Position Summary The Underwriter I will evaluate new and renewal risks to ensure proper risk selection, pricing, and terms for policies generated in assigned territory. This position will work within the established strategy and delegated authority to generate a profitable portfolio. Essential Duties & Responsibilities - Risk evaluation. Evaluate submissions to determine acceptability of risks in accordance with company guidelines and standards. Determine proper coverage, pricing, limits and terms based on exposure. - Guideline adherence. Understand and follow the applicable underwriting guidelines, policies, and procedures to maintain consistency and adherence to industry regulations. Operate within assigned letter of underwriting authority. - External communication. Interact with customers, agents, and brokers to gather necessary information and to clarify underwriting requirements. Negotiate policy terms. Participate in stewardship meetings. - Data analysis. Utilize analytical tools to evaluate exposure and understand the driver of claims. - Collaboration. Drive a multi-disciplinary approach to understanding insureds’ risks. Collaborate with other underwriters and team members to gain a comprehensive understanding of the exposure and best means to provide coverage. - Documentation. Maintain accurate and detailed records of underwriting decisions and communication with both internal and external parties. Responsible for documenting the underwriting process and decisions of assigned policies. - Portfolio Management. Manage profitability, risk characteristics, submission flow, agent/broker relationships and customer service of assigned territory. Exhibit knowledge of insurance and health care industries and other companies underwriting similar coverage. - Marketing. Assist in marketing activities. - Project work. May participate on projects. Education, Experience, Competencies & Values - Bachelor's degree from four-year college or university preferred; or two to five years related experience and/or training; or equivalent combination of education and experience. - Willingness to complete requirements of the CPCU or RPLU designation is preferred. - Strong analytical skills. - Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, governmental regulations, underwriting guidelines and manuals, bylaws, financials, articles of organization, loss runs, Joint Commission reports and other industry reports. - Ability to write reports and business correspondence. - Proficiency with Microsoft Office suite of programs. - Comfortable and effective in presenting information and responding to questions from groups of managers, clients, customers, and the general public. - Ability and willingness to travel up to 20% of the year. Base salary range is $72,355 - $97,885. Individual compensation packages are based on a variety of factors that are unique to each candidate including location, skill set, experience, qualifications and education. If you're a caring and customer focused individual who enjoys working with passionate team members, Coverys is the right company for you!

Position Type: Permanent If you’re looking for a fulfilling career that can make a real difference in your life, and the lives of others, you’ve come to the right place. As a national health solutions partner, we put people first in everything we do — and that begins with our team of 8,000+ professionals who bring a cross-section of diverse life experiences and career expertise to Medavie. By collaborating and innovating together, our employees are creating industry-leading solutions in insurance, primary care and emergency medical services that impact millions of lives in Canada each year. Our mission is to improve the wellbeing of Canadians so that every life can be lived to the fullest — and it’s reflected in our award-winning culture. We celebrate individuality and value the diverse perspectives and skills our employees contribute. We go beyond providing competitive pay and comprehensive benefits to offer opportunities for personal and professional growth, flexible work options, meaningful experiences, and supportive leadership. Medavie is where employees can be their best selves, feel they belong, and achieve their full potential. Be part of it by applying for a position with us today. The opportunity As an Expert Group Underwriter, you will work within a team of skilled and energetic employees like yourself. You will collaborate with the Group Insurance Pricing team to ensure that Medavie Blue Cross achieves its financial objectives for group health, life, and disability insurance sectors. You will support pricing for large and complex corporate groups, respond to internal and external inquiries, mentor underwriters, and contribute to strategic initiatives and process improvements. What’s in it for you? - A stimulating and friendly work environment rooted in Medavie’s core values: (Caring, Accountable, Responsive, Innovative, and Community‑minded) - Opportunities for all employees to take initiative, make suggestions, and think outside the box - A diverse team of colleagues with experience in various fields - A health and dental care plan that is 100% employer‑paid from the first day - A performance bonus program - A culture that strongly supports employee learning and professional development - Work–life balance that includes flexible schedules and the possibility of working from home - An environment focused on employee well‑being, with health assessment tools and funding for sports and wellness‑related activities Your Day-to-Day Responsibilities - Establish renewal and quote pricing for large and complex groups - Analyze experience and trends to support pricing recommendations and long‑term feasibility - Respond to internal and external client inquiries related to pricing, experience and plan design - Conduct peer reviews, coaching and mentoring for underwriting staff - Participate and/or lead projects and process‑improvement initiatives - Prepare and/or review ASO and Retention financial statements and agreements - Provide underwriting input to management and business partners The Ideal Candidate Would Have the Following Skills - Post-secondary education in the field of business administration, mathematics, actuarial science, statistics or finance. - 10-15 years progressive Group Underwriting experience including different funding -arrangements and corporate groups. - Strong knowledge of Excel and Word - Strong communication skills - Excellent analytical and decision‑making abilities - Strong time‑management and organizational skills - Team‑oriented with strong negotiation skills - Bilingualism (French and English) is required to meet business needs Salary Range: $99,177.00 to $121,217.00 This posting is for an existing vacancy within our organization / Ce poste est actuellement vacant au sein de notre organisation. The Base Pay range may vary depending on the successful candidate or other relevant job-related factors such as knowledge, skills, qualifications, experience and education/training. In addition to Base Pay, eligible Medavie employees may participate in various performance-based incentive programs. Payments under these programs are discretionary and subject to both individual and organizational results. We believe our employees should reflect the communities we serve and welcome applications from candidates of all backgrounds. To provide the best experience possible, we will support you with accommodations or adjustments at any stage of the recruitment process. Simply inform our Recruitment team of your needs. We are committed to making sure recruitment, retention, advancement, and compensation are fair and accessible while following all relevant human rights and privacy laws. We appreciate everyone who has shown interest in this position. Only those selected for an interview will be contacted. Our recruitment process may involve automated tools, including AI, to assist in screening applications. If you experience any technical issues throughout the application process, please email: Medavie.Recruitment@medavie.ca.

About the team At Zillow Home Loans (ZHL), our Underwriting team is at the heart of delivering a best-in-class borrower experience. We’re a group of seasoned mortgage professionals who combine precision, integrity, and collaboration to ensure every loan we underwrite meets the highest standards of quality and compliance. As part of the Operations organization, the Underwriting team partners closely with Processing, Funding, Quality Control, and Risk to deliver sound, salable loans that support Zillow’s mission of making home financing simpler and more transparent for our customers. We operate in a fast-paced, high-volume environment where independent judgment and attention to detail matter. Every team member contributes to maintaining our reputation for accuracy and reliability while supporting a culture of continuous learning and professional growth. Our underwriters are trusted decision-makers who bring deep product knowledge, certification-level expertise, and a commitment to doing the right thing for both the borrower and the business. If you’re passionate about quality, thrive on complex loan scenarios, and want to work alongside industry leaders who value your expertise, you’ll feel right at home on the ZHL Underwriting team. About the role The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans. Additional responsibilities include: ● Review resubmitted files and documents ● Make and issue independent and compliant loan decisions ● Enter information into Encompass LOS to document and validate the file ● Maintain company service level and turn-time standards ● Maintain confidentiality with private and sensitive information ● Respond to audits and post-closing issues on time ● Maintain working and specific knowledge of agency and investor guidelines and policies and regulatory and market changes ● Collaborate with processing staff on underwriting deficiencies and calculation errors and loan processors regarding acceptable credit documentation This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions. In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $41.30 - $65.90 hourly. This base pay range is specific to these locations and may not be applicable to other locations. In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode Island, and Vermont the standard base pay range for this role is $39.20 - $62.60 hourly. The base pay range is specific to these locations and may not be applicable to other locations. In addition to a competitive base pay, employees in this role are eligible for incentive compensation and equity awards. Actual amounts will vary depending on experience, performance and location. Who you are Candidates with active underwriting certifications (FHA DE and/or VA LAPP/SAR) are highly preferred and will receive strong consideration. ● A minimum of 5+ years of recent residential mortgage underwriting experience ● 6+ years mortgage industry experience ● Ability to Underwrite mortgage loan files for agency compliance and investor guidelines ● Experience reviewing and evaluating borrower profiles, including income documentation, personal and business tax returns, credit reports, preliminary title reports, and appraisals ● Ability to manage a large pipeline and effectively handle pressure and tight deadlines ● Strong analytical decision-making, problem-solving, prioritization of workload ● Ability to succeed in a fast-paced, high-stakes environment and maintain a high level of quality and production standards ● Strong verbal and written communication skills and able to develop and maintain professional relationships with peers and management ● Certifications highly preferred (FHA-CHUMS; VA-LAPP/SAR) ● Experience underwriting Jumbo loans preferred ● Experience with recent manual underwriting ● Experience in a medium to large size nonbank lender preferred ● Encompass experience preferred Get to know us At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together. Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

If you want to make a living by making a difference, join Acenda as an PHI Financial Business PartnerJob Title: Finance Business Partner Remote Opportunity! About Acenda Integrated Health Acenda Integrated Health provides 100+ behavioral health programs, including mental health services, crisis care, substance use recovery, family therapy, maternal and pediatric support, and residential programs across New Jersey. Our team enjoys competitive benefits, work-life balance, professional development, and team engaging events. Acenda is recognized as a multi-year Top Workplace by USA Today and The Inquirer and a Top Workplace Culture award winner for Work-Life Balance as well as Joint Commission accredited and certified by MHCA and the New Jersey Alliance for Children, Youth, and Families. Join #TeamAcenda and make a lasting impact. Job Overview The Finance Business Partner (FBP) serves as the Institute’s lead operational finance professional, responsible for the oversight, integrity, and day‑to‑day management of all accounting and finance functions. This role oversees the full scope of the Institute’s financial operations, including accounting, general ledger management, financial reporting, budgeting, forecasting, internal controls, grants and restricted fund accounting, and compliance with nonprofit and regulatory requirements. Working closely with Institute leadership, the Finance Business Partner ensures accurate and timely financial information, sound fiscal stewardship, and effective financial processes that support the Institute’s mission and operational objectives. Acenda Integrated Health is the incubator of CHEW-NJPHI, and this position will dually report to Acenda’s Chief Financial Officer. As an integrated health organization, Acenda values the use of evidence-based practice or EBP's. Program Info The Center for Health Equity & Wellbeing is the officially designated, independent non-profit Public Health Institute (PHI) for New Jersey, tasked with improving health outcomes through equity-focused collaboration. It partners with state agencies, community organizations, and health providers to address social determinants of health, support workforce development, and address health disparities. Responsibilities: - Partner with the Institute staff to support strategic initiatives, financial decisions, and operational plans - Collaborates with Accounting, FP&A, Operations, and other cross‑functional teams - Leads budgeting, forecasting, and long‑range planning processes for the Institute - Analyzes financial performance, identify trends, risks, and opportunities, and explain variances versus plan - Develops and maintains financial models to support decision‑making - Works within a series of financial controls and procedures for the Accounting / Finance department. - Conducts periodic audits of budget items, including comparing per diems to actual expenses and other budget-to-actual comparisons. - Generates other grant/funder monthly/quarterly/annual reports including any ad hoc reports to meet the needs of the Institute. - Responsible for the consolidation and review of various ledgers including cash disbursements, cash receipts, accounts payable, month-end payroll summary, accounts receivable summary, and journal entries to adjust the general ledger. - Prepares and delivers clear, actionable financial statements, reports and dashboards for senior management - Monitors KPIs and help define performance metrics aligned with strategic objectives - Supports month‑end and quarter‑end reviews with meaningful commentary and insights - Ensures financial discipline, adherence to internal controls, and compliance with policies - Supports continuous improvement of financial processes, tools, and systems - Functions within agency’s policies and procedures - Performs other related duties as assigned. Requirements: - Minimum of 5+ years of experience in finance, FP&A, or related roles - Bachelor’s degree in Accounting, Finance, Economics or a related field - CPA or MBA preferred (or working toward) - Excellent verbal and written communication skills. - Excellent interpersonal and customer service skills. - Excellent organizational skills and attention to detail. - Excellent time management skills with a proven ability to meet deadlines. - Strong analytical and problem-solving skills. - Proficient with Microsoft Office Suite or related software. - Experience with Workday preferred - Experience and/or comfortability working in a start-up environment Additional Information: - Base Rate: $75,000 - Schedule: Monday- Friday; 9a-5p - Bilingual-Spanish differential: $3,120 added to base rate What we provide: - An Innovative culture that encourages you to grow and learn with the agency - Mission-driven core - Health, Vision and Dental coverage for you and your family - 401(k) with 100% employer match on the first 5% of comp - Generous time-off - Life Insurance - Flexible Spending Accounts - Employee Assistance Program - Year-end bonuses Acenda Integrated Health is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Department/Program New Jersey Public Health Institute (NJPHI)