Title: Business Banking Underwriter II Location: Tupelo United States Reference Number: R0070267 Job Description: The Business Banking Underwriter II is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. This position is available at any Huntington Corporate office location. Duties and Responsibilities: - Supports Business Banking production by maintaining an individual pipeline of work. - Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate complexity and customer exposure up to $2,500M. - Utilizes single approval authority up to $2MM. - Appropriately assess risk profile of borrower. - Tasks as needed to support the line of business and job family - Performs other duties as assigned. Basic Qualifications: - Bachelors degree - 3+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: - Bachelors degree in Business related field - Ability to underwrite credit exposures in excess of $1MM - Proficient use of Microsoft Office and other internet resources - Excellence in customer service, highly motivated, focused and goal oriented - Excellent written and verbal communication skills, including grammar and demeanor - Strong organizational skills with attention to detail, planning and follow-up - Ability to work independently on multiple tasks without compromising quality Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. #LI-CL1 Job Description Summary Do you thrive in an environment where you can put your critical thinking and communication skills to work every day? Do you appreciate being able to contribute individually as well as collaboratively? Our Surety Underwriting team values initiative, the ambition to grow and learn, a broad skill set that includes everything from marketing to finance to risk analysis and a solutions focused approach. We’re technology savvy and highly motivated to grow our business with excellent career advancement opportunities. If you can see yourself as a member of our team, in a company that wants to grow in this space, then we want to know more about you! Markets, manages and underwrites new, profitable surety business production, through direct and in person contact with select agencies or brokers. Drives profit and premium to meet financial goals and objectives through development, negotiation and execution of business plans. Collaborates with internal partners to extract new business from the agency force to review, quote, inspect and issue. Expands and enhances agency/company relationships for the purposes of writing new business. Under limited direction, underwrites accounts based on authority level granted to the role and underwriting appetite. Authority is granted based on experience and expertise. Job Description Key Responsibilities: - Monitors market conditions, competitive landscape, and confirms information gathered within market space. Researches risk, environment and factors necessary to win the account. Additional and more complex research may be required to appropriately assess more complex accounts. - Analyzes quality and quantity of risks underwritten and prepares reports accordingly. Accurately evaluates complex risk exposures and ensures review of financial documents, credit reports, bank and other underwriting documents. - Accepts, rejects, or modifies new commercial lines business to ensure profitability. Prices business according to company underwriting and pricing guidelines, and ensures standards for timelines are met. Reviews for acceptability and handles those within authority using company underwriting guidelines and standards. - Manages workflow and intricacies of underwriting more complex assigned work, utilizing company tools and systems to meet service level agreements. Ensures file handling quality and workflow efficiency with a thorough understanding of overall surety strategic direction and operating plans. - Key contributor to robust agency business development planning discussions. Develops annual DWP goals with assigned agents and develops plans in partnership with agents to achieve annual production goals. - Markets surety products to help drive agency and company results. Assists agency with strategies for pipeline management and to develop new business in targeted industries and preferred markets. Responds effectively to assess accounts and develop business propositions to win the business. Makes accurate assessments of future agency potential and is able to communicate/discuss the assessment with agency partners in a positive and professional manner. - Consults with agents, accounts and internal partners to resolve business issues and makes recommendations based on findings. Shares understanding of organizational capabilities and opportunities to drive maximum value of relationships. Consults regarding the appetite, acceptability, terms, conditions, pricing and sales techniques of large or complex accounts. Provides industry trend observations to leadership. - Effectively communicates with agencies to establish the company as the surety provider of choice for the territory. Communicates product, technology changes and company objectives. Communicates and collaborates actively with leadership to share industry trends and field underwriting experience. - Completes agency visits, as appropriate, to develop new accounts, service existing accounts, review agency performance and enhance agency relationship. Establishes and maintains strong business relationships with agencies, producers and key groups. - Leads delivery of appropriate customer service levels. Follows up and ensures proper handling of advanced customer service requests. - Ensures that tools, training and support are in place to positively impact success for assigned agencies. Identifies and communicates training needs and opportunities. Participates in program and product orientation meetings in conjunction with Sales/Marketing partners as the underwriting subject matter authority. Provides professional development knowledge and insight to team members. May help mentor new field underwriters and provide coaching. - Proven ability to manage heavy workload effectively and backup other team members as needed. May perform other responsibilities as assigned. Reporting Relationships: Reports to manager or director. No direct reports. Typical Skills and Experiences: Education: Undergraduate degree in business or a related field preferred. License/Certification/Designation: Pursuit of technical insurance coursework such as AFSB is highly desirable. Experience: Five years experience in surety underwriting preferred. Knowledge, Abilities and Skills: Knowledge of Surety's overall strategic direction and plan, including goals and objectives to achieve profit and growth. Requires advanced knowledge on all aspects of surety underwriting practices, procedures, policies, and company Excellent interpersonal and sales skills, including ability to make presentations and meet with all levels of agency personnel. Ability to build and maintain cooperative and mutually rewarding internal and external partnerships. Must have the ability to perform duties with independent judgment with underwriting authority and company underwriting standards. Demonstrated decision making ability and strong drive for results. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Not eligible (Exempt). Working Conditions: Extended and/or non-standard work hours may be required as well as extensive travel in the field. May require the ability to relocate. Must have a valid driver’s license with satisfactory driving record in accordance with Nationwide standards. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Specialist - Business Development Underwriting- Surety : $88,000.00-$163,500.00 The expected starting salary range for Specialist - Business Development Underwriting- Surety : $88,000.00 - $132,000.00

• Support Surety Underwriters in broker management and all aspects of contract and bond creation and maintenance • Serve as mentor to Surety Underwriting Partners • Create and maintain profiles for facilities and related bonds • Liaison between underwriters and operations team relative to bond registration, riders, cancellations, pricing and new bond creation • Management of broker of record process • Issuance of bond and facility renewal reporting • Broker Relationship management • Mentoring of Surety Underwriting Partners as the Operations team evolves into a more technical resource • Maintenance of prospect and client files on the V drive • Management of bond approval process • Creation and Maintenance of rate fillings • Assist with fronting transactions • Provide input to the team as operations related roles evolve • Engagement with the larger Euler Hermes organization to support the visibility of Surety within Allianz Trade

Title: Supervisor Group Underwriting Non-Complex Location: Any Canadian Location, CA Hybrid Job Description: Summary Empire Life is looking to hire an Underwriting Supervisor, Non-Complex Markets to join our Underwriting team! We are actively seeking candidates to fill a current, open position. The Underwriting Supervisor, Non-Complex Markets, is an intermediate level role responsible for the direct day-to-day people leadership management and workflow management of the team supporting the Non-Complex case market (e.g., MGA, TPA, small group). This role ensures the consistent application of underwriting philosophy and efficient execution of the non-complex quoting process and other specific processes. The incumbent serves as the SME to solve business unit internal challenges and removes blockers from the team to maintain service excellence. The incumbent reports to the Manager, Group Underwriting - Non Complex. The total target compensation (TTC) range, including salary and target bonus, is $60,000 - $93,000. This TTC range is applicable to permanent roles only; fixed-term contract and casual roles are not eligible for annual bonus and would receive only the base salary component. The actual base salary offered within this range will be determined by the successful candidate's skills and experience, as well as internal equity. Responsibilities A. Direct People Leadership Management (Key Focus) - Directly supervise, coach, and mentor the Non-Complex Underwriting team (UW A, UW I, UW II - MGA), including performance management, goal setting, and one-on-one development. - Coach team members; identify employee training and development needs; participate in hiring and employment processes; and manage employee performance. - Act as the second level for problem escalation, providing operational and functional guidance to recommend solutions or corrective measures. B. Workflow Management & Operational SME (Key Focus) - Manage daily workflow and resource allocation to ensure service standards and turnaround times are met for all non-complex underwriting activities (quotes, renewals, and amendments). - Responsible for specific processes such as the non-complex quoting workflow, ensuring quality and efficiency targets are met and exceeded. - Serve as the SME to solve business unit internal challenges and remove blockers, providing technical expertise to employees regarding processes. - Review and analyze performance metrics (caseload, block trends, quality) C. Operational Support - Develop and maintain an understanding of the business, including distribution channels, general business lines, and associated impacts and priorities. - Ensure the team maintains standard operating procedures and service standards. Education / Knowledge / Skills - 3+ years Group Insurance work experience, ideally with exposure to financial underwriting concepts. - Supervisory experience is an asset. - Strong knowledge of case underwriting (ASO, manual ratings, non-standard plan designs) is highly preferred. - Working towards Group benefits designations (GBA, CEBS) is an asset. - Working towards FLMI is an asset. - Well-developed team building, coaching, and/or mentoring skills. - Well-developed conflict resolution and negotiation skills. - Ability to think logically, analyze, and solve problems. - Knowledge of current administrative practices and systems. - Completion of a community college diploma with courses in office communications, accounting, database, management science, and leadership. - Well-developed organizational and mathematical skills. - Bilingualism (English/French) is an asset. Working Conditions - Office environment. - Ability to maintain effective working relationships and handle confidential information with tact and diplomacy. - High focus on attention to detail due to the complexity and financial risk exposure of the caseload. - Normal business hours, but may require occasional extended hours to meet critical service level agreements (SLAs). Beyond the salary For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes: - Hybrid work model - Competitive salaries with annual pay increases - Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions - Access to learning & development programs, and education/tuition reimbursement (role dependent), to support your professional growth and career advancement. - Competitive uncapped commission, for sales positions - A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, health and dental and a generous health account - Flexible work arrangements and an annual allotment of personal health days. - Four weeks annual vacation from hire date - A defined contribution pension plan with generous employer matching - Top up programs for parental leave and compassionate leave - Employer-sponsored wellness and recognition programs - A cash employee referral program To learn more about working at Empire Life, visit https://www.empire.ca/workatempire. Get to know us Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age. Empire Life is proud to be an equal opportunity employer, dedicated to building an inclusive and barrier-free workplace. We welcome applications from people with disabilities and are committed to providing accommodations at any stage of the recruitment process. If you require a specific adjustment to help you present your best self, please let us know-we are happy to work with you. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca.