• Conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations • Investigates criminal cases ranging from simple to complex in nature • Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats • Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure

Role Description As Compliance Manager (AML BSA Officer), you will own and scale Thera’s compliance function as we grow. You will work directly with identity and fraud prevention platform, our fintech and banking partners, and our clients to design compliant onboarding and monitoring workflows that support fast, responsible growth. This role has clear growth into senior compliance leadership as Thera scales. As Compliance Manager (AML BSA Officer), you will be the day-to-day owner of our AML and BSA program while helping build the broader compliance foundation at Thera. You will work hands-on with our identity and fraud prevention platform, directly with our fintech and banking partners, and closely with our clients to ensure smooth onboarding, ongoing monitoring, and timely issue resolution. This is a builder role. You will be creating processes, documentation, and controls that scale with the business, not inheriting a fully built compliance org. What You Will Own - AML and BSA program execution and oversight - KYC and KYB workflows and exceptions - Ongoing monitoring, reviews, and escalations - Direct coordination with banking and fintech partners on compliance requirements - Client communication related to compliance questions and reviews - Policy drafting, documentation, and internal controls - Support for audits, exams, and partner reviews as needed - Process design that balances regulatory rigor with customer experience Qualifications - 3 to 7 plus years in fintech, payments, banking, or financial services compliance - Experience owning or operating within an AML and BSA program - Hands-on KYC and KYB experience, ideally with Alloy or similar tools - Comfortable acting as a named AML BSA Officer where required - Strong judgment and ability to operate in ambiguous environments - Clear communicator with both clients and partners - Bias toward pragmatic, scalable solutions Benefits - This role offers meaningful ownership, direct exposure to partners and regulators, and a clear path to senior compliance leadership as the company grows. - You will help define how compliance works at Thera and influence product, operations, and customer experience from an early stage. Company Description Thera is building the financial OS for modern SMBs. Payroll, payments, treasury, spend, accounting, and docs all in one ecosystem. We are backed by leading investors including Y Combinator, 10X Founders, Zillionize, Amino Capital, and others. We work closely with banks, fintech partners, and global vendors to move money safely and compliantly at scale.

• Investigating, analyzing and identifying activity which may lead to filing suspicious activity reports • Occasionally working cases, as-needed, and filing SARs/STRs when appropriate • Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement • Conducting screening and adverse media checks • Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations • Maintaining a strong operational focus with the ability to manage time sensitive workflows • Collaborate with policy and compliance data and technology teams to share trends and insights • Conduct training and provide feedback to TM analysts

Contribute to AML/CTF obligations by actioning Enhanced Customer Due Diligence and Transaction Monitoring cases, maintaining compliance, and identifying process improvement opportunities to enhance operational efficiency and protect the community from...