Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. We provide products and services people need at a competitive price. We communicate clearly and openly so people understand what they’re buying. We design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI).
Stop Loss Underwriter
Location
United States
Posted
67 days ago
Salary
$72.7K - $121K / year
Seniority
Mid Level
No structured requirement data.
Job Description
Stop Loss Underwriter
Symetra
Role Description In this role you will be responsible for risk-based underwriting of new and/or existing accounts. You’ll be accountable for the achievement of profit, persistency, and growth goals through financial analysis of employer groups. What you will do - Determine level of risk based on established guidelines. - Analyze information on past claim history and other standard criteria. - Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns. - Develop and determine appropriate aggregate factors. - Release final rates and factors. - Accountable for profitability and all risk-based decisions. - Block Management: Manage Performance of New and/or Existing Accounts for assigned territories in the following areas: - Target final effective renewal rate increases - Close ratio - Case premium persistency - Billed to manual ratio - Quote turnaround time - Provide competitive feedback on rates/factors and products to management. Recommend improvements in underwriting and marketing strategies. - Participate in underwriting projects and cross training initiatives. - Daily interaction with agents, field staff, marketing reps and other underwriters to maintain consistency and support department workflow. - Build and maintain excellent client, rep, TPA and internal personnel relations. Qualifications - High School Diploma Required. Bachelor's Degree or equivalent combination of education and work experience highly preferred. - 1-2 years of Stop Loss risk based underwriting experience required. - Sound Knowledge of Stop Loss products/pricing. - Solid knowledge of the underwriting field and understanding of Employee Benefit Plans. - Strong analytical and technical skills. - Strong decision-making skills. - Effective interpersonal and negotiation skills. - Service and sales oriented. - Excellent written and verbal communication skills. - Strong teamwork orientation. - Presentation skills. - Working towards HIA, MHP, or CEBS designation a plus. - Solid understanding of Microsoft Office Products. Benefits - Flexible full-time or hybrid telecommuting arrangements. - Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%. - Paid time away including vacation and sick time, flex days and ten paid holidays. - Give back to your community and double your impact through our company matching. Company Description Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
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Senior Underwriter - Specialty Property
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CVP, Finance- Defense
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Executive Business Partnership - Partner with executive leadership to evaluate strategic opportunities including new programs, partnerships, and acquisitions. - Provide financial leadership on government RFP responses, pricing strategies, and cost proposal development. - Advise senior leadership on complex accounting, financial, and regulatory matters, including cost accounting standards and technical accounting positions. - Support the CEO in Board-level and executive presentations, providing financial insights and strategic recommendations. Compliance, Controls, and Audit Oversight - Establish and maintain robust financial controls, governance frameworks, and regulatory compliance structures. - Oversee preparation and response to external audits, DCAA reviews, incurred cost submissions, and proposal audits. - Ensure compliance with U.S. GAAP, government accounting requirements, and internal corporate finance policies. - Identify and communicate potential compliance risks or financial exposures to executive leadership. - Partner with Blue Yonder and external advisors in the development of internal controls over financial reporting in preparation for U.S. SOX Organizational Leadership and Capability Building - Build and lead a high-performing finance and accounting organization capable of supporting the rapid growth of the BYDS business. - Develop scalable financial processes, systems, and reporting frameworks to support operational excellence. - Foster a culture of accountability, collaboration, and continuous improvement across finance and cross-functional teams. - Partner with Blue Yonder corporate teams where appropriate while maintaining compliance with mitigation requirements. Qualifications - Bachelor’s degree in Finance, Accounting, Business Administration, or related field. - MBA or Master’s in Finance strongly preferred. - CPA strongly preferred. - 20+ years of progressive financial leadership experience, including executive-level roles. - Significant experience in government contracting and defense sector finance. - Deep expertise in FAR, DFARS, CAS, and DCAA compliance frameworks. - Strong knowledge of U.S. GAAP. - Proven experience managing indirect rate models, government audits, and contract financial management. - Demonstrated ability to serve as a trusted advisor to CEOs and executive leadership teams. - Strong track record of building and leading high-performing finance organizations. - Experience working in complex, regulated environments with global corporate governance structures. - Exceptional leadership, communication, and executive presence. 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