• Define and own the product roadmap for BNBChain ecosystem verticals • Conduct competitive research and benchmarking • Translate ecosystem-level strategy into actionable product requirements • Own the full product lifecycle from discovery through launch and iteration • Use on-chain data to inform product decisions • Produce internal research reports for senior leadership

• Lead the definition, design, and development of networking products and CPE devices • Own the product lifecycle from concept through deployment, with strong involvement in technical decision-making • Translate complex technical requirements into clear product specifications • Work closely with engineering teams on architecture, design trade-offs, and implementation • Collaborate with ISP engineering teams to understand technical requirements and constraints • Define and drive solutions tailored to broadband and CPE environments • Support technical validation, deployment, and troubleshooting when needed • Participate in technical discussions (not sales-led engagements) with partners • Work independently across multiple projects and priorities • Identify technical gaps, propose improvements, and drive innovation • Take ownership of product outcomes, with a strong problem-solving mindset

Title: Product Owner II Location: US Remote Work Type: Remote, Full Time Department: 6200-Product Job Description: To be considered for this position, candidates must be legally authorized to work in the United States on a full-time basis without the need for employer sponsorship now or in the future. SavvyMoney is a leading San Francisco East Bay fintech company. We provide integrated credit score and personal finance solutions to 1,600 + bank and credit union partners nationally. The SavvyMoney solutions integrate with more than 43 digital banking platforms. SavvyMoney was recently recognized by the San Francisco Business Times and the Silicon Valley Journal as one of the "Top 25 Places to Work in the San Francisco Bay Area" and is an Inc. 5000 Fastest Growing Company. Our corporate office is located in Dublin, CA, and we offer a hybrid work environment, allowing for a balance of weekly in-office collaboration and remote work flexibility We are looking for a Product Owner II to join our product team and take ownership of our pre-approved marketing product—the experience that powers how our financial institution partners deliver pre-approved credit offers to their customers. This role sits at the intersection of technical delivery and business strategy, working closely with engineers, designers, QA, and go-to-market teams to translate product vision into well-defined, high-quality deliverables. As a Product Owner II at SavvyMoney, you will be involved in agile ceremonies, own the product backlog, and be the primary voice of the business to your development squad. You will partner closely with Product Managers and the squad focused on our lending & deposits ecosystem. You will also play a collaborative role in shaping the future of our Offer Center product, which today supports pre-approved offers and is being roadmapped to support additional product offers. Responsibilities - Requirements Gathering & Documentation - Partner with the Product Manager, internal stakeholders, and go-to-market teams to gather, document, and validate product requirements. - Transform mid-to-high-level Product Requirements Documents (PRDs) from key stakeholders into detailed, low-level PRDs—including edge cases, dependencies, and integration considerations. - Create comprehensive epics, user stories, and acceptance criteria from detailed PRDs; keep all documentation current as requirements evolve. Backlog Management & Prioritization - Own and maintain a healthy, prioritized product backlog that aligns with overall product strategy and roadmap commitments. - Make real-time prioritization decisions in response to changing business needs, technical discoveries, or partner feedback. - Continuously refine backlog items to ensure the squad is always working on the highest-value, best-understood stories. Sprint Planning & Agile Ceremonies - Run agile ceremonies in partnership with your Technical Program Manager—sprint planning, daily stand-ups, backlog refinement, sprint reviews, and retrospectives. - Drive squad velocity by removing blockers, maintaining clarity on goals, and fostering a high-performing team culture. - Lead communications during sprint reviews, clearly conveying what was delivered and why it matters. Stakeholder Communication & Rollout Collaboration - Serve as the primary communication bridge between the development squad and business stakeholders, ensuring shared understanding of scope, status, and expectations. - Proactively collaborate with market-facing teams (sales, customer success, marketing) on feature roll-out plans, timing, and partner communications. - Coordinate with the offers squad and Product Managers to ensure alignment on shared products such as Offer Center. Testing, Validation & Quality - Partner with QA teams to define test cases and acceptance criteria for all user stories. - Participate in acceptance testing activities to confirm that delivered features meet specified requirements before release. - Champion quality standards within the squad, ensuring edge cases and corner scenarios are addressed during refinement—not discovered post-launch. Product Documentation - Maintain accurate, up-to-date product documentation, including release notes, user guides, and functional specifications. - Ensure documentation is accessible to both technical and non-technical audiences and reflects the current state of the product. Data-Driven Decision Making - Use data and analytics to measure product performance, identify improvement opportunities, and inform prioritization decisions. - Partner with the Product Manager to define and track key product metrics; regularly communicate results and learnings to squad members and leadership. - Leverage squad velocity metrics to identify bottlenecks, improve delivery predictability, and continuously raise team output quality. Qualifications - Required - Bachelor’s degree in Business, Computer Science, or a related field—or equivalent practical experience. - 3–5 years of experience in a product owner or product management role, with a strong focus on requirements refinement, story definition, and backlog management. - Demonstrated proficiency with agile methodologies and hands-on experience with tools such as Jira and Confluence. - Strong analytical and problem-solving skills with the ability to break down complex business requirements into actionable engineering work. - Excellent written and verbal communication skills; comfortable leading meetings and presenting to cross-functional stakeholders. - Proven ability to manage competing priorities and make confident, data-informed decisions in a fast-paced environment. Preferred / Nice to Have - Background in consumer lending, personal finance, or the credit reporting space. - Experience working on customer-facing offer or marketing platforms (e.g., pre-approved or pre-qualified financial product experiences). - Familiarity with offer engines, recommendation systems, or conversion funnel optimization in a fintech context. Base salary The annual base salary for this position is $130,000 to $145,000 based on experience and geography. Additionally we provide - Equity Compensation Package - Flexible Time Off (FTO) - take time off as needed to rest and recharge. - Medical, Dental, Vision – 100% premium paid for employee - Disability/Life Insurance - Opportunity for learning and career growth with a top Bay Area technology company - Reimbursement for remote work setup - Monthly stipend for phone and internet - Team building events, culture activities, all hands events - Paid time off to volunteer and serve the community - Half day Fridays - 401k matching contribution - Beautiful California East Bay offices in Dublin, CA SavvyMoney’s EEO Statement SavvyMoney relies on diversity of culture and thought to deliver on our goal of Creative People, Practical solutions serving our client needs, and ensures nondiscrimination in all programs and activities. We continuously seek talented, qualified employees in our operations regardless of race, color, sex/gender, including gender identity and expression, sexual orientation, pregnancy, national origin, religion, disability, age, marital status, citizen status, protected veteran status, or any other protected classification under country or local law. SavvyMoney is proud to be an Equal Employment Opportunity/ Affirmative Action Employer.

• Own the identity verification platform strategy, roadmap, and execution — not just vendor management • Build toward multi-vendor routing optimisation across KYC providers and equivalents — maximising pass rates, minimising fraud, and managing cost-per-verification as a P&L metric • Drive the platform toward self-serve configurability so that product teams across the Exchange can configure IDV requirements, decision rules, and vendor preferences without an Engineering dependency for every change • Deliver composable IDV components — document collection, liveness, facematch, motion — that can operate independently across different product contexts • Lead initiatives to combat synthetic fraud through liveness challenges, e-ID integrations, and ML-powered fraud scoring in partnership with Risk and IDV vendors • Monitor and manage false positive rates carefully — fraud defence must not sacrifice real users • Evaluate and roadmap Non-Doc (document-free) verification and Reusable Identity solutions as high-leverage levers for reducing drop-off while maintaining compliance • Use the external competitive benchmark of approximately 2-minute average KYC completion at best-in-class multi-asset brokers as a reference bar for roadmap prioritisation • Work with Compliance to ensure regional KYC variations are handled in the product without creating dead-end or confusing experiences for users in specific jurisdictions • Own the product experience for existing users who are required to re-verify their identity due to document expiry, regulatory triggers, risk-profile changes, or periodic compliance review cycles • Track Re-KYC completion rate within grace periods, Re-KYC-triggered account restriction rate, and time from first prompt to approval as dedicated success metrics