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Business Analyst II
Location
United States
Posted
60 days ago
Salary
$82.5K - $118K / year
Seniority
Senior
Job Description
Business Analyst II
Guild Mortgage
• Work independently with Compliance, Legal, Risk, Operations, and Technology partners to document project objectives and compliance outcomes. • Identify stakeholders and analyze project scope and regulatory drivers. • Elicit, analyze, and validate business and functional requirements for compliance-driven initiatives. • Decompose high-level regulatory and policy requirements into detailed functional requirements, user stories, and acceptance criteria. • Document business rules, quality attributes, and compliance constraints. • Create current- and future-state process flows and support gap analysis. • Document system changes using narratives, diagrams, and visual models. • Develop and execute effective testing strategies to validate compliance requirements and assess cross-system impacts. • Support audit readiness, remediation activities, and regulatory change management efforts. • Participate in prioritization and business justification discussions for compliance initiatives. • Reuse and standardize requirements artifacts where applicable. • Mentor Business Analyst I team members on requirements documentation and compliance analysis practices. • Perform other duties as required.
Job Requirements
- Bachelors Degree directly related to the position or equivalent practical experience, preferred.
- Minimum four years experience of relevant experience in Business Analysis, Compliance, Risk, Legal, or Mortgage Lending Technology roles.
- Ability to organize and manage multiple priorities simultaneously.
- Ability to work well independently or within a team.
- Accurate data entry.
- Excellent interpersonal communication skills required.
- Strong understanding of mortgage compliance concepts, regulatory change drivers, and policy interpretation.
- Experience translating regulatory, investor, and state-specific requirements into system and process changes.
- Hands-on experience supporting regulatory initiatives impacting loan origination, including: Home Mortgage Disclosure Act (HMDA) Mortgage Call Report (MCR) Loan Officer and state licensing.
- Experience supporting audit and regulatory examination readiness, including validation, testing, and remediation activities.
- Ability to validate system behavior against regulatory, reporting, and investor rules.
- Experience supporting document generation and closing platforms (e.g., Docutech), including: Regulatory document logic Form updates Testing and downstream impact analysis.
- Familiarity with multi-state regulatory requirements and exams.
- Knowledge of MISMO standards and Qualified Mortgage (QM) requirements is a plus.
- Experience working within Agile, Waterfall, or Hybrid SDLC methodologies.
- Strong analytical skills with the ability to simplify complex workflows and requirements.
- Ability to produce clear documentation, including requirements, process flows, and visual models.
- Excellent written and verbal communication skills with the ability to engage stakeholders at multiple levels.
- Strong organizational skills and ability to manage competing priorities in a fast-paced environment.
- Proficiency in Microsoft Office and collaborative documentation tools.
- Commitment to Guild company values.
- Excellent verbal and written communication skills required.
- Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
- Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
- Commitment to company values.
- Customer Service - Proactive attention to each person.
- Integrity - Do and say what's right.
- Respect - Treat others with dignity.
- Collaboration - Listen and work together.
- Learning - Seek knowledge and strive for improvement.
- Excellence – Deliver the unexpected.
Benefits
- medical
- dental
- vision
- life insurance
- AD&D
- LTD
- 401(k) with employer match
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