accurate residual value recommendations across a broad spectrum of asset types and industries in a vendor equipment leasing environment. Works on large, complex transactions with unique asset types and works closely with the originations teams in structuring transactions to mitigate residual risk and develop sound end of lease return provisions. - Performs in-depth collateral/market analysis of existing residual exposure and reviews/updates residual monthly. - Reviews collateral evaluations and residual analyses supporting credit recommendations. - Works within assigned credit authority, escalating as required within approval authorities and subject matter expertise. - Forecasts residual values based on historical, current, and anticipated valuation, and interprets trends that may impact future values. - Coaches and reviews the work of lower-level asset management professionals. - Provides residual positions on special bids and exception transactions as needed within approval guidelines and authorities. - Appraises collateral value in new markets and one-off transactions to project OLV/FLV curves. - Key participant in the impairment testing following approved methodology. - Assists with policy compliance initiatives and provides support on projects where appropriate. - Assists in white paper analysis on collateral types and industry segments supporting the overall residual policy including competitors, technology, methodology, and positions. - Thorough understanding of Healthcare, Transportation, Industrial, Construction, and Information Technology equipment. Qualifications - University (Degree) Preferred - 5+ years of proven experience analyzing collateral, forecasting residual values, and managing asset risk in leasing or equipment finance environments. - Strong Financial & Market Analysis Skills. - Ability to conduct in-depth collateral analysis, evaluate OLV/FLV curves, and interpret market trends affecting asset values. - Knowledge of Multiple Equipment Sectors. Requirements - 7+ years of advanced experience in residual risk and asset management (Preferred). - Deep expertise in structuring complex leasing transactions and mitigating residual risk across diverse asset portfolios. - Leadership / Coaching Experience. - 5+ Years Required; 7+ Years Preferred. Physical Requirements - Sedentary Work. Career Level - 8IC. Posting End Date - 5/31/2026.

Role Description The CECL Model Development & Implementation Lead leads Current Expected Credit Losses (CECL) model development, enhancement, and end-to-end implementation initiatives, focusing on improving model performance, expanding coverage across new segments, and ensuring models are production-ready within a scalable and automated framework. - Develops and implements Current Expected Credit Losses (CECL) models for material segments without existing coverage, including assessing portfolio characteristics and identifying key risk drivers. - Leads model enhancement and replacement strategy for underperforming models, including reassessment of assumptions, data inputs, and model structure. - Executes end-to-end model development lifecycle, including calibration, testing, documentation, validation readiness, production deployment, and model performance monitoring. - Applies strong understanding of cash flow-based CECL methodologies, including lifetime loss estimation, prepayment, and charge-off dynamics. - Identifies opportunities for system automation and process improvement across data preparation, model execution, and testing. Qualifications - University (Degree) Preferred - Extensive experience in model development, testing, and production implementation across multiple asset classes, including CRE, C&I, and consumer portfolios. - Strong programming skills in Python, SAS, and SQL. - Experience in model performance evaluation and back-testing. - Strong expertise in CECL / ACL frameworks and stress testing. - Master’s degree and above in Economics, Finance, accounting, and related areas (highly preferred). - Experience with Moody’s platforms. Requirements - 5+ Years Required; 7+ Years Preferred. - Physical Requirements: Sedentary Work. Career Level 8IC Posting End Date 5/25/2026

Role Description The CECL Model Owner & Production Analytics Lead serves as the Current Expected Credit Losses (CECL) model owner and production control lead, responsible for ensuring the integrity, stability, and scalability of the Bank's ACL framework, while driving automation across model monitoring, analysis, and reporting. - Maintains the CECL financial models, including model governance, documentation, validation coordination, and ongoing performance monitoring. - Oversees and enhances ACL production controls, including quarterly results analysis, attribution analysis, and control testing to ensure outputs are accurate, explainable, and audit-ready. - Leads automation and process transformation initiatives across model monitoring, reporting, and control frameworks to improve efficiency and scalability. - Develops, enhances, and maintains CECL / credit risk models, and supports new model implementation and integration into production. - Identifies inefficiencies and designs scalable, repeatable processes to reduce manual effort and key person dependency. - Provides production support and coverage, including backup for model execution and collaboration with cross-functional teams across Risk, Finance, and IT. Qualifications - Experience as a model owner, with exposure to model validation and regulatory expectations, and familiarity across multiple asset classes, including CRE, C&I, and consumer portfolios. - Strong programming skills in Python, SAS, and SQL. - Proven track record in automation and process improvement initiatives. - Strong expertise in CECL / ACL frameworks and stress testing. - Solid understanding of production controls, regulatory expectations, and reporting. Requirements - Master’s degree and above in Economics, Finance, accounting, and related areas (highly preferred). - Experience with Moody’s platforms (ImpairmentStudio, RiskCalc, etc.). - Experience in system or process transformation initiatives (SAS to Python, etc.). - 5+ Years Required; 7+ Years Preferred. Physical Requirements - Sedentary Work. Career Level - 8IC. Posting End Date - 5/25/2026.

Role Description The Asset-Backed Finance Associate will play a key role in supporting the origination, structuring, underwriting, and execution of secured lending transactions across a range of asset classes and client types - including financial sponsors, asset managers, and specialty finance companies. - Assist in the structuring, execution and ongoing monitoring of a wide variety of secured financing transactions. - Prepare transaction materials including term sheets, credit memos, and client presentations. - Coordinate due diligence efforts and internal deal approval processes in line with bank policies and regulatory requirements. - Conduct detailed credit and collateral analysis for proposed transactions across asset types. - Build and maintain financial and cash flow models to assess transaction structure, advance rates, coverage metrics, and risk-return profiles. - Contribute to internal risk reviews and credit committee discussions. - Partner with internal teams to ensure seamless execution and risk oversight. - Support ongoing portfolio monitoring, reporting, and covenant compliance for existing facilities. - Ensure adherence to the bank's credit and regulatory standards throughout the deal lifecycle. Qualifications - 3-5 years of experience at a financial institution in portfolio management and/or loan underwriting, preferably within Lender Finance, or other Structured Finance sectors. - Demonstrated expertise in structured credit underwriting and execution of new business transactions. - Demonstrated ability to manage transactions on a daily, weekly, monthly basis post close. - Proven ability to prioritize work effectively, drive execution of junior level deliverables, meet deadlines, and achieve goals in a fast-paced, dynamic environment. - Excellent verbal, written, and interpersonal communication skills, including the ability to clearly explain complex concepts. - Ability and willingness to travel up to 25% of the time. Requirements - Lead post-closing portfolio and client management, including regular borrower communication, monitoring of collateral and financial performance, covenant compliance tracking, and review/processing of borrowing base submissions and advance requests. - Collaborate with deal teams, credit, and legal to execute amendments and waivers, including coordinating updated diligence, preparing modification memos, and managing changes to legal documentation. - Identify, track, and analyze key performance indicators (KPIs) across similar transactions in the portfolio to support trend analysis, risk identification, and portfolio reporting. - Review monthly and quarterly borrower reporting packages, including financial statements, collateral files, loan tapes, and regulatory reporting, ensuring accuracy and completeness. - Perform ongoing risk assessments by evaluating portfolio performance, concentration risk, collateral quality, and borrower liquidity/capitalization. - Manage recurring credit processes, such as annual reviews, internal risk rating updates, covenant resets, and facility renewals. Benefits - 3+ Years Required; 5+ Years Preferred. - University (Degree) Preferred. - Physical Requirements: Sedentary Work. Career Level 7IC Additional Qualifications - Collaborate with deal team members to assist in structuring, underwriting, documenting, closing and management of loans. - Spread, review, and prepare written analyses of financial statements for borrowers, managers, and guarantors. - Develop cash flow and break-even models; evaluate underlying collateral values; review personal and business credit reports; and assess other relevant factors to support timely and accurate credit decisions. - Review and interpret credit agreements and other legal documents. - Serve as a primary point of contact for clients and internal partners by providing loan status updates, asking follow-up diligence questions, and requesting required documentation to complete initial and ongoing underwriting. Posting End Date: 5/11/26

Role Description The SBA Business Development Officer initiates, negotiates, sells, and packages Small Business Association (SBA) government loans. This role conducts regular outbound sales calls on small business client prospects to develop new business relationships. Responsible for cross-selling small business, consumer, and investment products to new business client prospects and existing customers to deepen relationships and increase profitability. - Sources SBA-government lending and conventional opportunities within assigned territory. - Makes sales calls in conjunction with the Consumer and Business Banking strategic partners for cross-sell opportunities. - Manages the pipeline of active and viable leads. - Interviews new and existing loan applicants to gather information relative to their business needs. - Generates qualified referrals to other bank departments. - Actively participates in external community activities to promote the Bank. - Interacts effectively with Business Banking Center to efficiently process loan application requests. - Works with the appropriate Business Banking Client Advisor and/or Branch for seamless handoff. Qualifications - University (Degree) Preferred Requirements - 5+ years’ experience analyzing and structuring complex SBA credits. - Proven ability to create positive client experiences. - Business banking/lending experience interpreting financial statements. Preferred Qualifications - 7+ years’ experience analyzing and structuring complex SBA credits. - 3+ years of SBA government loan sales experience. - Experience cross-selling small business, consumer, and investment products. - Experience building relationships with business clients. Role Specific Work Experience - 5+ Years Required; 7+ Years Preferred Physical Requirements - Sedentary Work Career Level - 8IC Posting End Date - 5/6/2026

Role Description The Business Banking Associate (BBA) is an integral member of the client-facing team and acts as the primary liaison with the client, client team, and other business partners. The BBA is responsible for supporting the end-to-end credit management process for the assigned producers and assisting the client-facing team with business development, marketing, fulfillment, and implementation support. - Facilitates credit originations, approvals, documentation, bookings, fee collections, and renewals. - Monitors credit compliance, resolves documentation, collateral, and past-due exceptions, ensuring credit quality and data integrity. - Proactively ensures client satisfaction throughout the credit management process, including credit servicing problem resolution. - Ensures timely follow-up of loan monitoring activity to facilitate a sound credit portfolio. - Supports sales efforts by calling on clients, prospects, referral sources, and centers-of-influence to develop new business sales, expand client base, and create a network of prospects from center of influence clients. - Supports outside sales focus, including demand deposit/operating accounts, cash management and other payments services, Business Loans, Business Lines of Credit, Commercial Real Estate Loans, and various other business banking products and services. - Analyzes business financial data and submits complete credit packages for underwriting. - Completes site inspections and confirms inventory levels appear to support business operations. - Responsible for ensuring clients and prospects are satisfied with their experience. - Responsible for the effective onboarding of the client to the bank, implementation of the products and services, and that ongoing servicing expectations are met. - Ensures adherence to policies related to credit and compliance: Know Your Customer (KYC), Anti-Money Laundering (AML), compliance testing, Risk Management support, due diligence requirements, risk grading, and Basel II & Basel III compliance. - Maintains covenant compliance and obtains updated financial information on the existing loan portfolio; documents and maintains risk-based discussions with borrowers. - Recognizes unfavorable trends and makes appropriate recommendations to the business credit center. - Manages the pipeline of active and viable leads, including determining which prospects to call on, and the priority and scheduling of calls. Qualifications - 3+ years of experience in business loan servicing and support - Strong written and verbal communication skills - Exceptional attention to detail Requirements - 5+ years of experience in business loan servicing and support (preferred) - Thorough knowledge of SBA lending process (preferred) - Prior experience working with sales teams (preferred) - Ability to multi-task and prioritize assignments (preferred) - Strong organizational skills (preferred) Educational Requirements - University (Degree) Preferred Physical Requirements - Sedentary Work Career Level - 7IC Posting End Date - 5/3/2026

Role Description The Enterprise and Operational Risk Management (ERM/ORM) Director Sr serves as a strategic leader within the risk management function, responsible for designing, evolving, and integrating the enterprise-wide risk management strategy for both enterprise and operational risks at the bank. The role partners directly with the CRO and senior executives across all business lines and functions to drive risk-informed decision-making across all levels of the organization. - Defines and executes the bank’s ERM/ORM strategy, ensuring an Integrated Risk Management approach. - Ensures fulsome risk and control coverage, optimization, and efficiencies across the three lines of defense in alignment with corporate goals, capital planning, and regulatory requirements. - Demonstrates strong executive presence and ability to influence senior leadership and the Board. - Refines the ERM and core ORM frameworks to elevate the risk management operating model. - Acts as a key advisor to the CRO on emerging risks, industry trends, and regulatory developments. - Leads the bank’s enterprise risk governance processes, including Risk Committees and Board-level risk reporting. - Champions a risk culture across the organization through training, engagement, and integration with performance and incentive structures. - Oversees the development of enterprise-level risk dashboards, key risk indicators (KRIs), and risk aggregation methods. - Drives cross collaboration with stakeholders, peers, and teammates to create feedback loops that elevate the quality of results/outcomes. - Interfaces directly with the bank's executives and regulators on key topics and responds to regulatory inquiries. - Leads, mentors, and grows a team of risk professionals, including Directors and Senior Officers. - Possesses deep expertise in enterprise risk frameworks, regulatory expectations (e.g., OCC, Federal Reserve), and governance. Qualifications - University (Degree) Preferred Requirements - 8+ Years Required; 10+ Years Preferred - Physical Requirements: Sedentary Work Career Level - 10PL Posting End Date - 5/1/26